Education · 08/29/2024

Continuing Education released a report focusing on the issue of textbook costs in American universities, highlighting that the average cost has reached $120 in 2024. The report advises students to postpone purchasing textbooks until after the first day of class. It also suggests actively seeking alternative options such as used books and e-books to effectively manage learning expenses and reduce the financial burden of higher education.

Education · 08/26/2025

The Princeton Review's 'Best Value Colleges' list highlights the University of Washington's outstanding performance in cost-effectiveness, ranking it 8th nationally and 4th among public universities in the West, thanks to its excellent educational quality and relatively low tuition. This ranking underscores the university's strength in providing high-quality education while considering students' financial burden, making it a best value choice for higher education.

Education · 03/25/2025

This article provides an in-depth analysis of accommodation costs for international students in the United States, comparing the advantages and disadvantages of on-campus dormitories and off-campus rentals. Given the general increase in accommodation expenses and limited on-campus housing resources at some universities, international students should comprehensively consider their financial situation, lifestyle preferences, and social needs to make the most informed housing decision.

Education · 09/02/2025

This article focuses on US graduate school applications, providing a detailed interpretation of GRE/GMAT and TOEFL/IELTS exam requirements. It also offers an in-depth analysis of crucial aspects such as application material preparation, process planning, and financial documentation. The aim is to help applicants prepare efficiently, showcase their strengths effectively, and ultimately succeed in entering their desired US universities for further studies.

Finance · 08/07/2025

XTB, a renowned global online trading platform, offers a wide range of investment products and transparent services. Since its establishment in 2002, it has focused on real stock and CFD trading, providing diverse financial instruments with low spreads. Its optimized platform, xStation 5, along with mobile support, ensures a convenient trading experience for users. Regulated by the UK's FCA, clients benefit from high transparency in services.

Apartment Rental · 07/16/2025

The U.S. residential real estate market has gradually recovered this year, particularly in new home transactions, although residential investment remains sluggish. The structural characteristics of the market result in a less pronounced overall recovery. The significance of the real estate market is evident, as its fluctuations have a substantial impact on the economic cycle. This article explores the economic implications of real estate, the interplay between real estate cycles and the macroeco

Transportation · 07/21/2025

This article provides a comprehensive overview of the process of buying a used motorcycle in the United States. It covers how to choose a trading platform, select the right model, communicate details, conduct field inspections, and manage transactions and ownership transfer procedures. The article also discusses key considerations for buyers to ensure a safe purchase and a smooth process. Additionally, it offers suggestions for professional procurement services to help buyers have a more convenient experience.

Finance · 07/17/2025

This article provides detailed steps and precautions for filling out checks in the United States, covering aspects such as date, payee, amount, and notes. Understanding the rules for check usage and following standard procedures can effectively prevent legal issues like bounced checks, ensuring smooth transactions. It is also advised to carry a small amount of cash for emergencies. Each stage is explained in detail to ensure that readers can fill out checks legally and correctly.

Culture · 06/26/2019

This article provides an overview of the various coins in circulation in the United States, detailing their denominations and designs. It includes a description of coins such as the penny, nickel, dime, quarter, half-dollar, and golden dollar, highlighting their materials, sizes, obverse and reverse designs, and cultural significance. These coins serve not only as tools for everyday transactions but also embody America's history and values. Understanding these coins helps to gain a deeper

Taxation · 07/17/2025

In the United States, businesses need to understand their obligation to collect sales tax during transactions. This includes legally registering, accurately calculating tax amounts, and ultimately submitting tax filings and paying owed taxes. As an indirect tax, the business acts as an agent to transfer taxes to the tax authorities. Although the filing and payment processes are typically conducted together, they are independent, and businesses should adjust their filing frequency according to

Insurance · 07/18/2025

This guide provides a detailed overview of the necessity of car and home insurance in the United States and their main types. Car insurance includes liability, collision, and comprehensive coverage, with pricing based on the driver and vehicle conditions. Home insurance protects landlords and tenants against property loss, covering structural damage and personal belongings. By understanding these insurances, international students can better protect their interests and reduce financial risks

Loans · 07/18/2025

Microloans in the United States offer flexible financial support for consumers, especially during times of urgent need. Various channels such as banks, online lending platforms, and credit unions provide different options for borrowers. However, it is crucial to understand interest rates, fees, and repayment details when applying for a microloan. This report closely examines the types of microloans, the application process, and risk management strategies, aiming to help borrowers make informed

Loans · 07/18/2025

This article provides an in-depth analysis of the student loan system in the United States, which is primarily divided into federal student loans and private loans. Federal loans offer lower interest rates and flexible repayment options, making them suitable for students with average financial conditions; in contrast, private loans have higher limits and variable interest rates based on creditworthiness. The application process is relatively straightforward, and after graduation, various

Loans · 07/18/2025

This article explores the types of small business loans available to immigrant entrepreneurs in the U.S., including term loans, SBA loans, business lines of credit, equipment loans, invoice financing, sales advances, personal loans, and business credit cards. Each loan has distinct features and eligibility criteria, requiring immigrant entrepreneurs to choose suitable financing options based on their circumstances. It is recommended to seek professional financial advice when necessary to ensure

Taxation · 07/18/2025

Understanding the importance of tax credits and deductions in reducing tax liabilities is essential. Familiarizing oneself with various types of tax credits and deductions, including those for families, education, clean energy, and business-related benefits, can effectively lighten tax burdens and promote financial health for individuals and businesses. According to new legislation, both individuals and businesses can enjoy new tax incentives. Taxpayers are advised to thoroughly review policies