Insurance · 08/06/2025
Los Angeles Wildfires Expose Resource Shortages Amid Economic Strain
The wildfires in the Los Angeles mountains have caused significant damage, raising public concern over resource management, policy failures, and an insurance crisis. The performances of the mayor and governor in addressing these issues have faced heavy criticism. Additionally, the fires have revealed the vulnerabilities of the city’s firefighting system, highlighting the urgent need for comprehensive reform and governance.
Education · 08/13/2025
Wake Forest University Balances Academics and Campus Culture
Wake Forest University is a private liberal arts college located in North Carolina, consistently ranked among the top universities in the United States. The school is known for its rigorous academic standards and personalized teaching approach, offering a test-optional policy for admissions. The application process is divided into three rounds, with early submission highly recommended.
Culture · 08/07/2025
Urban Agriculture Expands Sustainable Food Options in Cities
Urban agriculture provides a compelling solution for addressing the demand for fresh food and ensuring environmental sustainability in modern cities. By utilizing urban spaces for agricultural production, cities can enhance food self-sufficiency, reduce transportation carbon footprints, and foster community cohesion and economic growth. Despite facing challenges, policy support and technological assistance will propel its future development.
Finance · 10/04/2023
Resilience of the U.S. Economic Cycle and Analysis of Current Challenges
As of September 2023, the US economy remains resilient despite undergoing 525 basis points of interest rate hikes, even as multiple recession warning indicators continue to signal caution. The current economic cycle is in the late expansion phase, primarily supported by consumer spending and government investment. Compared to 2008, both corporate and household balance sheets have improved, creating potential for growth. However, the future trajectory remains complex, and it is crucial to closely monitor changes in various economic indicators.
Travel · 07/25/2025
Duke Forest Recovers Posttropical Storm Chantal
Tropical Storm Chantal severely impacted Duke Forest, posing significant challenges to the ecosystem. Through nature-based solutions, such as restoring waterways and replanting native tree species, coupled with community involvement (volunteer participation, scientific monitoring, and government support), Duke Forest is gradually recovering. This demonstrates the resilience and hope that arises when humans and nature work together to overcome disasters. The restoration efforts highlight the importance of community resilience and ecological restoration in the face of increasing natural disasters.
Finance · 07/30/2024
Federal Reserve Rate Decision Outlook Waiting for the Timing of Rate Cuts
Despite expectations that the Federal Reserve will maintain interest rates at its upcoming meeting, recent economic data and changes in the labor market provide strong justification for future rate cuts. This article analyzes the context of rising inflation rates and real interest rates, and explores how the Federal Reserve may adjust its policy statements to adapt to the new economic landscape.
Education · 07/17/2025
A Comprehensive Overview of the U.S. Education System: Structure and Characteristics
The American education system comprises preschool, primary, and higher education, each focusing on different skill development. Higher education includes various institutions such as community colleges, liberal arts colleges, universities, graduate schools, professional colleges, technical colleges, military academies, and adult education, offering a wide range of degree options. Education management is decentralized, with each state responsible for education policy and regulation. American
Taxation · 07/17/2025
Tax Gap: An Analysis of Tax Compliance in the United States
This paper analyzes the tax gap in the United States, highlighting that from 2014 to 2016, the gap reached $496 billion, which includes unreported income, underreporting, and unpaid taxes. It emphasizes the importance of tax compliance and explores the role of policy initiatives and future outlooks aimed at improving overall tax compliance rates to ensure a fair distribution of tax burdens.
Culture · 07/31/2025
US Cities Adapt Infrastructure for Aging Population
As the aging phenomenon intensifies in the U.S., the accessibility of urban services has become increasingly prominent, revealing significant disparities. To address this challenge, the article proposes the concept of a '15-minute city' to enhance convenience for the elderly. It draws on successful international experiences and advocates for policy reform and innovative urban planning to foster a more inclusive society.
Finance · 07/09/2025
US Tariffs Reshape AI Industry Alter Investment Landscape
The impact of the new US tariff policy on the semiconductor and AI industries is becoming evident, yet the market's reaction has not been as intense as expected. Analysis from Moore Investment Advisors indicates that the explosive growth of AI infrastructure will present opportunities for investors. Selecting strong stocks for investment will be a wise strategy for investors navigating future market changes.
Finance · 08/06/2025
Stock Market Dips on Jobs Data Geopolitics Trump Policies
The US stock market saw a significant drop due to disappointing employment data and escalating geopolitical tensions, with concerns raised by Trump's policies. Analysts highlight that rising unemployment and high tariff policies have shaken investor confidence, intensifying the risk of economic recession. The future direction of the market will heavily depend on policy changes and the development of international situations.
Insurance · 09/02/2025
US Insurance Guide for International Students in 2025
This article provides international students with the latest guide to avoid common pitfalls in medical and home insurance in 2025. It covers claims processes, pre-authorization, policy changes, types of insurance, premium differences, additional living expenses, and tips for reducing home insurance costs. The aim is to help international students choose the right insurance and enjoy a worry-free study abroad experience.
Education · 08/13/2025
University of St Thomas in Texas Expands Academic Offerings
The University of St. Thomas, located in Texas, boasts a 93% acceptance rate and an affordable tuition of only $10,500, attracting 4% of international students. The graduation rate stands at 66%, with average salaries for public policy and political science graduates at $63,100 and $47,900, respectively. The application deadline is August 1, making it an ideal choice for higher education.
Taxation · 04/14/2025
Tennessee Tax Relief After Disaster Important Information for All Residents and Businesses
The government has announced tax relief for residents and businesses across Tennessee affected by the storms and flooding on April 2, 2025, with the filing and payment deadline extended to November 3, 2025. All 95 counties qualify, and taxpayers do not need to apply proactively but must update their information. Additional tax relief includes optional reporting for disaster losses, and disaster recovery funds not counted as total income may be excluded. The IRS will provide further support and relief measures as needed.
Taxation · 08/27/2025
US Tax Residency Guide for International Students
This article focuses on international students in the US, providing a detailed interpretation of the Economic Impact Payments issued by the US government during the pandemic. It also delves into the application of the Substantial Presence Test in determining tax residency status. The aim is to help international students correctly understand their tax obligations and avoid unnecessary troubles caused by tax issues. It clarifies eligibility for economic relief and the criteria for being considered a US tax resident, crucial for filing taxes accurately.