Finance · 12/14/2023

The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Finance · 07/22/2025

The U.S. game industry faces challenges, but console sales are gradually recovering, while software sales remain dominant. Investors can diversify their investments through ETFs like ESPO, HERO, and GAMR. However, it is important to approach the market with caution in the short term.

Loans · 07/22/2025

When applying for a mortgage in the U.S., both identity and repayment ability are crucial. Understanding how different visa categories affect loans, as well as assessing credit history, monthly debt-to-income ratio, and property value, can significantly assist buyers in obtaining financing.

Loans · 07/24/2025

This article provides an overview of various loan types in the United States, including federal student loans, private loans, personal loans, and mortgages. It emphasizes the importance of managing credit history and comparing terms in the loan application process, helping international students and home buyers find the best funding options.

Job Search · 07/25/2025

This article provides ten key tips to help job seekers in the U.S. craft an outstanding resume. It covers various aspects such as personal information, contact details, format, work experience, and language skills, enabling applicants to stand out among numerous candidates.

Finance · 07/18/2025

This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.

Taxation · 01/07/2019

The 2019 update to U.S. tax regulations introduced several key policies, including application processes for hardship exemptions, disclosure requirements for accuracy-related penalties, and opportunities for sales tax refunds. These changes offer taxpayers enhanced flexibility and convenience, directly impacting the financial planning and compliance strategies of both individuals and businesses.

Job Search · 05/08/2025

Amidst tech industry layoffs, Temple University Computer Science graduate Andrew Tran successfully landed a Software Engineer role at AWS. His experience highlights the importance of strong technical skills, problem-solving abilities, and understanding industry trends as key to overcoming challenges. This provides valuable insights and inspiration for other students navigating the job market. His success demonstrates that focused effort and a proactive approach can lead to positive outcomes even in a difficult economic climate. He serves as a role model for aspiring engineers.

Job Search · 07/21/2025

AI code generation is rapidly evolving, significantly impacting the software development industry. It presents both a potential threat to junior programmers and an opportunity to enhance development efficiency. Developers should embrace AI, learn to leverage AI tools to improve their skills, and pay attention to code security issues, welcoming a new era of software development. The focus should be on adapting to these changes and utilizing AI as a powerful assistant while mitigating potential risks related to security and the evolving role of developers.

Finance · 07/21/2025

For immigrants over the age of 45, proper retirement planning is crucial. In the U.S., retirement income primarily comes from Social Security, 401(k) plans, and annuities. Each method has its unique advantages, and a well-balanced combination with early planning can ensure future financial stability. Adapting to changing needs and tax situations is essential to achieving economic independence and improving quality of life.

Taxation · 08/27/2025

This article focuses on international students in the US, providing a detailed interpretation of the Economic Impact Payments issued by the US government during the pandemic. It also delves into the application of the Substantial Presence Test in determining tax residency status. The aim is to help international students correctly understand their tax obligations and avoid unnecessary troubles caused by tax issues. It clarifies eligibility for economic relief and the criteria for being considered a US tax resident, crucial for filing taxes accurately.

Job Search · 09/02/2025

This article addresses the pain points of international students seeking jobs in the US, focusing on cover letter structure, content, and common pitfalls. It provides data-driven optimization strategies, emphasizing the importance of highlighting personal achievements and quantifying results. The article also advises on networking and ensuring the reliability of data sources. The aim is to help international students improve their job search success rate by crafting compelling and effective cover letters that showcase their skills and experience in a quantifiable manner.

Transportation · 09/02/2025

This guide is specifically designed for international students studying in the US. It provides a detailed introduction to various car washing methods in the US, tips on selecting car washing products, and the importance of regular car maintenance. It aims to help international students easily solve car washing problems, avoid the embarrassment of driving a dirty car, and enjoy a convenient study abroad life. Learn how to keep your car clean and well-maintained while studying in the US!

Travel · 05/08/2025

This article focuses on emerging tourist destinations in South America, providing an in-depth analysis of Peru's Inca civilization and the diverse charm of Sao Paulo, Brazil. It offers travel tips to help travelers plan an unforgettable South American journey and experience the continent's vibrancy and mystique. Discover the rich history, vibrant culture, and stunning landscapes that South America has to offer, from the ancient ruins of Machu Picchu to the bustling streets of Sao Paulo.

Transportation · 07/25/2025

US aviation safety faces challenges including air traffic controller shortages and inadequate civil-military airspace collaboration. Addressing these issues requires comprehensive measures such as increasing controller training, improving civil-military coordination mechanisms, and strengthening safety assessments of new technologies. Only through these integrated efforts can we effectively address current aviation safety challenges and ensure public safety. The controller shortage impacts efficiency and safety, while airspace conflicts between civilian and military operations can lead to delays and near misses. A proactive and multi-faceted approach is crucial for maintaining a safe and efficient air transportation system.