Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Transportation · 05/22/2025

The number of fatalities among pedestrians and cyclists due to traffic accidents in California has been increasing annually, with pedestrian death rates rising by 50% since 2010 and cyclist fatalities increasing by over 60%. There is a call for the entire society to strengthen awareness of traffic safety and enforce regulations to ensure the safety of every resident.

Taxation · 08/13/2025

Residents and businesses in Alabama affected by Hurricanes Helen and Milton will receive tax assistance from the IRS, with all related deadlines extended to May 1, 2025. The IRS will also hold a community assistance event in Thomasville to provide on-site consultations and remind victims to submit relevant documents and tax payments by October 16.

Education · 09/02/2025

A Sinoway Education report reveals the academic integrity challenges faced by international students in the US, including misunderstandings stemming from cultural differences and new risks posed by artificial intelligence. The report emphasizes the importance of understanding American academic standards and avoiding violations. It also cautions international students to use AI tools carefully to maintain academic integrity.

Taxation · 07/18/2025

This article provides a detailed analysis of the fundamental rights of taxpayers as recognized by the IRS, including the right to be informed, the right to quality service, the right to question, and the right to appeal. By understanding these rights, taxpayers can more effectively interact with the IRS, protect their interests, and ensure fairness and transparency in tax matters.

Education · 07/28/2025

Founded in 1969, Windsor School primarily caters to Chinese students and aims for holistic education. The institution focuses on nurturing students' academic, emotional, and cultural competencies within a safe and supportive environment. Accredited by multiple educational organizations, the school is guided by an experienced faculty team dedicated to fostering comprehensive development, equipping students to face the challenges of modern society.

Taxation · 08/07/2025

The risk of penalties faced by tax document preparers is continuously increasing, making it crucial to understand how to handle IRS penalty notices. By verifying the notice information, addressing issues promptly or filing appeals, and ensuring adherence to laws and regulations, the risk of being penalized can be effectively reduced. Maintaining professional compliance and ethics is key to achieving long-term development.

Finance · 01/10/2025

The Chinese A-share market closed sharply down on Friday, influenced by the upcoming announcement of new regulations affecting the Chinese automobile industry by the U.S. The Shanghai Composite Index fell below 3,200 points, with significant declines also seen in the Shenzhen Composite Index and the ChiNext Index. Meanwhile, the central bank adjusted its treasury bond buying strategy to ensure market liquidity.

Education · 09/02/2025

International students can save money on expensive textbooks by exploring options like purchasing e-books, utilizing Open Educational Resources (OER), applying for scholarships, buying used books, borrowing from libraries, and considering textbook rentals or sharing. By being financially savvy, international students can alleviate financial burden related to textbooks and focus on their studies. Smart budgeting ensures a worry-free academic journey.

Education · 08/20/2025

Misophonia is a neuropsychological disorder characterized by intense negative emotions triggered by specific sounds. Research focuses on elucidating its neural mechanisms and exploring objective diagnostic methods, such as pupillometry. Current mainstream treatment strategies involve interdisciplinary interventions, including cognitive behavioral therapy, sound desensitization therapy, and adjunctive therapies. Future research aims to develop more precise and effective treatment options for individuals suffering from misophonia.

Education · 08/14/2025

The HiSET® is a high school equivalency test in the United States that assists adults who have not completed their high school education in obtaining an equivalent diploma. By passing the exam, candidates gain a crucial qualification that enhances their career and educational opportunities. Registration is convenient, with specific requirements varying by state, making it suitable for adults seeking better development.

Education · 08/31/2025

Numerous US universities and professional institutions offer real estate courses, helping aspiring individuals enter the American real estate industry. The curriculum covers core areas such as sales, appraisal, brokerage, finance, laws and regulations, and property management. These programs can help you become a residential sales expert, a commercial real estate specialist, or proficient in mortgage lending, home inspection, or property management. Gain the knowledge and skills needed to succeed in the competitive US real estate market.

Education · 07/21/2025

Florida plans to ban full-day smartphone use by students in 2025, aiming to enhance classroom focus and reduce cyberbullying.

Apartment Rental · 07/17/2025

Renting a home in the U.S. without a Social Security Number (SSN) is not impossible. Tenants can overcome challenges by communicating with landlords, providing other legal documents, and requesting a credit report from credit agencies. Although lacking an SSN may lead to additional requirements, such as pre-paying rent or deposits, tenants can avoid negative consequences of default by maintaining a good credit history and communicating promptly.

Finance · 07/18/2025

The US dollar is the legal tender of the United States, issued by the Federal Reserve, with a long history and a key role in international trade. Its exchange rate and value are influenced by various factors, particularly in the commodities market, where the dollar's trend is a significant price determinant. The design of dollar bills combines history and culture, further enhancing its global influence.