Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Travel · 07/30/2025

The Waikiki La Croix Hotel is located in Honolulu, offering comfortable accommodations and an excellent location near the beach and shopping centers. The hotel provides breakfast, a swimming pool, and a fitness center, with well-equipped rooms suitable for travelers on various budgets, making it an ideal base for exploring the island.

Lawyers · 07/28/2025

This article explores the risks of facing ICE immigration enforcement in the U.S. and strategies for response. It emphasizes the importance of understanding one’s rights, and offers suggestions for establishing emergency contacts, learning legal knowledge, and creating emergency plans. The aim is to enhance self-protection awareness among readers concerned about immigrant safety.

Lawyers · 07/28/2025

This article interprets the family reunification policies for refugees and asylum seekers in the United States, including the current status of I-730 and I-130 applications. It analyzes the impact of policy changes on family reunification and provides key guidance and important considerations to help applicants understand their chances of success.

Taxation · 08/07/2025

This article discusses how to address fines for international tax reporting. If you receive a notice from the IRS, it is important to verify the information and follow the provided instructions, which may help you avoid fines. Understanding the necessity of submitting tax returns can aid in preventing substantial penalties and interest.

Lawyers · 08/06/2025

Investment immigrants must file a petition to remove conditions within 90 days before the expiration of their conditional green card to avoid status termination. Even in the event of death during the holding period, family members can apply to remove the conditions. It is crucial to act promptly to maintain permanent resident status.

Education · 09/02/2025

Founded in 1872, the Virginia Tech Corps of Cadets is dedicated to developing leadership, responsibility, and a spirit of service through traditions like the Caldwell March and community service initiatives. More than just a witness to the university's history, the Corps of Cadets serves as a cradle for shaping future societal leaders.

Taxation · 07/23/2025

The Volunteer Income Tax Assistance and the Tax Counseling for the Elderly programs offer free tax filing services to qualified taxpayers, assisting low-income, disabled, and elderly individuals in completing their tax returns. Trained volunteers ensure the professionalism of the service and the security of information, allowing taxpayers to benefit from reliable tax assistance.

Travel · 02/14/2025

The Artemis Program aims to re-establish human connection with the Moon through international cooperation for long-term habitation, laying the groundwork for Mars exploration. The initiative emphasizes resource development, utilizing the Moon's abundant water and minerals to open new frontiers in cosmic exploration, showcasing the great spirit of human unity and scientific advancement.

Finance · 07/22/2025

This article provides a detailed overview of various types of stocks, including common stocks, preferred stocks, and stocks categorized by market capitalization. It aims to help investors understand the characteristics and potential investment value of each stock type, thereby enhancing their decision-making capabilities in the stock market.

Taxation · 07/23/2025

This article provides a detailed overview of tax filing deadlines in the United States, the process of applying for an extension, and related regulations, particularly for specific groups such as military personnel. It aims to help taxpayers understand how to file their taxes on time to avoid penalties.

Taxation · 07/23/2025

This article provides a detailed overview of common tax credits and deductions available to businesses, including employer-provided childcare services, Opportunity Zone tax incentives, and fuel tax credits. These measures can effectively reduce the tax burden on companies, enhance financial health, and improve their competitive edge in the market.

Finance · 07/23/2025

This article provides an in-depth analysis of the concept of home equity, its calculation methods, and how to effectively leverage this asset for borrowing. By understanding the mechanisms of home equity generation and strategies for increasing it, readers can better manage their personal finances and achieve wealth growth.

Job Search · 07/23/2025

Resigning is not a simple decision but a process that involves multiple considerations. This article explores the best practices and precautions to take when resigning, helping you gracefully say goodbye to your old job, maintain a positive professional image, and ensure a smooth career development in the future.

Job Search · 07/24/2025

This article provides ten practical tips for achieving success in the workplace, including proactive communication, punctuality, adhering to instructions, and active teamwork to help integrate quickly and gain recognition from superiors. By adopting the right behavior and attitude, one can significantly enhance workplace performance and facilitate career development.