Finance · 08/06/2025

The Federal Reserve is set to announce its interest rate decision and economic forecast on Thursday. Maintaining the current policy is nearly a consensus, with the focus on future interest rate trends, employment data, and inflation risks, which will likely attract significant attention from investors and potentially cause market volatility.

Finance · 08/06/2025

A Goldman Sachs report indicates that the market is experiencing a 'golden-haired girl' trend driven by dovish expectations from the Federal Reserve, reduced geopolitical risks, and progress in trade negotiations. The economic growth is moderate with low inflation pressures, creating a favorable environment for the recovery of risk assets.

Finance · 08/06/2025

Trump's strong return to the presidency will impact global central banks' interest rate strategies. His tariff policies may lead to a slowdown in the global economy and accelerate inflation in the U.S., making the Federal Reserve more cautious about rate cuts. Meanwhile, emerging markets may face unique challenges and opportunities.

Education · 07/24/2025

This article clarifies common terminologies related to the study abroad application process in the United States, from the ACT exam to GPA, making your application process smoother and clearer, thus supporting your academic journey!

Finance · 07/18/2025

U.S. retail sales increased by 0.6% in June, indicating resilience in consumer spending. The labor market remains robust with a decline in initial unemployment claims; ASML's earnings surpassed expectations, signaling growth. Despite easing inflation, uncertainties persist in real estate and trade policies, while the AI sector continues to hold long-term potential.

Finance · 07/25/2025

Recently, the US stock market has shown a strong rebound trend, with TSMC and the rise of AI and energy investments invigorating tech stocks. The House's stablecoin bill hearings and the release of June inflation data have become focal points for the market, prompting investors to seize opportunities amid fluctuations and rotations.

Finance · 07/28/2025

This article analyzes the key factors influencing silver prices, including industrial demand, dollar strength, economic conditions, and inflation. It also explores the importance of silver in the modern economy. Silver is not only an investment hotspot but also a crucial raw material for industrial production. Understanding its dynamics will help navigate market fluctuations.

Loans · 08/04/2025

The continuous rise in U.S. housing prices is influenced by multiple factors, including a housing shortage, a significant increase in mortgage interest rates, and escalating inflation. Homebuyers, particularly first-time buyers, are facing severe challenges. Moving forward, it is crucial to focus on ways to address the tight inventory and reduce the financial burden.

Taxation · 07/25/2025

The "Tax Cuts and Jobs Act" has had a significant impact on individuals, businesses, and tax-exempt organizations. This article analyzes how various taxpayers should respond to the new tax law changes and their potential financial implications.

Education · 07/31/2025

Several universities, including Princeton, Duke, and Vanderbilt, have extended their optional standardized testing policies, allowing applicants to omit SAT/ACT scores in their admissions process. This change aims to reduce application pressure and enhance diversity in admissions.

Finance · 07/22/2025

In the United States, Social Security benefits are adjusted annually based on the Cost of Living Adjustment (COLA), with an estimated increase of about $50 in 2025. The Social Security Administration evaluates inflation using the Consumer Price Index for urban consumers to ensure that benefit amounts align with economic changes, thereby protecting beneficiaries' standard of living.

Finance · 07/24/2025

The Shiller P/E ratio is a crucial indicator for assessing stock market valuation. By analyzing the average earnings per share over the past decade, along with inflation factors, it helps investors reveal the market's true state and determine if it is overheated. Despite its advantages, it also has drawbacks, such as data dependency and cyclical fluctuations.

Finance · 07/18/2025

Arbitrage Pricing Theory (APT) analyzes expected asset returns through multiple factors, highlighting that many economic risks, such as inflation and fluctuations in national income, cannot be diversified away. Compared to the Capital Asset Pricing Model (CAPM), APT offers greater flexibility, as it does not rely on a market portfolio and has fewer assumptions, providing broader applicability for theoretical use.

Finance · 08/06/2025

East Coast port workers began a strike on October 1 due to a breakdown in negotiations over wage increases and automation issues. The strike involves 36 ports and could lead to supply chain disruptions and rising inflation. Experts warn that if the strike continues for several weeks, it will impact the delivery of goods for both consumers and businesses.

Education · 08/06/2025

This article explores the challenges faced by disabled immigrants in the United States and the legal protections available to them, including the significance of the Disabilities Act. It also discusses related social resources and support systems that can assist this community.