Insurance · 07/01/2025

This article explores the risk assessment models used by American insurance companies to determine insurance premiums. It analyzes various variable factors including the characteristics of the insured subject, historical data of the insured, macroeconomic environment, and specific factors exclusive to different types of insurance. The study reveals how to scientifically and reasonably assess risks and set appropriate pricing.

Insurance · 08/05/2025

This article provides a detailed guide for Chinese immigrants in the U.S. on purchasing car insurance. It covers essential types of coverage and the buying process, aiding readers in understanding the legal requirements and insurance strategies in America. The goal is to ensure both safety and economic protection.

Insurance · 09/02/2025

This article offers a comprehensive guide to US car insurance, covering vehicle selection, insurance types, selection methods, premium calculations, and money-saving strategies. It also addresses racial bias in traffic enforcement and incorporates behavioral economics principles and medical research findings to provide deeper insights and recommendations. The aim is to help readers choose the most suitable car insurance and ensure safe driving.

Education · 09/02/2025

This article provides an updated guide to American braces in 2025, focusing on Invisalign's price range and insurance coverage. It offers advice on researching dental insurance plans and briefly outlines different types of American dentists, helping readers understand how to choose the right dentist for orthodontic treatment. The guide aims to provide a clear overview of the costs associated with teeth straightening and how to potentially mitigate those expenses through insurance and informed dentist selection.

Education · 03/17/2021

The Test Optional policy allows students to decide whether to submit their test scores, increasing competitiveness and shifting focus to other performance metrics.

Job Search · 04/03/2025

Trump's immigration policy in his second term continued the 'America First' approach while opening new opportunities for high-skilled immigrants. Programs like EB-1A and NIW allow applicants to obtain immigration status more easily. Given the global demand for top talent, this policy is particularly attractive, especially for applicants from mainland China facing traditional immigration challenges. The aim is to provide these talents with policy benefits, enabling them to seize opportunities in the AI era.

Lawyers · 08/06/2025

This article provides the latest updates on U.S. immigration policies for 2025, helping you understand how to adapt to policy changes, apply for available benefits, and protect your rights. Get reliable information to secure a better future for you and your family.

Lawyers · 08/06/2025

The U.S. family immigration program allows for legal reunification, categorized into applications for immediate relatives and other family members, involving the submission of Form I-130 and the green card application process. Detailed steps and legal advice are crucial.

Lawyers · 08/06/2025

This article provides a detailed guide to U.S. immigration policy, covering key topics such as rights, asylum applications, temporary protected status, special visas, and family reunification. It aims to assist you in navigating the challenges and uncertainties brought about by policy changes.

Education · 10/06/2024

This paper delves into Duke University's innovative practices in public policy education, focusing on its emphasis on ethics education and the impact of leadership style on the university's development. It also analyzes strategies for addressing challenges in civic education. The article reveals how Duke University cultivates future leaders with a strong sense of social responsibility and practical skills through an ethics-based and innovation-driven educational philosophy. The study highlights the university's commitment to preparing students to navigate complex policy issues with integrity and effectiveness.

Education · 08/26/2025

Duke University has implemented a flexible work policy that allows faculty and staff to bring pets to work, aiming to improve employee well-being and productivity. The university has established detailed regulations to address potential challenges, striving to balance 'adorable pet benefits' with 'work order'. The ultimate impact of this policy is worth anticipating. The policy aims to boost morale and create a more welcoming environment while ensuring minimal disruption to the workplace. The university hopes to set a positive example for other institutions.

Education · 01/28/2025

Open Access aims to break down barriers in academic publishing and enhance research visibility. MIT Press's D2O initiative serves as a successful example, but funding and quality control remain challenges. Library consortia and policy-driven initiatives are key forces. Building a fair and sustainable academic publishing ecosystem requires collaborative efforts from all stakeholders to achieve equitable knowledge sharing. This includes addressing concerns about financial models and ensuring the rigor and validity of published research, ultimately promoting wider accessibility and impact of scholarly work.

Education · 03/29/2025

Georgetown University piloted the Common Application and re-evaluated standardized tests and legacy admissions based on two years of data analysis. Research indicates that eliminating legacy admissions has a limited impact on student body composition, but legacy admissions may exacerbate educational inequity. This reform aims to enhance admissions fairness and transparency, providing a reference for other universities. Georgetown's data-driven approach seeks to diversify its student population and address concerns about privilege in higher education admissions. The university hopes this will lead to a more equitable and representative student body.

Insurance · 07/22/2025

This article provides an in-depth analysis of the necessity of car insurance in the United States and the main types of coverage, including liability, collision, and comprehensive insurance. It offers comprehensive insurance knowledge and practical advice for international students and new drivers, helping them effectively manage unexpected risks while driving.

Insurance · 07/24/2025

Starting November 2024, individuals with DACA status can apply for health insurance through the health insurance marketplace. This article provides a detailed overview of the health insurance rights of DACA beneficiaries, the application process, and relevant policies, helping readers make informed choices regarding healthcare coverage for themselves and their families.