Education · 07/21/2025

This article outlines the key processes involved in studying in the K-12 system in the USA, assisting parents in choosing the right public or private school for their children. It emphasizes the enrollment eligibility for international students, the importance of SEVP certification, and the I-20 form to ensure a smoother educational experience in the American education system. Many families prioritize private schools to ensure a comprehensive cultural education experience.

Education · 09/18/2020

Since 2020, U.S. universities such as UC and CSU have suspended the mandatory standardized testing requirements due to the pandemic, adjusting their admissions policies to attract students in a more flexible manner. The new policies place greater emphasis on students' regular academic performance and extracurricular activities, providing more opportunities for international students.

Apartment Rental · 07/21/2025

A new short-term rental law in New York City took effect on September 5, requiring landlords to register for renting out their properties, with significant penalties for non-compliance. Supporters argue that the policy combats illegal rentals and helps alleviate the housing crisis, while opponents fear it will negatively impact landlords' livelihoods and tourism. Few landlords have successfully registered, and a significant shift in the short-term rental market is anticipated. The implementation of this policy will enforce compliance in the short-term rental market, necessitating adjustments from landlords and platforms to adapt to the new regulations.

Finance · 05/02/2025

The former Treasury Secretary harshly criticized market expectations for interest rate cuts, arguing that bond market trends do not justify such actions and warning that accommodative policies could severely undermine market confidence in controlling inflation. Additionally, despite clear signs of economic weakness, he emphasized that cutting rates would be highly inappropriate while inflation remains effectively uncontrolled, urging a cautious approach to price pressures.

Finance · 12/14/2023

The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Lawyers · 07/22/2025

This article provides an in-depth analysis of the bankruptcy reorganization process in the United States, emphasizing three core stages: application, plan formulation, and execution. It explores the protection of interests for both debtors and creditors, aiming to assist relevant enterprises in mastering strategies for handling bankruptcy.

Finance · 07/22/2025

The U.S. game industry faces challenges, but console sales are gradually recovering, while software sales remain dominant. Investors can diversify their investments through ETFs like ESPO, HERO, and GAMR. However, it is important to approach the market with caution in the short term.

Loans · 07/22/2025

When applying for a mortgage in the U.S., both identity and repayment ability are crucial. Understanding how different visa categories affect loans, as well as assessing credit history, monthly debt-to-income ratio, and property value, can significantly assist buyers in obtaining financing.

Education · 07/23/2025

This article explores the inter-district school choice procedures in public elementary and secondary schools in the United States, including valid reasons for transferring, application preparation, and real-life cases. By analyzing transfer policies, it assists parents in better selecting and applying for schools that suit their children, aiming to enhance educational quality.

Finance · 07/24/2025

The Price/Earnings to Growth (PEG) ratio is an effective method for stock valuation, combining a company's price-to-earnings (P/E) ratio with its expected earnings growth rate, helping investors assess whether a stock is overvalued or undervalued. By accurately calculating the PEG value, investors can identify growth stocks with investment potential. While PEG is highly practical, attention should be paid to the uncertainties of growth rate data and a company's financial health during analysis. Proper use of PEG can lead to more effective investment returns.

Loans · 07/24/2025

This article provides an overview of various loan types in the United States, including federal student loans, private loans, personal loans, and mortgages. It emphasizes the importance of managing credit history and comparing terms in the loan application process, helping international students and home buyers find the best funding options.

Insurance · 07/25/2025

This guide provides comprehensive information on healthcare services in the U.S. for new immigrants and residents. It includes practical advice on selecting health insurance, child vaccinations, accessing healthcare services, and mental health support. This resource aims to help you and your family adapt better to the American healthcare system and safeguard your health.

Finance · 06/28/2025

This analysis examines key factors influencing the future of the US stock market, including the impact of high tariffs from Trump’s policies, upcoming earnings reports, and the Federal Reserve's interest rate policies. Although short-term business activity may slow down, potential cooperation in Sino-US relations and signs of recovery in the job market provide the market with confidence for the future.

Job Search · 07/25/2025

This article provides ten key tips to help job seekers in the U.S. craft an outstanding resume. It covers various aspects such as personal information, contact details, format, work experience, and language skills, enabling applicants to stand out among numerous candidates.

Transportation · 07/17/2025

This article provides a detailed guide for new immigrants on how to obtain a driver's license and photo ID in the United States. It covers various steps, including understanding the importance of a driver's license, the application process, and exam requirements. The role of the DMV and relevant regulations are discussed, emphasizing the importance of legal driving. Additionally, it outlines the necessary documents and information needed during the process. This guide helps new immigrants adapt