Loans · 07/18/2025

This article provides a detailed analysis of the policies regarding house loans for international students holding OPT work permits in the U.S. It explains that OPT consists of two stages, and both C03B and C03C code work permits are eligible for loans. While some banks impose special restrictions on OPT borrowers, there are still loan options available. The article also discusses relevant issues such as loan amounts, status transitions, and spouse loan eligibility, offering guidance for

Taxation · 07/17/2025

This article aims to provide a tax filing guide for expatriates and Chinese individuals living in the U.S. for the 2025 tax year, emphasizing the importance of understanding tax forms and filing rules. Filing taxes is not only a legal obligation but also involves tax credits and refunds. By accurately completing tax forms, taxpayers can avoid legal risks, make effective use of tax policies, optimize their finances, and enhance their sense of control over personal financial management.

Education · 07/28/2025

Iona Preparatory School prepares students for their future college life and social responsibility by cultivating their moral values and leadership skills. The school opposes individualism and consumerism present in today's society and is committed to shaping future leaders who are socially responsible.

Education · 08/06/2025

This guide provides comprehensive information for new immigrants, including legal rights and responsibilities, job searching skills, rental considerations, educational opportunities, driver's license application, healthcare systems, welfare resources, and immigration status adjustment. It aims to help new immigrants better integrate into American society and enjoy a rich living experience.

Finance · 07/22/2025

The FOMC (Federal Open Market Committee) meeting is a crucial part of the U.S. Federal Reserve, aimed at promoting 'full employment' and 'price stability'. The June 2025 meeting predicts two interest rate cuts, reflecting concerns over slowing economic growth and rising inflation. The FOMC meets at least eight times a year to determine monetary policy and release economic forecasts, providing vital information to the markets.

Loans · 08/06/2025

After a continuous decline, U.S. mortgage rates have risen for the first time, with the 30-year fixed rate climbing to 6.72%. Although high home prices have deterred many buyers, purchasing a home remains a crucial financial decision. Successfully obtaining a purchase offer marks the beginning of a new phase, followed by a series of necessary procedures to ensure a smooth transfer of ownership.

Telecom · 07/18/2025

T-Mobile now offers mobile plans starting at just $20 per month and discounts of up to $1000 on phone models, even providing free phones. Our services cover the entire U.S. For the latest deals, call 626-888-1188. Our professional customer service team is ready to answer your questions and help you find the best mobile plan, ensuring you enjoy great value offers!

Lawyers · 07/21/2025

Chapter 13 of U.S. bankruptcy law allows individuals with a stable income to repay debts over three to five years, suitable for those facing economic hardship but with a chance for recovery. Under specific conditions, debtors can retain major assets and create a feasible repayment plan. Unfortunately, if they fail to comply with the repayment terms, either the debtor or creditors may file for Chapter 7 bankruptcy.

Culture · 08/05/2025

The James Webb Space Telescope (JWST), with its advanced technology and complexity, enhances our understanding of the universe at a deeper level. By observing infrared rays in space, it effectively overcomes Earth’s environmental interference, exploring the origins of the universe and the potential for life.

Transportation · 05/22/2025

This article examines the impact of traffic accidents in California, particularly the threats to pedestrians and cyclists. By providing safety guidelines from the California Driver Handbook, the aim is to enhance drivers' awareness and sense of responsibility, thus ensuring traffic safety and protecting every life.

Education · 07/25/2025

This article provides a comprehensive guide for new immigrant families on the American education system, covering aspects such as registration processes, language support, and student rights. The aim is to help children smoothly adapt to and successfully integrate into school life in the United States.

Education · 07/24/2025

Founded in 1900 and located in the Blue Ridge Mountains, Asheville School is a small coeducational boarding school that offers a supportive learning environment. The school combines rigorous academics with rich extracurricular activities, aiming to cultivate students' character and life skills, thereby laying a solid foundation for their future.

Travel · 07/17/2025

Key West, also known as the southernmost city in the continental U.S., is located in Monroe County, Florida. It attracts visitors with its diverse water activities, the Truman Little White House, and the Ernest Hemingway Home and Museum. On a day trip to Key West from Miami, you can enjoy stunning views of the world’s longest oversea highway and explore the historic Old Town. Tourists can take photos at the iconic Southernmost Point Buoy and stroll along Duval Street to experience the local cult

Job Search · 07/25/2025

The journey to explore new career opportunities is about to begin! Whether you are a new immigrant or looking to switch careers, understanding the prospects of various industries and engaging in vocational training will open up broader employment horizons and enhance your quality of life.

Culture · 07/25/2025

Mental health is crucial in life, especially for immigrants and refugees. This article explores the definition of mental health, common issues, and ways to seek help, including therapy and medication. It also introduces community resources and emphasizes the necessity and courage of seeking assistance.