Finance · 07/18/2025

This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.

Apartment Rental · 07/16/2025

The U.S. residential real estate market has gradually recovered this year, particularly in new home transactions, although residential investment remains sluggish. The structural characteristics of the market result in a less pronounced overall recovery. The significance of the real estate market is evident, as its fluctuations have a substantial impact on the economic cycle. This article explores the economic implications of real estate, the interplay between real estate cycles and the macroeco

Education · 07/16/2025

As educational trends change, parents often face the choice between public and private high schools in the U.S. Private schools typically offer a rich curriculum and personalized attention, making them suitable for students needing more support. In contrast, public schools are cost-effective with abundant resources, ideal for families with limited budgets. This article provides an in-depth analysis of the advantages and disadvantages of both options, aiding parents in making informed decisions,

Loans · 07/15/2025

In the U.S., there are various microloan options available, but careful selection is crucial to avoid high-interest risks.

Finance · 07/17/2025

This article provides a practical guide for users planning to open a bank account and credit card in the U.S. using an ITIN. It recommends several credit cards with high approval rates and bank accounts that can be opened with an ITIN, assisting users in successfully completing their applications and enhancing the convenience of financial management. This guide is suitable for individuals looking to establish themselves in the U.S. financial market.

Transportation · 07/17/2025

Before embarking on a self-driving tour in the U.S., travelers should prepare a notarized copy of their driver's license to avoid legal issues. Recognition of foreign licenses varies by state, with New Jersey requiring an international driver's permit, while California has more lenient rules. As Chinese driver's licenses are often incomplete, it is advisable for travelers to obtain a translated notarized document. Confirming the rental car company's requirements in advance is recommended to

Transportation · 07/17/2025

This article discusses the characteristics of long-distance bus travel in the United States and compares Grayhound and Megabus. It caters to travelers who prefer not to drive or take flights or trains. Grayhound offers extensive routes, while Megabus provides a better riding experience, with both having their own advantages and disadvantages. Luggage requirements and ticket options also vary, allowing travelers to choose based on their needs.

Finance · 09/20/2023

This article explores the resilience of the U.S. economy and the risks of recession, highlighting the strong performance of businesses and households, as well as the dynamics of the labor market and underlying vulnerabilities.

Culture · 07/28/2025

This article delves into family life in the United States, covering parental responsibilities, childcare services, resources for the elderly, gender equality, issues of domestic violence, and coping strategies for dealing with the death of family members, helping new immigrants quickly adapt to American society.

Education · 07/25/2025

This article presents various free online resources to help immigrants learn English and improve their speaking and writing skills. Platforms like USAHello offer a wealth of courses and practice opportunities, while also sharing tips on preparing for the TOEFL exam to enhance workplace competitiveness. This serves as a gateway for new immigrants to open avenues for communication and development.

Education · 08/06/2025

In Houston, applying for U.S. citizenship means gaining voting rights, more job opportunities, and the possibility of family reunification. USAHello, in collaboration with the Houston Foundation, provides comprehensive support to help you successfully become a U.S. citizen and start a new life.

Education · 07/25/2025

This article provides essential information for new immigrant families living in the United States, including educational philosophies, legal regulations, and support resources, to help families adapt more quickly to their new environment.

Culture · 07/25/2025

This article explores the issue of cultural shock faced by new immigrants in the United States, as well as strategies for successfully adapting to a new environment through self-care, building support networks, and actively engaging in the community. The experience of cultural shock unfolds in several stages, from excitement and anticipation to emotional fluctuations, ultimately leading to a sense of belonging.

Apartment Rental · 07/17/2025

Renting a home in the U.S. without a Social Security Number (SSN) is not impossible. Tenants can overcome challenges by communicating with landlords, providing other legal documents, and requesting a credit report from credit agencies. Although lacking an SSN may lead to additional requirements, such as pre-paying rent or deposits, tenants can avoid negative consequences of default by maintaining a good credit history and communicating promptly.

Culture · 06/26/2019

This article provides an overview of the various coins in circulation in the United States, detailing their denominations and designs. It includes a description of coins such as the penny, nickel, dime, quarter, half-dollar, and golden dollar, highlighting their materials, sizes, obverse and reverse designs, and cultural significance. These coins serve not only as tools for everyday transactions but also embody America's history and values. Understanding these coins helps to gain a deeper