Loans · 07/18/2025

When Chinese investors purchase real estate in the United States, loans are a common option. This article discusses the requirements for H-1B visa holders applying for home financing, including the importance of credit scores, types of loans, and pre-approval letters. H-1B visa holders can apply for FHA and conventional loans, but they need to pay attention to down payment ratios and credit scores. It is advised to prepare in advance to improve credit scores to ensure smooth financing.

Finance · 07/24/2025

Analyzing the cash flow statement and the statement of changes in equity is essential for assessing a company's financial health and liquidity.

Apartment Rental · 07/17/2025

This article provides the latest moving and mailing guide, detailing the services, pricing standards, and transportation comparisons of the three major courier companies in the U.S.: USPS, UPS, and FedEx. It offers a comprehensive analysis of the pros and cons of various couriers, helping readers make informed decisions when mailing, save costs, and enjoy efficient services.

Finance · 04/17/2025

Faced with US auto tariffs, Nissan Motor is actively adjusting its strategy, striving to maximize the capacity of its US factories and reduce reliance on imports. By localizing production, Nissan aims to address the tariff challenges and plans to launch new models to enhance market competitiveness. However, increasing production capacity faces numerous challenges. The success of Nissan's localization strategy will significantly impact its future in the US market. The company hopes to mitigate the effects of tariffs through increased domestic production.

Travel · 09/02/2025

Studying abroad is not just about academic pursuits, but also experiencing a different culture. This article focuses on participating in arts and cultural events and planning pre-departure travel routes. It recommends activities such as concerts at Michigan State University, dance festivals at Texas A&M University, and Boston Duck Tours. Furthermore, it provides three travel route suggestions in the US: Eastern humanities, Central nature, and Western freedom, aiming to help create a rich and colorful study abroad experience.

Education · 06/12/2025

US universities are exploring integrating employee wellness programs with corporate social responsibility to create a sustainable ecosystem. By focusing on employee well-being, implementing environmentally friendly practices, and engaging in community service, universities not only enhance their own image but also become important forces driving social progress, offering valuable lessons for sustainable development. This approach demonstrates a commitment to both internal stakeholders and the broader community, positioning universities as leaders in building a more sustainable and equitable future.

Apartment Rental · 07/17/2025

Addressing damage responsibility issues in rental properties hinges on positive communication between landlords and tenants. It is crucial to clarify that normal wear and tear is not the tenant's responsibility, while specific damages should be borne by them. Landlords must ensure safe living conditions and effectively communicate about repair progress to manage tenant dissatisfaction. Building a trusting relationship is essential for maintaining a healthy rental relationship.

Education · 08/25/2025

Lehigh University welcomed the Class of 2029 with carefully planned orientation activities to facilitate a smooth transition for new students. Lehigh emphasizes a diverse student body through scholarships, international exchange programs, and other initiatives. The university is committed to providing a high-quality education and opportunities for broad development. Lehigh's admission strategy focuses on attracting talented students from various backgrounds and fostering a vibrant campus community. The university aims to equip students with the knowledge and skills necessary to succeed in a globalized world.

Finance · 07/24/2025

This guide offers comprehensive learning resources for beginners in US stock investment, covering why to invest in US stocks, developing an investment mindset, and how to select stocks and ETFs. With our learning tools and decision support, you'll master everything from basic concepts to complex strategies, making it easy to participate in the world's largest stock market.

Insurance · 07/21/2025

This article delves into the three main coverage aspects of tenant insurance in the U.S.: personal property, third-party liability, and additional living expenses. It also analyzes the differences and connections between tenant insurance and landlord home insurance, aiming to help tenants better understand the importance of insurance and protect their rights.

Apartment Rental · 08/05/2025

This article discusses the opportunities and challenges of the real estate rental and sales market in Southern California. It emphasizes the importance of utilizing professional platforms to access the latest information and market trends, helping buyers and renters make informed decisions. The article also provides investment advice and lifestyle tips to assist users in integrating into Southern California living.

Finance · 08/26/2025

Capital Economics forecasts an 8% drop in US home prices in 2023, pushing housing affordability to its lowest level since 1985. High interest rates and a potential recession are cited as the primary drivers. Experts anticipate a market correction lasting at least two years, with home prices potentially stabilizing in 2024. Real estate market participants need to navigate the market adjustment cautiously, and potential homebuyers should make informed decisions. The combination of factors creates a challenging environment for the housing market.

Education · 08/25/2025

This paper explores the duality of community engagement activities for law school students. On one hand, these activities foster a sense of social responsibility and professional skills. On the other hand, they can become mere formalities. The article calls for law schools to re-evaluate their community engagement models, ensuring genuine student participation driven by sincere altruism. It also advocates for the design of more in-depth and sustainable projects that provide meaningful experiences and lasting impact.

Education · 09/02/2025

This article provides a comprehensive analysis of the ACT exam, covering its content, scoring system, and preparation strategies. It also offers a detailed guide to the 2025 US undergraduate application process, including application requirements, pathways, timelines, and material checklists. Furthermore, it shares advice from top university admissions officers, aiming to help students better prepare for the ACT exam, successfully complete their US undergraduate applications, and achieve their study abroad dreams. The article is designed to be a one-stop resource for students navigating the complexities of the ACT and the US college application process.

Finance · 03/13/2025

The US CPI unexpectedly fell to 2.8% in February, lower than expected, leading to increased market expectations for interest rate cuts. Although US stocks briefly rebounded, investor sentiment became more volatile due to uncertainties stemming from Trump's policies and macroeconomic weakness, leading to continued caution regarding future market trends.