Finance · 08/06/2025

The prices of silver and platinum have recently surged, reaching new highs not seen since 2012 and in over two years, respectively, capturing significant investor attention. The rise is mainly driven by demand from India and China, alongside increased industry applications leading to a shift in supply and demand dynamics. The market outlook is positive, with investors hopeful for continued upward momentum.

Finance · 05/22/2025

Recently, the auction of 20-year U.S. Treasury bonds showed weak performance, with the winning yield hitting a new high of 5.047%. This phenomenon has raised concerns in the market regarding U.S. fiscal strategies, leading to a widespread decline in the stock, bond, and currency markets. Investors are increasingly alert to the potential risks associated with the continued rise in debt.

Travel · 07/11/2025

This article explores the live music scene in the French Quarter of New Orleans, providing a detailed introduction to music venues, event schedules, local cuisine, food festivals, and other practical information. Whether it's jazz or blues, the area offers a variety of styles for music lovers. The vibrant cultural activities allow every visitor to experience the unique social atmosphere of New Orleans. The article also includes safety and travel tips to help readers better plan and enjoy their j

Finance · 07/17/2025

This guide provides detailed steps for opening a bank account in the USA, including introductions to major banks, types of accounts, and required documents. It aims to help new immigrants easily adapt to the US financial system, ensuring a safe and convenient management of personal finances. The guide also discusses the differences between checking and savings accounts, offers advice on selecting banks, and highlights important considerations to keep in mind after opening an account.

Education · 07/21/2025

Community colleges, which offer two-year associate degrees and vocational skills training, have become a popular choice for international students studying in the USA. With low tuition fees, flexible courses, and strong transfer agreements, these institutions not only enhance students' academic and language skills but also serve the community and improve job competitiveness.

Finance · 07/23/2025

This article explores the challenges faced by new immigrants in the United States when applying for credit cards. It provides suggestions for credit card options that do not require a Social Security Number (SSN) and offers tips for building personal credit history, assisting readers in navigating the credit landscape.

Taxation · 07/25/2025

This article discusses the IRS's latest tax updates, including tax relief in Missouri, new policy proposals, leadership changes within the IRS, and support resources for taxpayers who missed the tax filing deadline. It provides important reminders for taxpayers to ensure they do not miss out on key information and available benefits.

Travel · 07/17/2025

Explore New York's three major observation decks: the Empire State Building, Rockefeller Center, and One World Trade Center, each offering unique charm and stunning city views. The Empire State Building towers above the skyline, Rockefeller Center is conveniently located, and One World Trade Center offers breathtaking landmark views. These observation decks provide visitors with unparalleled scenic beauty and a convenient ticketing experience, ensuring that every traveler enjoys an

Loans · 07/17/2025

This article provides a comprehensive analysis of various types of auto loans in the United States, with a focus on practical loan strategies and considerations for international students and new immigrants. It covers loan options, factors affecting interest rates, key points for inquiries, and application tips, aiming to assist individuals with no credit history or low credit scores in successfully purchasing a vehicle.

Finance · 07/18/2025

The US capital markets are favored by global investors for their openness and activity. Companies listed on its five national exchanges can flexibly issue new shares for financing and are also open to foreign investments. The country's free monetary policy and diverse market participants provide a solid funding base for capital operations. Additionally, the transparency and efficiency of regulatory systems boost confidence in business development.

Finance · 12/15/2023

The U.S. housing market saw a 1.0% increase in home prices between March and April, indicating a recovery since last June. Although overall prices remain below last year's peak, there is a 1.5% rise compared to a year ago. With the summer buying season starting, demand from buyers surged, but the number of new listings is limited. While some markets experienced declines, the overall trend remains positive.

Finance · 05/21/2025

Moody's has downgraded the US credit rating, bringing an end to a 108-year history of AAA ratings. This has led to a sell-off in the US debt market, with rapid capital outflows from US stocks, bonds, and the dollar. The yield on 10-year US Treasuries has surpassed 4.5%. A new 'sell-off America' trend has emerged as concerns about US fiscal stability increase.

Finance · 07/18/2025

Credit Default Swaps (CDS) are financial derivatives primarily used for risk management and speculation. By purchasing CDS, financial institutions and investors can reduce the credit risk of bonds, akin to buying insurance. Furthermore, investors can speculate using CDS without owning the underlying debt instruments. The complexity and flexibility of the CDS market provide participants with diversified investment choices, thus playing an important role in both risk management and speculation.

Telecom · 03/06/2023

TFW is a major virtual mobile operator in the United States that offers a variety of services by renting networks like Verizon, allowing users to manage their data usage conveniently.

Loans · 07/21/2025

After six weeks of decline, U.S. mortgage rates have risen, with the 30-year fixed rate reaching 6.72%. High home prices create concerns for buyers, but once an offer is accepted, it is crucial to follow through with the transaction steps. Assistance from banks and real estate agents is essential, and title insurance provides important protection for the deal. In the current economic climate, understanding mortgage trends and the home buying process is vital.