Transportation · 07/17/2025

Subways in the United States offer an economical and convenient public transportation option. This article provides a detailed guide on purchasing tickets and riding the subway, along with practical safety tips for new immigrants. It covers the advantages of subways, how to adjust to the subway system, and essential riding precautions. The aim is to enhance readers' understanding and adaptability to the U.S. subway system.

Finance · 07/21/2025

This article explores the importance of integrating insurance with investment management in the wealth management of American households. Professional investment advisors help clients effectively tackle financial challenges through precise financial planning strategies and personalized insurance solutions. The platform gathers information on insurance providers to enhance customer service efficiency, offering comprehensive financial protection for individuals and families.

Finance · 12/30/2020

Effective strategies for new immigrants to quickly improve their credit score in the U.S. include selecting the right credit card, managing credit utilization, and leveraging family or friends' credit history. Additionally, holding multiple credit cards can diversify credit accounts and increase the likelihood of loan approval. It is especially important to avoid frequent credit card applications, as this may negatively impact approval chances.

Taxation · 07/18/2025

In small business tax filing in the U.S., understanding the company structure, organizing finances, and calculating tax liabilities is crucial. Different types of companies have various tax filing methods and rates. Business owners are advised to use accounting software for efficient tax management or hire a professional CPA to handle complex tax issues. It is essential to be aware of various tax responsibilities and common pitfalls during tax filing to ensure compliance and reasonable tax

Taxation · 07/18/2025

This article explores tax treatment and tax minimization strategies when selling property in the U.S. It covers property transaction taxes, federal capital gains tax, and tax obligations for foreign sellers. Five tax-saving methods are proposed, including retaining renovation receipts, exemptions for primary residences, and like-kind exchanges. Additionally, it discusses optimizing taxes through inheritance and emphasizes the importance of professional consultation to ensure compliant and

Taxation · 07/18/2025

New immigrants in the U.S. must pay special attention to accurately reporting foreign assets and income during their first tax filing. According to the new tax regulations, undistributed profits may be taxable. Proper tax filing can help avoid future legal issues and may even allow for deductions of taxes already paid in China. Therefore, consulting a professional accountant to ensure compliance is crucial.

Taxation · 07/18/2025

Understanding the importance of tax credits and deductions in reducing tax liabilities is essential. Familiarizing oneself with various types of tax credits and deductions, including those for families, education, clean energy, and business-related benefits, can effectively lighten tax burdens and promote financial health for individuals and businesses. According to new legislation, both individuals and businesses can enjoy new tax incentives. Taxpayers are advised to thoroughly review policies

Finance · 07/18/2025

Yankee bonds are securities issued by foreign borrowers in the U.S. market. They have rapidly developed in recent years due to financial reforms, becoming an important financial instrument.

Insurance · 07/21/2025

This article discusses various types of commercial insurance suitable for small businesses, covering general liability insurance, product liability insurance, home-based business insurance, and e-commerce insurance. By selecting the right insurance, business owners can effectively address potential risks, safeguarding their assets and future growth.

Lawyers · 07/21/2025

Chapter 13 of U.S. bankruptcy law provides a legal framework for individual debtors to restructure their debts, allowing them to plan for repayment in installments over three to five years. It applies to individuals with a stable income and non-corporate owners. Applicants must meet income and debt limit criteria, and can retain assets by creating a repayment plan. This process differs from bankruptcy liquidations under Chapters 7 and 11, aiming to assist individuals in repaying their debts in a manageable manner.

Education · 07/21/2025

The QS World University Rankings for 2025 have been officially released, with the Massachusetts Institute of Technology maintaining its top position for the 13th consecutive year. While the U.S. has the highest number of institutions, overall rankings are declining, with the University of Chicago, Princeton University, and Yale University dropping out of the top 20. QS has introduced new metrics, including sustainability, highlighting the evolving landscape and challenges of global higher education, as well as the diversity and complexity of educational assessments.

Apartment Rental · 07/21/2025

Renting a property in the United States with a business visa often involves long-term contract requirements. However, this can be addressed by opting for family rooms in hotels or serviced apartments. These types of accommodations offer flexible rental periods suitable for short-term business needs. It is advisable for business professionals to prioritize these options to achieve an optimal balance between living experience and cost.

Travel · 07/21/2025

The best time for an Alaska cruise is from May to September, with each month offering unique scenic views to cater to different needs. Major routes include the Inside Passage and Northbound/Southbound routes, where cabin selection and cruise line choice are important considerations during booking. Notable activities such as glacier viewing, northern lights observation, and wildlife watching provide unforgettable experiences for all visitors, allowing them to fully enjoy the unique charm of Alaska.

Finance · 07/22/2025

US stock ETFs are funds traded on American stock exchanges, offering diversified investment options that help investors reduce risk. Their transparency and low cost have made them a popular choice, but tracking errors and specific market risks also require attention. Suitable for various types of investors, US stock ETFs have become a favored option among global investors.

Finance · 07/22/2025

This article introduces the basic concepts, advantages and disadvantages, and investment methods of U.S. Stock ETFs (Exchange-Traded Funds), suitable for both novice and experienced investors. U.S. Stock ETFs are favored in the market for their diversification, transparency, and low management costs, but they also face issues such as tracking errors and market risks, requiring investors to choose carefully.