Education · 07/25/2025

This article provides an overview of the GED® and HiSET® exams designed to help immigrants obtain a high school diploma. It discusses the content of the exams, preparation resources, and related requirements in different states. The importance of these exams is emphasized, along with exam preparation tips, encouraging candidates to participate to unlock new educational and career opportunities.

Insurance · 07/22/2025

This article delves into the types of home insurance available in the United States, the scope of compensation, and the payout methods. It aims to assist consumers in selecting the right home insurance to adequately protect their family assets.

Education · 03/24/2025

This paper examines the return to normalcy and future development of American university campus life in the post-pandemic era, using the University of Florida as a case study. It analyzes student experiences returning to campus, lingering pandemic-related issues, and the university's response strategies. The paper also explores future directions for universities in areas such as teaching models, mental health services, public health emergency preparedness, and community partnerships. It highlights the ongoing adaptation and evolution of higher education in response to the challenges and opportunities presented by the post-pandemic landscape.

Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Loans · 08/07/2025

The volume of refinance loan applications in the U.S. surged by 35% in early August, reaching a 27-month high, driven mainly by a slight decrease in mortgage rates. While applications for home purchase loans only increased by 3%, they still face challenges from high rates and elevated home prices. However, the refinance market shows strong growth.

Apartment Rental · 08/20/2025

This article aims to provide practical information on home improvement and repair for Chinese residents living in the United States. Topics covered include interior and exterior renovations, HVAC and plumbing repairs, new construction and additions, detail modifications, and important considerations when choosing a renovation company. The goal is to help you easily create your ideal home.

Education · 07/18/2025

This article discusses the abolishment policies of the SAT and ACT and their impact on student applications. It emphasizes the importance of preparation strategies and mindset adjustments for test-takers.

Job Search · 07/25/2025

This article provides practical guidance for new immigrants seeking employment in the United States. It covers various strategies, including resume writing, using job platforms, interview preparation, and establishing a professional network, aimed at helping immigrants integrate more effectively into the workforce.

Culture · 08/06/2025

This article explores the types of health checkups for women, patients' rights, and preparation steps. It aims to help women understand the examination process and enhance their awareness of self-care.

Apartment Rental · 07/21/2025

Before renting in Boston, it's crucial to clarify your study or work location, budget, and move-in dates. Familiarizing yourself with the public transportation system and evaluating your budget is vital. Boston's rent is relatively high and transparent, with many roommate options available. Rent in downtown and Cambridge is usually more expensive, so financial planning is essential. Additionally, communication about move-in dates should be flexible, and short-term subletting can be a viable strategy.

Loans · 07/21/2025

This article provides a detailed analysis of the entire home loan process, covering stages such as loan pre-approval, application, communication with the title company, property appraisal, credit approval, and supplementary documentation. It emphasizes the complexity of the loan process and the importance of collaboration, while also exploring the future prospects of technology in loan services.

Loans · 07/23/2025

This article provides a comprehensive analysis of essential information that homebuyers need to know when obtaining a mortgage, including types of mortgages, calculation methods, application processes, and strategies for choosing institutions. It offers practical guidance on acquiring loans for prospective homeowners.

Insurance · 07/17/2025

This article introduces the basics of home insurance in the United States, including the necessity of insurance, key coverage details, and common types of insurance, with a particular recommendation for international students to choose HO-3 type comprehensive coverage. By understanding the details and applicability of the insurance, it helps international students enjoy a safer and worry-free life in the U.S.

Insurance · 05/30/2022

This article explores auto and home insurance in the United States, including types of auto insurance, legal requirements, and reasons for purchasing it. It also discusses the protective role of home insurance for both homeowners and renters, particularly focusing on insurance clauses that tenants should consider when signing a lease. Understanding the coverage of different types of insurance will help maintain personal and property safety.

Insurance · 09/02/2025

This article provides international students with the latest guide to avoid common pitfalls in medical and home insurance in 2025. It covers claims processes, pre-authorization, policy changes, types of insurance, premium differences, additional living expenses, and tips for reducing home insurance costs. The aim is to help international students choose the right insurance and enjoy a worry-free study abroad experience.