Finance · 07/18/2025

Non-residents face challenges accessing banking services in the U.S. This article recommends four top banks for non-residents: Chase, Bank of America, Wells Fargo, and HSBC. These banks offer convenient account opening options, low fees, and comprehensive online services suitable for various customer needs. It is advised to prepare the necessary documents and choose the right bank during the account setup process to ensure a smooth experience and meet individual banking requirements.

Loans · 07/18/2025

Having a good credit history is crucial when buying a home in the U.S. However, even with poor credit, homeownership is still possible. By understanding the components of credit scores and their influencing factors, and utilizing various options like government loan programs, unsecured loans, payment plans, and subprime loans, buyers can overcome credit barriers and achieve their property dreams. This article provides a comprehensive home buying guide to help you find a way through adversity.

Taxation · 07/18/2025

In small business tax filing in the U.S., understanding the company structure, organizing finances, and calculating tax liabilities is crucial. Different types of companies have various tax filing methods and rates. Business owners are advised to use accounting software for efficient tax management or hire a professional CPA to handle complex tax issues. It is essential to be aware of various tax responsibilities and common pitfalls during tax filing to ensure compliance and reasonable tax

Finance · 07/18/2025

This article provides an overview of the development of the New York financial market and its significance in the international financial arena. It analyzes the main market structures, including the foreign exchange market, money market, and capital market. The article highlights the pivotal role of the Federal Reserve Bank of New York in implementing financial policies and emphasizes New York's status as a global dollar trading and clearing center, underscoring the vibrant activity of various

Finance · 07/18/2025

Short selling is a trading strategy where an investor borrows stocks and sells them on the market, intending to repurchase them at a lower price in the future. Analyzing the short selling process reveals its mechanisms, costs, and associated risks. While short selling offers potential profits, it also involves high risks such as limited returns, fluctuating borrowing costs, and the possibility of forced liquidation. Investors must have a comprehensive understanding and assessment of market

Finance · 07/18/2025

This article provides a comprehensive guide for beginner investors in US stock markets. It discusses the necessity of investing in US stocks, the importance of establishing the right investment mindset, how to set up an investment account, and methods for selecting individual stocks and managing assets. It also emphasizes the need for continuous learning and acquiring market information, aiming to help investors overcome the challenges of the initial stage and achieve their investment goals.

Telecom · 07/18/2025

This article provides a comprehensive guide for obtaining broadband services in the United States, covering key steps such as selecting a telecom provider, choosing bundled packages, and scheduling installation services. It introduces the features and plans of major providers AT&T, Verizon, and Comcast, helping users find suitable broadband options. The article emphasizes the importance of legally using the internet and details, allowing readers to smoothly navigate into the world of online

Telecom · 07/18/2025

This article provides a comprehensive guide to broadband services in the United States, covering essential steps from selecting a telecom provider to choosing packages and installation services. It analyzes key features and pricing structures of major providers like AT&T, Verizon, and Comcast, while also advising users on legal compliance and selecting the right package to ensure a seamless internet experience. The aim is to help readers navigate the broadband application process with ease.

Education · 07/18/2025

The education system in the United States is crucial for the adaptation of immigrant children. Understanding the registration process, grade classifications, and student rights in public schools can help parents provide essential support. Parental involvement and utilizing school resources are key to ensuring academic success for their children in the U.S. It is also important to be aware of and respond to bullying and discrimination, ensuring that children have a positive learning environment.

Taxation · 07/18/2025

This article provides a detailed overview of the Individual Taxpayer Identification Number (ITIN) in the United States, including its definition, main uses, and application process. The ITIN is primarily used for tax filing, opening bank accounts, and applying for credit cards, especially for non-residents engaged in economic activities in the U.S. The article explains the application steps, required materials, and processing times, helping readers understand the importance of ITIN and how to

Telecom · 07/18/2025

This article provides a detailed analysis of major mobile service providers in the US, including Verizon, AT&T, and T-Mobile, outlining their service features and pricing for both residential and business plans. Additionally, it examines low-cost plans offered by Mobile Virtual Network Operators (MVNOs) like Ultra Mobile. The importance of selecting the right service is emphasized, considering factors such as network coverage, data needs, and international communication requirements to cater to

Education · 07/18/2025

Northwestern University, founded in 1851 and located in Illinois, is a top-ranked private research university. Its main campuses are in Evanston and Chicago, with an expansion to Doha, Qatar, in 2008. Renowned for its programs in business, law, and medicine, Northwestern has strict admissions standards that require high GPA and SAT scores, while a wealth of extracurricular activities can significantly enhance acceptance chances. It is an ideal place for academic seekers.

Job Search · 07/21/2025

This article presents 10 practical tips for enhancing the quality of job applicants' resumes, covering layout, content selection, and formatting requirements. A strong resume can help candidates stand out in a competitive job market, especially in the U.S., where understanding relevant regulations and cultural norms is crucial. It emphasizes the importance of language skills and volunteer experience in a resume and advises applicants to tailor their resume content according to specific job positions.

Lawyers · 07/21/2025

During financial crises, companies can file for Chapter 11 under U.S. bankruptcy law to restructure, continue operations, and create repayment plans. These cases do not require a trustee but must be approved by creditors and the court. Changes in laws have introduced options like credit counseling services, highlighting the importance of seeking professional legal guidance to ensure awareness of all legal rights and options. Proper legal support can aid companies in recovering and growing.

Taxation · 07/21/2025

This article provides an overview of annual tax season statistics, highlighting the comparison of filing, processing, and refund situations between 2023 and 2022. By presenting cumulative data at different points in time, it aids in analyzing tax trends and the transparency of tax management, thereby enhancing public confidence in tax services. The release of statistical data by the tax authorities will continue to focus on the impacts and changes in tax policies.