Loans · 07/22/2025

When applying for a mortgage in the U.S., both identity and repayment ability are crucial. Understanding how different visa categories affect loans, as well as assessing credit history, monthly debt-to-income ratio, and property value, can significantly assist buyers in obtaining financing.

Job Search · 07/25/2025

This article provides ten key tips to help job seekers in the U.S. craft an outstanding resume. It covers various aspects such as personal information, contact details, format, work experience, and language skills, enabling applicants to stand out among numerous candidates.

Finance · 07/18/2025

This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.

Taxation · 01/07/2019

The 2019 update to U.S. tax regulations introduced several key policies, including application processes for hardship exemptions, disclosure requirements for accuracy-related penalties, and opportunities for sales tax refunds. These changes offer taxpayers enhanced flexibility and convenience, directly impacting the financial planning and compliance strategies of both individuals and businesses.

Job Search · 05/08/2025

Amidst tech industry layoffs, Temple University Computer Science graduate Andrew Tran successfully landed a Software Engineer role at AWS. His experience highlights the importance of strong technical skills, problem-solving abilities, and understanding industry trends as key to overcoming challenges. This provides valuable insights and inspiration for other students navigating the job market. His success demonstrates that focused effort and a proactive approach can lead to positive outcomes even in a difficult economic climate. He serves as a role model for aspiring engineers.

Job Search · 07/21/2025

AI code generation is rapidly evolving, significantly impacting the software development industry. It presents both a potential threat to junior programmers and an opportunity to enhance development efficiency. Developers should embrace AI, learn to leverage AI tools to improve their skills, and pay attention to code security issues, welcoming a new era of software development. The focus should be on adapting to these changes and utilizing AI as a powerful assistant while mitigating potential risks related to security and the evolving role of developers.

Education · 09/02/2025

This article comprehensively analyzes the writing strategies, common pitfalls, and keys to success for 2025 US university application essays. It covers various aspects including the UC system, transfer applications, graduate applications, MBA applications, and cover letters. Furthermore, it delves into hot topics such as the impact of the pandemic on enrollment trends, reflections on admissions scandals, and new models for university research. The aim is to provide applicants with comprehensive guidance throughout the application process, helping them navigate the complexities and maximize their chances of acceptance.

Education · 07/16/2025

Research suggests New Year's resolutions often fail due to how goals are set. This article argues for focusing on enjoying the process rather than fixating on the outcome. By breaking down goals into smaller steps and celebrating small achievements, individuals can activate intrinsic motivation. This approach fosters a sense of accomplishment and makes the overall journey more engaging. Ultimately, this leads to a win-win situation, achieving both the desired goals and significant self-improvement by nurturing a growth mindset and consistent positive reinforcement.

Education · 06/19/2024

Purdue University is collaborating with Google to develop low-carbon industrial building designs using artificial intelligence, aiming to reduce carbon emissions and support the sustainable development of the hard tech corridor. The project explores new materials, technologies, and design strategies to optimize building energy consumption and resource utilization. Purdue University's strong research capabilities and convenient transportation access provide a solid foundation for the project's success. The collaboration seeks to demonstrate how AI can be leveraged to create more environmentally friendly and efficient industrial facilities.

Education · 09/02/2025

This article provides a comprehensive analysis of the 2025 H-1B visa application process, required documents, lottery odds, and interview tips. It covers application timeline planning, checklists of required materials for both employers and applicants, lottery success rate analysis, and strategies for addressing the new “public charge” rule. The aim is to offer readers detailed guidance for a successful H-1B visa application. It also touches upon key changes and potential challenges applicants might face during the process, ensuring they are well-prepared and informed.

Education · 09/02/2025

US Beyond Education updates transfer regulations, focusing on tightened policies at top universities, attendance rate requirements, and consequences of I-20 termination. This analysis details new US university transfer rules and provides appeal strategies and application guidance to help international students plan their transfer pathway. Key areas covered include the impact of stricter admission standards, the importance of maintaining good attendance, and the potential risks associated with violating visa regulations. The guide aims to equip students with the knowledge and resources needed for a successful transfer application.

Finance · 07/21/2025

For immigrants over the age of 45, proper retirement planning is crucial. In the U.S., retirement income primarily comes from Social Security, 401(k) plans, and annuities. Each method has its unique advantages, and a well-balanced combination with early planning can ensure future financial stability. Adapting to changing needs and tax situations is essential to achieving economic independence and improving quality of life.

Education · 07/22/2025

This article provides a detailed overview of the visa application process and housing options for studying in the USA, aiding students in smoothly tackling various preparations before studying abroad. It covers exam requirements, visa procedures, important considerations for renting, and financial aspects of studying abroad, helping students embark on their study journey successfully.

Taxation · 08/27/2025

This article focuses on international students in the US, providing a detailed interpretation of the Economic Impact Payments issued by the US government during the pandemic. It also delves into the application of the Substantial Presence Test in determining tax residency status. The aim is to help international students correctly understand their tax obligations and avoid unnecessary troubles caused by tax issues. It clarifies eligibility for economic relief and the criteria for being considered a US tax resident, crucial for filing taxes accurately.

Job Search · 09/02/2025

This article addresses the pain points of international students seeking jobs in the US, focusing on cover letter structure, content, and common pitfalls. It provides data-driven optimization strategies, emphasizing the importance of highlighting personal achievements and quantifying results. The article also advises on networking and ensuring the reliability of data sources. The aim is to help international students improve their job search success rate by crafting compelling and effective cover letters that showcase their skills and experience in a quantifiable manner.