Loans · 07/17/2025

This article provides a comprehensive overview of home mortgage fundamentals in the U.S., including the use of mortgage calculators, how to calculate loan amounts and total costs, and tips for selecting the right interest rates. Additionally, it offers a loan application guide for foreign buyers, emphasizing the importance of understanding market trends to help buyers make informed financial decisions.

Taxation · 07/17/2025

In the U.S., inheritance tax starts at one million dollars, with tax rates ranging from 18% to 50%, applicable only to the deceased's children. Inheritance encompasses both movable and immovable property, with tax obligations due within nine months of the decedent's death, following a progressive tax rate system. The existence of a will significantly impacts asset distribution; lacking a will, assets are allocated to the spouse or require court intervention. If cash is insufficient, a deferral

Culture · 07/17/2025

This article explores the composition of American families, social habits, and daily life, helping newcomers adapt to living in the United States.

Taxation · 07/25/2025

The Internal Revenue Service (IRS) has established a multimedia center that offers a wealth of tax resources for media professionals, including videos, audio, and printed materials to easily access the latest tax information. This platform also supports language diversity and provides timely updates through social media. The IRS's mailing subscription service helps journalists track tax news, enhancing reporting accuracy.

Finance · 07/25/2025

This paper explores the significance of equity capital in real estate investment and how to effectively manage and utilize this capital to achieve better returns during the property purchasing and investment process.

Culture · 07/28/2025

This article explores the traditions and values of America, with a particular emphasis on the importance of personal freedoms and LGBTQ+ rights. Understanding these cultural features can help individuals better integrate into American society and enhance communication skills, leading to a smoother experience in both life and work.

Education · 07/22/2025

This article delves into the characteristics, admission standards, and costs of public and private universities in the United States, aiding students in making informed decisions about their higher education paths. A comprehensive comparison and analysis highlight options ranging from cost-effective public universities to resource-rich private institutions.

Education · 07/24/2025

Children of new immigrants are entitled to free education in public schools in the United States, regardless of their citizenship status. This article provides guidance for parents on how to choose schools, register their children, and integrate into school life. It also outlines students' rights and offers tips for parents to effectively support their children's success.

Education · 07/24/2025

This article delves into how immigrant families can support their children’s success in American public schools. It covers important topics such as the registration process, participation in school activities, learning assessments, meal options, and safety support. The aim is to provide parents with comprehensive practical guidance.

Education · 07/28/2025

This article provides a comprehensive overview of the public school education system in the United States, including enrollment requirements, curriculum structure, and safety plans, aimed at guiding immigrant parents. Public schools offer equal educational opportunities for all children, serving as a crucial environment for their growth.

Finance · 07/25/2025

How can immigrants living in the U.S. effectively manage their finances? This article offers practical guidance on applying for bank accounts, accessing public welfare, budgeting, borrowing, and taxation, helping you face financial challenges and opportunities with greater confidence.

Culture · 02/01/2020

This article discusses family roles in the United States, covering aspects such as gender roles, parenting styles, child protection, and the situation of the elderly. Gender roles in America are flexible, with family responsibilities typically shared by both partners. Child education and protection are strictly regulated by law. Immigrant families may face challenges regarding the roles and values of the elderly, yet maintaining cultural heritage remains an important familial responsibility.

Culture · 07/21/2025

The United States is a culturally diverse nation, home to various communities from around the world. Regional differences and cultural customs are significant, making it essential to adapt to these cultures. Understanding, respecting others' cultures while valuing one's own lays the foundation for social harmony and communication. An open mindset is key to integrating into American society, enhancing comfort in interpersonal interactions. Mastering these cultural elements can enrich life experiences.

Taxation · 07/21/2025

The IRS allows taxpayers to alleviate their tax burdens through an Offer in Compromise (OIC) in specific circumstances. This agreement enables taxpayers to settle their tax debts for less than the total amount owed, provided they meet certain conditions. The IRS reviews cases for disputes over tax amounts, doubts about collectability, or the need for effective tax management, thereby offering relief to taxpayers facing significant economic hardships.

Transportation · 07/21/2025

In New York City, a speeding ticket can result in fines, additional fees, and impact on driving records. In response to the ticket, drivers can choose to plead guilty and pay the fine or contest it and schedule a hearing. Out-of-state drivers should be aware of how their state handles violations from New York and its impact on insurance costs. Timely responses to tickets can minimize losses.