Finance · 05/26/2025

The U.S. Treasury has decided to gradually halt the production of the one-cent coin, as its manufacturing cost has reached four times its face value, leading to financial losses. With rising inflation, the actual market value of this coin is nearly zero. Additionally, discussions among nations regarding the production and elimination of low-denomination coins reflect trends towards digital payments and potential impacts on low-income populations. While the Treasury has the authority to make this

Finance · 10/04/2023

As of September 2023, the US economy remains resilient despite undergoing 525 basis points of interest rate hikes, even as multiple recession warning indicators continue to signal caution. The current economic cycle is in the late expansion phase, primarily supported by consumer spending and government investment. Compared to 2008, both corporate and household balance sheets have improved, creating potential for growth. However, the future trajectory remains complex, and it is crucial to closely monitor changes in various economic indicators.

Finance · 06/16/2025

U.S. stock futures rose as the market remains optimistic about the Federal Reserve meeting and trade agreements. Boeing released its forecast for aviation market demand over the next 20 years, projecting a 40% increase in air travel demand by 2030. Despite a downward revision, the long-term outlook for the aviation market still holds potential, with the current shortage of passenger aircraft highlighting market urgency. Some stocks are performing well, particularly Tesla and U.S. Steel, as

Apartment Rental · 07/21/2025

The issue of security deposits in Boston rental housing is a key concern for international students. This article discusses the differences between long-term and month-to-month leases, as well as important considerations for the payment of deposits and rent. Security deposits typically equate to one month's rent and involve various regulations concerning keys, bank checks, and more. Understanding relevant laws and precautions can effectively prevent potential issues during the renting process, ensuring a smooth rental experience.

Finance · 07/24/2025

This article delves into the composition of the balance sheet and its significance in assessing a company's financial condition. The balance sheet displays the company's assets, liabilities, and equity, revealing the sources and uses of funds through the core equation: assets = liabilities + equity. Understanding current and non-current assets, current and non-current liabilities, and the composition of shareholder equity helps investors assess the company's financial health, liquidity position, and risk potential, enabling informed investment decisions.

Finance · 07/24/2025

This article outlines three essential steps for selecting worthwhile investments in the US stock market, focusing on how to create a stock watchlist, use financial ratios to filter quality stocks, and ultimately evaluate market value. Three key financial indicators discussed are Return on Equity (ROE), debt ratio, and free cash flow. The Price-to-Earnings (P/E) ratio also serves as an important metric for assessing stock price rationality, aiding investors in identifying potential investment opportunities.

Job Search · 07/28/2025

In the U.S., successfully finding a job or starting a business requires thorough preparation and understanding. First, clarify your career direction and skills, write a resume and cover letter, and prepare for interviews to showcase your abilities. It is also crucial to understand your rights and obligations within the workplace. Additionally, aspiring entrepreneurs should gain a detailed understanding of the market and business plans. By following these steps, anyone has the potential to succeed in the U.S. job market.

Education · 03/30/2025

This paper explores the principles, advantages, and future prospects of CaviSense, a home-use caries detection tool. It compares CaviSense with other technologies and management approaches for caries detection. The paper also discusses strategies for caries prevention and treatment, highlighting the potential of CaviSense to improve oral health outcomes through early and convenient detection. The analysis emphasizes the importance of proactive caries management and the role of innovative tools like CaviSense in achieving better oral health for individuals.

Education · 04/12/2024

Caltech's announcement to reinstate the SAT/ACT requirement for undergraduate admissions has drawn attention. The university had previously suspended standardized testing but found it remains a valuable indicator of students' academic potential. This decision reflects the evolving selection criteria of prestigious universities, suggesting that applicants need to comprehensively enhance their competitiveness. The return to standardized testing aims to provide a more holistic view of applicants, supplementing GPA and other factors in predicting academic success at Caltech.

Insurance · 09/02/2025

This article provides a guide for international students in the US on how to respond to car accidents. It emphasizes the importance of staying at the scene, documenting information, and being cautious about direct communication with insurance companies. The guide also warns against the potential financial risks of private settlements and advises seeking professional legal consultation. Furthermore, it recommends understanding the traffic laws and insurance requirements of the specific state to protect one's rights and interests.

Education · 07/02/2025

Dartmouth College has launched the Dartmouth Center for Career Development (DCCD) to help students deeply explore themselves, discover their potential, and provide abundant internship and job opportunities through personalized career design. The DCCD aims to empower students to succeed in their future careers by offering tailored guidance and resources to navigate the complexities of career planning and development. This initiative underscores Dartmouth's commitment to supporting its students' professional aspirations and preparing them for a fulfilling and impactful career journey.

Education · 05/09/2025

Duke engineering student Jenny Gree's upcoming pursuit of a PhD in Art History sparks reflection on university education. True education should encourage students to explore interests and discover potential, rather than limiting them to single skill development. Jenny's story demonstrates that by embracing exploration and daring to cross boundaries, everyone can achieve a fulfilling life. Her choice highlights the importance of fostering intellectual curiosity and supporting students in pursuing their passions, regardless of traditional disciplinary boundaries.

Education · 08/01/2025

The University of Rochester has appointed Geoffrey Berg as its new Chief Investment Officer, succeeding the retiring Doug Phillips. Berg will be responsible for developing and implementing the university's investment strategy. His extensive experience at the South Carolina Retirement System Investment Commission suggests a potential upgrade to the University of Rochester's investment strategies. This appointment aims to ensure the university's long-term financial stability and support its future development by optimizing investment performance and adapting to market dynamics.

Education · 08/05/2025

STEM education faces a talent gap, particularly a lack of diverse representation. Dr. Destinee Cooper's mentorship program at Clemson University addresses this by providing personalized support and long-term engagement to empower underrepresented groups. This approach helps students overcome obstacles, unlock their potential, and ultimately cultivates a pipeline of innovative and diverse future leaders in STEM fields. The program emphasizes fostering a sense of belonging and providing resources tailored to the specific needs of each mentee.

Education · 10/17/2024

Mass timber is gaining attention as a sustainable building material due to its renewability, carbon sequestration, and rapid construction. However, potential issues like durability, moisture resistance, and maintenance costs must be considered. This paper explores the opportunities and challenges of mass timber construction, aiming to promote its healthy development within the field of sustainable architecture. It highlights the benefits while acknowledging the need for careful consideration of its limitations to ensure long-term performance and environmental responsibility.