Finance · 07/18/2025

Institutional investors are legal entities that comply with regulations and invest in the securities market. Compared to individual investors, they possess significant advantages in terms of financial strength, investment specialization, portfolio diversification, and behavioral norms, allowing for better risk management and achievement of investment objectives. These characteristics contribute to the stability and development of the securities market.

Taxation · 07/21/2025

Data from the 2018 tax season shows improvements in the number of personal income tax filings and processing efficiency compared to 2017. Electronic filings have increased, and visits to tax websites have significantly risen. The total number and amount of refunds have remained stable. These statistics provide important references for analyzing tax filing trends and public participation.

Culture · 07/21/2025

Explore four historic towns in New Jersey: Bedminster, May's Landing, Collingswood, and Glen Ridge. These places showcase unique architectural styles and a rich historical background, reflecting the evolution of building and living ideals in North America. With the aid of innovative technology, these vibrant historical districts are being revitalized, reminding us to cherish our connection to the past.

Finance · 07/22/2025

Within the Federal Reserve, there are differing opinions on interest rate policy, with many expecting two rate cuts this year. It is emphasized that waiting for inflation to drop to 2% before taking action could negatively impact the economy. Analysis shows that while businesses are under pressure, consumer spending remains relatively stable, providing room for adjustments in monetary policy.

Finance · 07/23/2025

Platinum prices are influenced by multiple factors, including demand from the automotive industry, geopolitical stability, and fluctuations in the US dollar exchange rate. South Africa's dominant production role and the growing focus on environmental concerns are also reshaping the market outlook for this precious metal. Investors need to stay informed about these dynamics to devise effective investment strategies.

Taxation · 07/23/2025

Adjusted Gross Income (AGI) is a key tax metric calculated by subtracting specific adjustments from total income. To find your AGI, you can refer to Form 1040 and last year's tax return. This figure affects eligibility for e-filing and tax credits. Understanding how AGI is calculated and its implications is crucial for optimizing tax strategies.

Finance · 07/23/2025

The Forex market is the largest financial market globally, offering abundant trading opportunities and challenges. This article explores the fundamental principles of Forex trading, key participants, market characteristics, and how to start investing in Forex sensibly. It also analyzes the associated risks and coping strategies, aiming to assist investors in successfully entering the realm of Forex trading.

Transportation · 07/23/2025

This article provides essential knowledge for legally driving in the United States, including the process of applying for a driver's license, obtaining a learner's permit, safety regulations, and legal responsibilities. It also offers a basic guide to purchasing a car and insurance, aiming to help readers enhance their safety and compliance while driving in the U.S.

Insurance · 10/18/2021

The open enrollment period for the Red Blue Card in the United States for 2022 is from November 15 to December 7. During this time, participants can modify or add their insurance plans. Understanding changes in monthly premiums, confirming the network of doctors and hospitals, and checking prescription coverage are crucial measures to ensure adequate healthcare protection.

Taxation · 07/25/2025

A former commercial airline pilot has been convicted by a federal jury for failing to report millions of dollars earned jointly with his wife, facing tax crime charges. The case reveals his deliberate concealment and use of foreign accounts for complex tax evasion, which will have profound implications for public trust and adherence to the law.

Taxation · 07/25/2025

This article outlines the ten fundamental rights established by the Taxpayer Bill of Rights, emphasizing their importance in interactions between taxpayers and the IRS. Taxpayers should be aware of these rights to ensure they are treated fairly and with respect when dealing with tax issues. The Taxpayer Advocate Service (TAS) offers free assistance to taxpayers who encounter difficulties.

Culture · 07/25/2025

Obtaining U.S. citizenship grants individuals numerous rights, including permanent residency, legal protection, voting rights, and social benefits. Citizenship not only opens up career and educational opportunities but also facilitates family reunification and community engagement. Becoming a citizen means enjoying greater resources and a sense of belonging, along with the willingness to contribute to the nation and society.

Apartment Rental · 07/17/2025

This article provides budget advice for renting in New York, covering housing options across different price ranges. From shared apartments under $800 to luxury condos over $2,000, each budget has recommended areas to help you find your ideal home. You can flexibly choose the most suitable rental plan based on your needs and financial capabilities, achieving a comfortable lifestyle.

Loans · 07/17/2025

This article provides a comprehensive overview of home mortgage fundamentals in the U.S., including the use of mortgage calculators, how to calculate loan amounts and total costs, and tips for selecting the right interest rates. Additionally, it offers a loan application guide for foreign buyers, emphasizing the importance of understanding market trends to help buyers make informed financial decisions.

Travel · 07/17/2025

This article discusses tourist expenditure levels in the United States, currency exchange, and tipping culture, providing a detailed analysis of price differences across various cities. It particularly highlights the shopping tax refund policies, food costs, and transportation expenses, offering practical information and advice for travelers planning to visit the US, enabling them to better manage their travel budget.