Telecom · 07/22/2025

Broadband costs in the United States are rising continuously, putting significant pressure on users. This article explores the pricing strategies of major companies like Spectrum, AT&T, and Comcast, and offers practical advice for users, including tips on obtaining discounts, maintaining service quality, and seeking promotional offers. These strategies aim to help users effectively manage the burden of broadband expenses.

Insurance · 07/17/2025

This article covers essential knowledge about rental insurance in the U.S. for 2025, focusing on the three main coverages of renters insurance: personal property coverage, liability coverage, and additional living expenses coverage. Understanding the insurance terms can effectively protect your rights, ensuring peace of mind while renting. It is advisable for tenants to purchase insurance in advance to meet apartment management requirements.

Taxation · 08/07/2025

An Offer in Compromise (OIC) is a solution for taxpayers to settle their tax debts for less than the full amount owed, suitable for those unable to pay in full. The IRS evaluates various factors, such as the taxpayer's ability, income, and expenses, to determine if the proposal is acceptable. Taxpayers should research all payment options and seek professional support when applying.

Education · 08/29/2024

This article focuses on the high cost of textbooks for university students. It highlights the current expensive situation and offers a series of money-saving strategies. These include buying textbooks after the course starts, seeking alternatives such as used books, rentals, and digital versions, and sharing with classmates. The aim is to help university students alleviate their financial burden related to textbook expenses.

Insurance · 09/02/2025

This article provides international students with the latest guide to avoid common pitfalls in medical and home insurance in 2025. It covers claims processes, pre-authorization, policy changes, types of insurance, premium differences, additional living expenses, and tips for reducing home insurance costs. The aim is to help international students choose the right insurance and enjoy a worry-free study abroad experience.

Education · 09/02/2025

This article provides a shopping guide for kitchen appliances for international students in the US. It focuses on purchasing channels such as Walmart, Target, IKEA, and Costco, and introduces the prices and usage tips of commonly used appliances such as rice cookers and electric hot pots. The information is updated to April 9, 2025. It aims to help students equip their kitchens affordably and efficiently, making their study abroad experience more comfortable and convenient. The guide covers essential appliances and practical shopping advice.

Insurance · 07/17/2025

This article discusses the importance of renters insurance in the United States. Renters insurance not only safeguards tenants' property but also reduces legal liabilities due to unforeseen events. It provides a detailed analysis of renters insurance, including pet liability coverage, personal property insurance, and additional living expenses coverage. Purchasing renters insurance effectively mitigates the risk of loss, making it an essential investment for protecting tenant rights.

Education · 08/29/2024

Continuing Education released a report focusing on the issue of textbook costs in American universities, highlighting that the average cost has reached $120 in 2024. The report advises students to postpone purchasing textbooks until after the first day of class. It also suggests actively seeking alternative options such as used books and e-books to effectively manage learning expenses and reduce the financial burden of higher education.

Education · 03/25/2025

This article provides an in-depth analysis of accommodation costs for international students in the United States, comparing the advantages and disadvantages of on-campus dormitories and off-campus rentals. Given the general increase in accommodation expenses and limited on-campus housing resources at some universities, international students should comprehensively consider their financial situation, lifestyle preferences, and social needs to make the most informed housing decision.

Finance · 08/01/2025

Firstrade is a well-established US brokerage firm offering commission-free trading and regulated by the SEC/FINRA, ensuring security and reliability. It provides a wide range of investment products and a user-friendly platform, making it suitable for cost-conscious traders. With its long history and regulatory oversight, Firstrade offers a dependable option for investors looking to minimize trading expenses and access diverse investment opportunities.

Taxation · 04/07/2025

The 2025 tax season in the US is approaching its deadline of April 15. Prepare necessary tax documents like W-2, 1099-MISC, and 1099-K to file on time and avoid delays. If you owe taxes, consider paying with a credit card, with fees as low as 1.8%. Related expenses can also count towards card rewards. Confirm your tax matters before filing and consult a professional for guidance.

Telecom · 07/18/2025

In 2025, nine broadband providers in the U.S. launched new pricing packages. Users can opt for online, customer service, or in-store options for setting up broadband, with fast and economical services becoming popular. For instance, AT&T offers a 1000M broadband package for $80 per month, including free equipment and installation. This presents a great opportunity for households to save on expenses, making it worth noting and considering.

Insurance · 07/21/2025

This article provides a comprehensive overview of essential knowledge about auto insurance in the U.S., covering state legal requirements, common insurance policies, company rankings, cost-saving strategies, and common pitfalls. New drivers, international students, and recent immigrants can learn how to choose the right insurance for their needs, avoid unnecessary expenses, and protect their rights and safety. In the complex insurance market, mastering key information will help individuals make informed choices.

Loans · 07/18/2025

This article discusses the eligibility requirements and application process for the first round of Paycheck Protection Program (PPP) loans, with a focus on relevant policies for small business owners and self-employed individuals. The PPP loan aims to support various small businesses in maintaining operations and payroll for employees, with qualifying borrowers eligible for loan forgiveness. It provides a detailed overview of the loan amount calculation, eligible expenses, and application

Finance · 07/21/2025

This article provides an in-depth analysis of the real costs and holding expenses of real estate in the United States, including property taxes and ownership advantages. It emphasizes the importance of a long-term investment perspective and market fundamentals. By deconstructing holding costs, it reveals potential investment opportunities and points out existing cognitive biases. Rational decision-making and understanding institutional safeguards are key to achieving stable value growth.