Loans · 07/21/2025

In the U.S. home loan process, applying for pre-approval is a crucial step. It assesses the borrower's financial situation and provides proof of loan eligibility, helping buyers define their budget and enhance their competitiveness. Obtaining pre-approval can also effectively prevent negative impacts on credit scores. Understanding the validity period and renewal process of pre-approval aids homebuyers in successfully completing their transactions.

Apartment Rental · 07/21/2025

The US rental market has recently experienced significant changes, with rents in 23 major cities decreasing year-on-year, leading to stronger bargaining power for tenants due to shifting supply and demand dynamics. The national median rent has fallen by $63 from its peak in August 2022, gradually stabilizing. However, as new apartment supply increases, this downward trend in prices may not be long-lasting, making it crucial for tenants to seize current opportunities.

Finance · 07/22/2025

In the first half of 2025, retail investor trading in the U.S. stock market reached $6.6 trillion, with purchases and sales of $3.4 trillion and $3.2 trillion, respectively, demonstrating strong buying confidence. According to Vanda Research, net buying amounts hit a historic high, driving active trading in individual stocks and ETFs. Retail investors continue to dominate the market direction even in challenging conditions.

Taxation · 07/18/2025

This article provides a comprehensive guide to the 2025 U.S. tax filing season, covering deadlines, filing entities and their classifications, and essential information required for filing. It emphasizes the importance of filing taxes and potential refund opportunities. Additionally, it analyzes the tax obligations of U.S. residents and special considerations to note, offering valuable references for newly arrived international students.

Transportation · 07/17/2025

This article provides a comprehensive guide to buying bicycles in the USA in 2025. It covers different types of bicycles, a height and wheel size chart, recommended brands, and trustworthy online shopping websites . With this knowledge, consumers can make better choices when selecting the right bicycle for themselves and enjoy a more rewarding shopping experience.

Finance · 07/18/2025

U.S. retail sales increased by 0.6% in June, indicating resilience in consumer spending. The labor market remains robust with a decline in initial unemployment claims; ASML's earnings surpassed expectations, signaling growth. Despite easing inflation, uncertainties persist in real estate and trade policies, while the AI sector continues to hold long-term potential.

Job Search · 07/28/2025

Finding the ideal job in the U.S. requires a combination of professional skills and job search techniques. This article offers practical guidance on job searching, resume writing, interview preparation, and the application process. Additionally, it covers important information on career development, industry trends, and workers' rights, with the aim of helping job seekers enhance their competitiveness and achieve success.

Social Networking · 08/04/2025

This article compiles ten essential points for new immigrants living in the United States. It covers topics such as basic living infrastructure, banking and finance, housing rental and purchase, social culture, healthcare and education, communication services, legal policies, and tax knowledge, helping readers better adapt to life in America.

Culture · 08/06/2025

This article explores various channels for purchasing food and clothing in the United States, emphasizing how to maintain a budget while achieving economical consumption. It covers different purchasing methods such as supermarkets, farmers' markets, convenience stores, specialty shops, and thrift stores, aimed at helping readers effectively plan household expenses and improve their quality of life.

Apartment Rental · 07/24/2025

Arlington offers a variety of student housing options, including independent apartments and shared accommodations, equipped with modern amenities to meet diverse student needs. Visit our platform to easily compare housing options and find the ideal space and suitable roommates.

Education · 07/28/2025

Public schools in the United States offer free education to all children, regardless of their citizenship status. This article outlines the various educational stages within public schools, including elementary, middle, and high school. It emphasizes that children from immigrant families also have access to educational resources. Additionally, the article discusses the enrollment age requirements and application processes in different states, advising parents to first familiarize themselves with information about community schools and the necessary documentation.

Finance · 07/17/2025

This article presents 12 no-annual-fee credit cards in the U.S. worth considering, including popular options like Chase Freedom Unlimited and Chase Freedom Flex, which offer generous cash back and rewards points. Additionally, it recommends certain credit cards that provide 5% cash back in specific categories and cards that offer high cash back for everyday spending, giving consumers a wide range of choices to enhance spending efficiency and quality of life.

Education · 07/21/2025

In 2025, community colleges emerged as an ideal study abroad option for international students, offering affordable higher education. This article uncovers the advantages of community colleges and provides a detailed application guide to help you smoothly enter the U.S. education system and achieve your study abroad dreams.

Education · 07/22/2025

This article provides a detailed overview of the visa application process and housing options for studying in the USA, aiding students in smoothly tackling various preparations before studying abroad. It covers exam requirements, visa procedures, important considerations for renting, and financial aspects of studying abroad, helping students embark on their study journey successfully.

Insurance · 02/21/2022

In the U.S., auto insurance rates continue to rise due to inflation and a rebound in traffic accidents, prompting several insurance companies to increase their premiums. The rates, which dropped in 2020 due to the pandemic, are recovering as traffic volume and accident numbers rise, leading to increased claims costs. The rapid increase in premiums in some states has sparked consumer protests, indicating a grim outlook for the future.