Insurance · 07/21/2025

This article provides a comprehensive overview of essential knowledge about auto insurance in the U.S., covering state legal requirements, common insurance policies, company rankings, cost-saving strategies, and common pitfalls. New drivers, international students, and recent immigrants can learn how to choose the right insurance for their needs, avoid unnecessary expenses, and protect their rights and safety. In the complex insurance market, mastering key information will help individuals make informed choices.

Finance · 12/14/2023

The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Finance · 07/22/2025

The U.S. game industry faces challenges, but console sales are gradually recovering, while software sales remain dominant. Investors can diversify their investments through ETFs like ESPO, HERO, and GAMR. However, it is important to approach the market with caution in the short term.

Loans · 07/22/2025

When applying for a mortgage in the U.S., both identity and repayment ability are crucial. Understanding how different visa categories affect loans, as well as assessing credit history, monthly debt-to-income ratio, and property value, can significantly assist buyers in obtaining financing.

Travel · 07/22/2025

This article recommends five classic walking routes in New York, including the High Line Park, Chinatown, Little Italy, Central Park, and architectural gems, allowing you to delve into the city's unique culture and cuisine.

Insurance · 07/25/2025

This guide provides comprehensive information on healthcare services in the U.S. for new immigrants and residents. It includes practical advice on selecting health insurance, child vaccinations, accessing healthcare services, and mental health support. This resource aims to help you and your family adapt better to the American healthcare system and safeguard your health.

Finance · 07/18/2025

This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.

Travel · 07/17/2025

First-time travelers to the USA can start in the East, where history and modern culture blend in cities like New York and Boston, showcasing the essence of America. The West, with its stunning natural scenery and technological allure, features unique charm in places like San Francisco, Los Angeles, and Texas. A road trip is an excellent way to explore the USA, and Route 66 will lead you through enchanting landscapes and the heart of country music.

Travel · 08/13/2025

El Paso, a city in Texas, attracts many international students due to its safe living environment and rich Hispanic culture. With renowned educational institutions, friendly communities, and affordable living costs, it serves as an ideal choice for studying abroad.

Taxation · 07/25/2025

This article explores the mission and responsibilities of the Internal Revenue Service (IRS) in the United States. The IRS is not only responsible for tax collection but also assists taxpayers in understanding tax regulations and maintaining tax fairness. Through modernized services and community education, the IRS is committed to enhancing taxpayer compliance and the overall integrity of the tax system.

Travel · 08/07/2025

Chicago, located in Illinois, is the largest city in the Midwest and attracts students from around the globe for study abroad. Its rich culture, unique economic environment, and diverse living experiences make it an ideal choice for studying and a platform for career development.

Social Networking · 08/04/2025

This article explores the experiences of overseas investment partner Xiao Ye, sharing the highlights of his life in the U.S. and investment opportunities. From Niagara Falls to the University of Toronto, it reveals multiple opportunities related to studying abroad, real estate, and entrepreneurship.

Travel · 08/13/2025

Portland, the largest city in Oregon, attracts an increasing number of international students due to its friendly community, excellent educational resources, and rich cultural activities. The city's unique natural environment and sustainable development philosophy make it an ideal place for studying and living.

Travel · 07/22/2025

Seattle, a city shining with nature and culture, offers countless travel experiences. From the Space Needle to Pike Place Market, this guide provides you with the best travel tips and itineraries to help you explore every exciting corner of this Emerald City.

Apartment Rental · 07/17/2025

Renting a home in the U.S. without a Social Security Number (SSN) is not impossible. Tenants can overcome challenges by communicating with landlords, providing other legal documents, and requesting a credit report from credit agencies. Although lacking an SSN may lead to additional requirements, such as pre-paying rent or deposits, tenants can avoid negative consequences of default by maintaining a good credit history and communicating promptly.