Insurance · 10/10/2025

The federal health insurance penalty was eliminated in 2019, but some states still impose penalties. Massachusetts, Washington D.C., and New Jersey required residents without health insurance in 2019 to pay a penalty when filing taxes in 2020. California and Rhode Island implemented similar penalties starting in 2020. Short-term health insurance plans do not exempt individuals from these penalties. Exemptions may be available for those who qualify. Health insurance plans must meet ACA standards to avoid penalties.

Apartment Rental · 07/17/2025

Although rent in Jersey City can reach up to $5,500, it actually offers good value for money and is suitable for tenants seeking a safe living environment.

Telecom · 07/18/2025

AT&T Wireless offers a 5G network for a monthly fee of $55, providing discounts for mobile users and simplifying the application process to attract new customers.

Telecom · 07/18/2025

This article explores the plans and signal coverage of the four major US mobile carriers in 2025, helping users choose the right carrier option for their needs.

Culture · 07/16/2025

This article reviews seven major fried chicken brands in North America, exploring their unique flavors and classic dishes. It showcases the diversity of fried chicken fast food culture.

Telecom · 07/18/2025

This analysis discusses four types of broadband in the United States: fiber is fast, cable is affordable, DSL is gradually being phased out, and satellite has poor stability.

Insurance · 07/21/2025

The cost of car insurance is rising due to various factors such as inflation, supply shortages, and regional differences. Consumers need to take measures to reduce their expenses.

Finance · 07/23/2025

This article explores the concept of Gold IRAs and their significance in retirement investment. It recommends six top Gold IRA companies to assist investors in making informed choices.

Travel · 07/17/2025

Cape May is a charming beach vacation destination known for its Victorian architecture, diverse culinary offerings, and a variety of activities, making it perfect for a short getaway.

Job Search · 07/28/2025

This guide offers effective job search strategies for immigrants, including resume writing, cover letters, interview preparation, and employment resources, helping you stand out in a competitive job market.

Travel · 07/30/2025

Experience the dreamlike Star of Honolulu sunset dinner cruise, featuring a feast of delicious cuisine and spectacular performances. Spend an unforgettable evening along the romantic coastline of Hawaii!

Job Search · 07/28/2025

This article offers effective examples of how to write salary negotiation emails, aimed at helping professionals communicate salary matters with more confidence and professionalism upon receiving job offers.

Education · 08/06/2025

GradeSaver is committed to providing students with high-quality study guides that cover in-depth analyses of classic works, helping them improve their academic performance and comprehension skills.

Taxation · 07/15/2025

As the tax filing season approaches, the Internal Revenue Service (IRS) is reminding taxpayers to take note of various free tax filing options, with the newly launched Direct File online service, which has been officially rolled out in 25 states, being a key highlight. The service supports multiple devices, guides users through federal tax return filing via a question-and-answer format, and can automatically link to state tax form creation. It has newly added support for declaring various income

Insurance · 07/21/2025

As natural disasters increase in the U.S., insurance companies are starting to limit coverage in high-risk areas, including ceasing to offer hurricane and wildfire insurance. Five major property insurance companies have decided to stop providing coverage in disaster-prone regions, leading to a contraction in claims coverage. Data shows that over the past three years, claims for natural disasters have amounted to $295.8 billion. The insurance industry faces the need to adjust underwriting strategies to address rising claims costs and risks.