Taxation · 07/25/2025
Tax Reform Changes Key Impacts You Need to Know
This article provides a detailed analysis of the Tax Cuts and Jobs Act's impact on individuals, businesses, and nonprofit organizations. It focuses on key concepts such as personal withholding, corporate income deductions, and the tax system adaptation for nonprofits. The aim is to offer readers practical tax strategies.
Taxation · 08/07/2025
US Updates Estate and Generationskipping Tax Rules Under 706 Directive
Directive 706 outlines the calculation and reporting requirements for inheritance tax, emphasizing that the total value of the deceased's estate includes various assets and transfers, with a maximum tax rate of 35%. Effective tax planning and professional consultation are key to alleviating the inheritance burden and avoiding potential pitfalls.
Taxation · 08/13/2025
IRS CP12 Notices Key Steps to Manage Refunds Efficiently
This article provides a detailed analysis of the CP12 notice and its variations, explaining the impact of tax changes on refunds and how to respond to corrections from the tax authority. It offers advice on handling disputes and avoiding future errors, helping readers manage tax issues more effectively.
Lawyers · 07/28/2025
VAWA Offers Legal Pathway for Immigrant Domestic Abuse Victims in U.S.
The Violence Against Women Act (VAWA) offers legal protection for immigrants who are victims of domestic violence, enabling them to independently apply for immigration status and ensure their safety. This legislation allows victims to obtain asylum and green cards through legal means without the support of their abusers.
Education · 07/28/2025
Navigating the U.S. Education System: A Guide for Students and Adults
The American education system provides diverse learning opportunities for both children and adults. This guide outlines the enrollment procedures for school-age children, options for adult education, resources for learning English, and methods for obtaining GED and HiSET certificates, helping readers understand how to achieve educational and career advancement in the United States.
Insurance · 07/17/2025
Understanding the U.S. Healthcare Insurance System: Know Your Options and Coverage
This article provides a comprehensive analysis of the healthcare insurance system in the United States, exploring various options such as employer-sponsored plans, government subsidies, and individual insurance, along with their advantages and disadvantages. Given the high cost of healthcare in the US, understanding the insurance system is crucial for new immigrants. Obtaining insurance through employers, government, or individual means is an essential step for ensuring a secure life, and a deep
Transportation · 07/17/2025
Driving in the U.S. with a Foreign License: A Comprehensive Guide
Holding a valid foreign driver's license allows you to drive in the U.S. for up to one year, but you must obtain an International Driving Permit (IDP). Long-term residents are advised to apply for a U.S. driver's license for easier driving across all 50 states. Drivers must meet age and health requirements and be familiar with state traffic laws. Renting a car requires presenting a foreign license and paying a deposit, while purchasing insurance is recommended for safety.
Education · 07/17/2025
Overview of the 2025 U.S. College Rankings for Social Science Schools
The ranking of social science colleges in American universities for 2025 is highly anticipated, with major institutions showcasing excellence in various fields such as psychology, sociology, and economics. Stanford University, Harvard University, and Princeton University top the list. Moreover, with advancements in technology, the curriculum and research directions in social sciences are continuously being optimized. Choosing the right university and major is crucial for future development.
Education · 07/17/2025
2025 U.S. News Rankings of Graduate Schools in Public Affairs Released
The 2025 rankings for graduate programs in public affairs at US universities have been released, with Syracuse University, Indiana University Bloomington, and Harvard University among the top performers. This ranking covers various public affairs disciplines, providing valuable insights for students and educational institutions. Overall, the institutions ranked highly not only excel in teaching quality but also attract attention for their research and societal impact.
Insurance · 05/30/2022
Comprehensive Overview of Car Insurance and Homeowners Insurance in the U.S.
This article explores auto and home insurance in the United States, including types of auto insurance, legal requirements, and reasons for purchasing it. It also discusses the protective role of home insurance for both homeowners and renters, particularly focusing on insurance clauses that tenants should consider when signing a lease. Understanding the coverage of different types of insurance will help maintain personal and property safety.
Loans · 07/18/2025
Two Major Limitations for Investors Financing Home Purchases in the U.S.
Homebuyers in the US need to consider restrictions related to two types of properties when choosing loans. Legally remodeled properties are eligible for loans, while illegally remodeled ones may impact loan qualifications. Additionally, modular homes, due to their unique construction method, often have an easier time securing loans compared to manufactured homes. Understanding this information helps investors make informed home purchasing decisions.
Loans · 07/18/2025
Understanding Pre-approval And Final Approval Of Mortgages In The U.S.
This article explores the differences between mortgage pre-approval and formal approval in the United States, emphasizing the importance of pre-approval in the home buying process. It highlights several aspects such as budgeting, increased competitiveness, and expedited purchasing processes. Pre-approval not only helps buyers understand their borrowing capacity but also increases the likelihood of successful transactions. By preparing necessary financial documents and credit reports, and by
Loans · 07/18/2025
Analysis of U.S. Mortgage Interest Rates and Comparison of Repayment Methods
This article provides a detailed analysis of the calculation methods for mortgage interest in the United States and various repayment options. It introduces the formulas and pros and cons of the equal principal repayment and equal total payment methods, emphasizing basic concepts of principal and interest. By using examples, it illustrates the impact of different repayment methods, assisting borrowers in choosing a repayment plan that suits their needs.
Finance · 07/18/2025
The Allure and Risks of Investing in the U.S. Stock Market
The US stock market, as the most mature market globally, attracts investors due to its diverse investment options and concentration of outstanding companies. However, investors must be aware of the associated risks, as market volatility, institutional domination, and high-risk products can pose challenges. After understanding the advantages and risks of the US stock market, rational investment is crucial.
Insurance · 07/18/2025
Essential Car and Home Insurance Knowledge for Living in the U.S.
In the United States, international students need not only health insurance but also auto and home insurance. Auto insurance includes liability, collision, comprehensive, and other types, with liability insurance being legally required. Home insurance helps mitigate property loss during unfortunate events. Selecting the right insurance plan and managing risks are crucial to meet legal requirements and protect one’s rights. Additionally, it's important to consider the coverage for potential risks