Taxation · 07/21/2025

This article explores the characteristics of American Corporations and S Corporations, highlighting their respective advantages and disadvantages. Corporations operate as independent entities where shareholders have limited liability, but face higher formation costs and tax burdens. In contrast, S Corporations allow for pass-through taxation, avoiding double taxation, yet are subject to restrictions on the number and qualifications of shareholders. Understanding these differences aids businesses in making informed choices.

Taxation · 07/22/2025

EIN (Employer Identification Number) is a nine-digit identifier assigned by the IRS for business entities, essential for tax compliance and business operations. Different business structures have varying EIN requirements; independent contractors and freelancers can use their SSN, whereas partnerships and corporations must apply for an EIN. Business owners should be aware of the processes for applying, transferring, and retrieving an EIN, as proper use can significantly benefit legal operations.

Education · 08/04/2025

This article introduces a series of online courses by Los Angeles investment expert James Fang, set to take place in September. The courses aim to help investors interpret macroeconomic trends, enhance financial literacy, and explore new opportunities in real estate investment. The event will cover a wide range of topics, from tax planning to the application of innovative financial products, encouraging participants to grasp market dynamics and gain investment wisdom.

Taxation · 07/18/2025

This article provides a comprehensive analysis of ITIN (Individual Taxpayer Identification Number), including its definition, purpose, application process, and common questions. The primary official use of ITIN is for tax reporting, but many financial institutions also accept it for identity verification, allowing individuals without an SSN to apply for bank accounts and credit cards. ITIN can be applied for independently or through a professional accountant, with attention to its validity and

Loans · 07/21/2025

After six weeks of decline, U.S. mortgage rates have risen, with the 30-year fixed rate reaching 6.72%. High home prices create concerns for buyers, but once an offer is accepted, it is crucial to follow through with the transaction steps. Assistance from banks and real estate agents is essential, and title insurance provides important protection for the deal. In the current economic climate, understanding mortgage trends and the home buying process is vital.

Loans · 07/21/2025

This article explores the current state and development of the U.S. loan market, emphasizing the importance of loan history, credit scores, and annual percentage rates (APR) in loan applications. It also introduces an upcoming overseas property immigration and study exhibition as well as a real estate summit, showcasing the strong market demand for quality loan services. With innovations and developments in financial services, borrowers will gain more opportunities and possibilities in the loan application process.

Culture · 07/21/2025

This article explores the roles and influences of family in American society, highlighting differences between the U.S. and immigrants' countries of origin in gender roles, parenting styles, and legal protections. It notes that while immigrant families face challenges adapting to their new environment, they can strengthen family bonds by sharing cultural heritage and utilizing community resources. Additionally, older immigrants must understand the changes in new generations and seek ways to adapt to these transformations.

Social Networking · 07/21/2025

This guide aims to help new immigrants understand communication styles in the U.S., emphasizing the importance of nonverbal communication, direct and effective interactions, and adapting to different contexts. It highlights the significance of active listening, asking questions, and suggests learning commonly used expressions and humor. The handling of sensitive topics and the importance of honesty in expressing feelings are discussed, concluding that communication is a skill that can be continuously improved through practice.

Culture · 07/21/2025

Diversity in the U.S. encompasses not only racial differences but also various aspects such as ethnicity, religion, and sexual orientation. Equity and inclusion are fundamental concepts for understanding diversity, where equity emphasizes resource allocation based on need, while inclusion values the participation and contribution of different groups. Research shows that diversity enhances creativity and decision-making quality, positively impacting social and economic development. Therefore, advocating for diversity is crucial for creating an inclusive future.

Job Search · 07/21/2025

This article presents 10 practical tips for enhancing the quality of job applicants' resumes, covering layout, content selection, and formatting requirements. A strong resume can help candidates stand out in a competitive job market, especially in the U.S., where understanding relevant regulations and cultural norms is crucial. It emphasizes the importance of language skills and volunteer experience in a resume and advises applicants to tailor their resume content according to specific job positions.

Lawyers · 07/21/2025

During financial crises, companies can file for Chapter 11 under U.S. bankruptcy law to restructure, continue operations, and create repayment plans. These cases do not require a trustee but must be approved by creditors and the court. Changes in laws have introduced options like credit counseling services, highlighting the importance of seeking professional legal guidance to ensure awareness of all legal rights and options. Proper legal support can aid companies in recovering and growing.

Finance · 07/02/2020

This report analyzes 12 key risk indicators in the U.S. financial market for June 2020, revealing the overall risk status of the market. The data shows a slight increase in overall risk levels, but several key areas have shown improvement. Liquidity, foreign exchange, and credit risks have improved; however, the volatility in the banking stock market has intensified, warranting attention. In summary, while the financial environment is gradually recovering, potential risks remain high.

Apartment Rental · 07/22/2025

This article analyzes the current recovery status of the U.S. residential real estate market and its impact on the macroeconomic cycle. While the market has seen a rebound in sales, investment remains sluggish and exhibits clear structural characteristics. By examining historical real estate cycles and their interaction with economic cycles, the article explores the essential role of the real estate market in household assets and consumption to understand potential future market dynamics.

Telecom · 08/06/2025

This article outlines the mobile plan offerings of major U.S. telecom operators and virtual carriers in 2025, including prepaid and family contract options from Verizon, AT&T, and T-Mobile. Several virtual carriers provide more competitive pricing and services, with some packages including free international calls, making them suitable for students studying abroad and travelers. By understanding the various phone plans, users can choose the most suitable services to meet their communication needs.

Lawyers · 08/06/2025

This article discusses the challenges faced by U.S. permanent residents who may experience entry issues due to prolonged stays abroad, and how to apply for residency restoration through the SB-1 process. It particularly notes that a permanent resident mother can bring eligible children born overseas for entry. Additionally, it offers practical advice on booking flights and communicating with airports prior to entry to help reduce the complexity of the procedures upon arrival.