Finance · 07/22/2025

The U.S. Department of the Treasury will completely stop issuing paper Social Security checks by September 30, 2025, transitioning to electronic payments. Users who do not complete the electronic setup on time may face delays in receiving their Social Security benefits. It is advisable to switch to electronic payment as soon as possible.

Finance · 09/22/2023

The latest audit report reveals that overpayment of Social Security benefits in the U.S. during 2022 has led to millions of residents receiving refund notifications. The Social Security Administration is seeking to recover over $26.3 billion in overpayments. Many recipients are struggling to repay these amounts due to financial difficulties, raising widespread concern.

Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Finance · 07/24/2025

This article details the composition, release mechanism, and impact of the Purchasing Managers' Index (PMI) on the U.S. manufacturing and non-manufacturing sectors, emphasizing its importance in measuring economic activity and business trends. Through specific case studies and data analysis, it reveals the value of PMI in corporate decision-making and economic forecasting.

Education · 07/24/2025

This article organizes the professional terminology involved in the U.S. study abroad application process, including ACT, SAT, GPA, and AP courses. It aims to help applicants understand relevant content and processes, enhancing their preparation effectiveness. By mastering these core terms and concepts, students can apply more effectively and seize study abroad opportunities.

Travel · 07/24/2025

This article offers effective suggestions for budget-conscious travelers to enjoy delicious and affordable breakfasts in the U.S. It includes recommendations for ready-to-eat foods from supermarkets, tips on making the most of hotel breakfasts, and practical tricks to get discounts through apps, all aimed at enhancing a pleasant travel experience.

Finance · 07/24/2025

The U.S. financial market consists of the money market and the capital market; the former primarily manages short-term fund flows, while the latter focuses on long-term capital allocation. The foreign exchange market, as a vital component, enhances market diversity and liquidity, offering a wide range of options for global investors.

Job Search · 07/28/2025

This article offers a practical guide to achieving success in the American workplace, covering important aspects such as understanding work rights, enhancing skills, building networks, and managing career transitions. It aims to help immigrant communities better integrate and adapt to the work environment in the U.S., laying a foundation for future career advancement.

Apartment Rental · 07/28/2025

This article explores three unique phenomena related to renting in the U.S.: the boundaries of privacy between landlords and tenants, the use of laundry facilities, and the clarity regarding utilities. It aims to help international students better adapt to renting life. By understanding these differences, they can make more informed decisions when renting.

Job Search · 07/28/2025

This article summarizes the key elements for preparing for job interviews in the U.S. workplace, including researching the company background, conducting mock interviews, dressing professionally, and asking effective questions. By following these steps, job seekers can boost their confidence and better showcase their abilities, helping them stand out in a competitive environment.

Job Search · 08/06/2025

Explore the vast career opportunities in the U.S. healthcare industry, where immigrants and refugees can leverage their multilingual skills to find stable jobs through training and skill development. The article summarizes various healthcare professions, including nurses and physician assistants, along with their educational requirements, emphasizing the importance of knowledge and continuous learning.

Job Search · 08/06/2025

This article introduces vocational training resources for immigrants in the U.S., including local community centers, American Job Centers, community colleges, and online courses, providing effective pathways for skill enhancement and employment opportunities. It also covers support programs targeting specific groups and information on obtaining vocational certifications, helping immigrants successfully integrate into the workforce.

Education · 08/06/2025

This article provides detailed information about the 2026 U.S. Green Card Lottery (DV Lottery), including the application process, how to check selection results, and important precautions. It emphasizes the importance of being vigilant against scams and the necessity of submitting visa applications on time to increase the chances of obtaining immigration opportunities.

Finance · 01/09/2025

The International Longshoremen's Association in the U.S. has reached a preliminary six-year contract agreement with the American Maritime Association, averting a large-scale strike that could impact major ports on the East Coast. This agreement aims to protect workers' rights, maintain economic stability, and promote modernization of ports while enhancing job opportunities.

Job Search · 08/06/2025

The U.S. tech industry is facing a wave of layoffs, with an estimated 75,000 people expected to lose their jobs by 2025. Major companies like Microsoft, Amazon, and Intel are reducing their workforce due to economic pressures and increased investments in artificial intelligence, seeking to cope with profit margin pressures and market uncertainties.