Transportation · 07/17/2025

This article outlines the legal regulations and safety guidelines for driving in the United States, including the requirements for driver's license applications, testing procedures, the licensing requirements for minors and adults, adherence to traffic laws, accident handling processes, legal consequences of driving under the influence, and tips for safe driving. The aim is to enhance drivers' awareness of safe driving practices, ensuring safety on the roads.

Loans · 07/17/2025

This article provides a detailed overview of the home loan process in the United States, including types of mortgages, the application process, and preparation steps for homebuyers. Buyers need to understand the basics of loans and choose a mortgage type that fits their financial situation, such as fixed-rate or adjustable-rate loans. The detailed application process entails credit evaluation, property appraisal, and closing steps, aiming to offer borrowers a comprehensive reference guide for

Finance · 07/18/2025

The steps to apply for digital immigration to the U.S. include obtaining an ITIN tax number and a valid U.S. address, followed by applying for a bank card or credit card. These steps facilitate the integration of new residents into the American financial landscape. Additionally, understanding U.S. tax and legal knowledge is crucial for successful immigration.

Education · 07/18/2025

This article summarizes the overall rankings of American universities for the 2024-2025 academic year, covering the rankings of 439 institutions. It analyzes the strengths and characteristics of top universities such as Princeton, MIT, and Harvard, emphasizing the importance of indicators like academic reputation, graduation rates, and innovation. Additionally, it highlights the significance of this information for students and parents in selecting higher education institutions.

Finance · 06/27/2022

This article analyzes the potential risks of an economic recession in the United States, highlighting copper prices as indicators of economic health. The recent weak performance of copper may signal future economic uncertainty. Additionally, it offers simple guidance for investing on the Gaitame trading platform.

Finance · 07/25/2025

In light of the upcoming reciprocal tariffs, investors should consider an asset allocation focused on domestic demand for 2025. This includes utility stocks, telecom bonds, and financial bonds to navigate market volatility and achieve steady returns.

Finance · 07/22/2025

The electric vehicle market is rapidly growing, attracting investors' attention. By investing in electric vehicle ETFs, investors can achieve diversification and reduce stock-specific risks. This article analyzes electric vehicle ETFs in the US and Taiwan stock markets, providing several recommended options to help investors seize opportunities in this fast-growing sector.

Finance · 07/24/2025

This article provides a comprehensive beginner's guide for investing in US stocks, covering various aspects such as investment mindset, basic knowledge, company selection, financial statement interpretation, ETF investment, and market observation. The aim is to help beginners build confidence and effectively engage in the US stock market.

Finance · 07/24/2025

This article outlines three essential steps for selecting worthwhile investments in the US stock market, focusing on how to create a stock watchlist, use financial ratios to filter quality stocks, and ultimately evaluate market value. Three key financial indicators discussed are Return on Equity (ROE), debt ratio, and free cash flow. The Price-to-Earnings (P/E) ratio also serves as an important metric for assessing stock price rationality, aiding investors in identifying potential investment opportunities.

Finance · 07/25/2025

In June, US retail sales exceeded expectations, indicating resilience in consumer spending, which led to the appreciation of the US dollar. The Consumer Price Index (CPI) rose to 2.7%, significantly impacting market sentiment and driving US stocks to reach a new all-time high.

Finance · 07/22/2025

This article introduces the fundamentals of stock trading, including the definition of stocks, initial public offerings, dividends, and key factors that influence stock prices. Understanding these concepts can help investors participate in the stock market more wisely and seize investment opportunities.

Finance · 07/22/2025

The "US Stock Strategy Selection" provides retail investors with a low-threshold quantitative trading solution. By combining various stock selection strategies, it helps users automatically filter high-quality stocks and conduct backtesting and evaluation, making investment decisions more informed and efficient.

Taxation · 08/01/2025

Form 1099-B is a vital tax report required by the IRS for brokers or exchanges to provide to investors. It documents asset transactions, cash flows, and changes in company stocks, assisting investors in compliant tax filing and optimizing financial management.

Apartment Rental · 10/23/2023

After a peak in the summer of 2023, Manhattan rents began to decline in September. The median rent for new leases was $4,350, a decrease of 1.1% from July. The vacancy rate rose to 3.07%, the highest level since 2021. The number of available rentals increased by 40%, leading to more lenient leasing terms and reduced competition, with properties averaging 31 days on the market. Despite the drop in rent, prices are still up 8.2% compared to a year ago.

Taxation · 07/25/2025

This article analyzes key data from the 2023 tax season, revealing a significant decline in total tax filings and refund numbers, along with a decrease in the overall refund amount. Readers should pay attention to these changes to adapt to the dynamic developments in the economic landscape.