Finance · 12/14/2023

The significant rise in long-term US Treasury yields has become a crucial topic in global capital markets. Recent data indicates that the yields on 10-year and 30-year Treasuries have reached their highest levels since 2007, raising concerns about the persistence of high rates. This article analyzes the reasons behind the rise in long-term rates and their potential impact on global markets, highlighting the relationship between robust US economic data and the Federal Reserve's hawkish policies, and exploring the far-reaching effects on capital flows and the value of the dollar.

Loans · 07/18/2025

The US housing market is booming, presenting challenges for F1 visa holders looking to buy property. This article compiles major banks and lending institutions that offer loans to F1 students, including national banks and regional credit unions. It also advises applicants to communicate with specific banks about their latest policies and shares application experiences to assist international students in successfully purchasing homes.

Taxation · 07/18/2025

This article explores the latest rules surrounding retirement plans in the US, including 401K, Roth IRA, Traditional IRA, and SEP plans. It discusses contribution limits, tax deduction policies, and eligibility criteria, emphasizing their importance for self-employed individuals and high-income earners. By understanding these new regulations, you can better prepare for your future retirement and design investment strategies tailored to ensure adequate financial security.

Loans · 07/18/2025

This article provides a detailed analysis of the policies regarding house loans for international students holding OPT work permits in the U.S. It explains that OPT consists of two stages, and both C03B and C03C code work permits are eligible for loans. While some banks impose special restrictions on OPT borrowers, there are still loan options available. The article also discusses relevant issues such as loan amounts, status transitions, and spouse loan eligibility, offering guidance for

Finance · 08/26/2025

US tariffs on Canada, seemingly distant policy changes, can indirectly impact the Canadian real estate market through trade costs and market sentiment. This analysis examines the potential downward pressure on housing prices due to increased tariffs, along with government responses and shifts in investor sentiment. It reveals the complex influence of international trade policies on the real estate market, highlighting how global economic events can ripple through local housing sectors.

Finance · 04/17/2025

Fluctuating US tariff policies pose significant challenges for Vietnamese exporters, causing disruptions in production plans and order instability. Businesses face difficulties such as layoffs, downsizing, and even investment suspensions. Electronic giants like Samsung and LG are also adjusting their production strategies. Faced with uncertainty, Vietnamese exporters are striving to find solutions, with diversification becoming a key strategy to navigate the challenges and mitigate risks associated with the evolving trade landscape.

Transportation · 08/06/2025

This article provides a detailed overview of the update and renewal policies for expired US driver's licenses as of 2025, focusing on the regulations and procedures in California and New York. It highlights the varying state approaches to handling expired licenses and the circumstances under which retesting is required. The article offers information on the necessary materials and available processing options, assisting license holders in timely renewing their licenses to ensure legal driving.

Finance · 08/20/2025

Adjustments in US tariff policies can create a potential ripple effect on the Canadian real estate market by influencing the Canadian economy and investor sentiment. Investors and homebuyers should pay close attention to these developments and rationally assess the associated risks. The impact stems from interconnected trade relationships and the potential for higher costs and reduced demand in Canada. Monitoring these factors will be crucial for making informed decisions in the Canadian property market.

Finance · 08/26/2025

The impact of US tariffs on Canadian housing prices is multifaceted, exerting both downward and upward pressure. The specific extent of the impact depends on a combination of factors, including Canada's own economic conditions, real estate policies, and the global economic situation. Investors and homebuyers need to closely monitor relevant developments, analyze them rationally, and make prudent decisions. The effects are not straightforward and require careful consideration of various interconnected elements influencing the Canadian housing market.

Finance · 08/26/2025

While seemingly distant, US tariff policies can indirectly influence Canadian housing prices through various channels. Increased costs, weakened investment confidence, and shifts in capital flows can all potentially impact the Canadian real estate market. However, Canada's own economic factors are equally important. A comprehensive analysis is needed to understand the full picture and maintain a rational perspective on the situation. The interplay of these internal and external forces will ultimately shape the direction of the Canadian housing market.

Finance · 07/10/2025

US tariffs on copper products are prompting international traders to shift their supplies towards the Chinese market. China is becoming a safe haven for global copper, but the Asian market faces oversupply and price pressure. Whether China can effectively absorb this extra copper will determine the direction of the Asian and even the global copper market. The influx of copper into China is a direct consequence of the trade policies implemented by the United States, impacting supply chains and market dynamics across Asia.

Finance · 07/23/2025

U.S. Treasury Secretary Janet Yellen will travel to Sweden to meet with Chinese officials to discuss issues including the extension of tariffs on Chinese goods. The talks will also cover China's overcapacity, energy imports, and its role in the Ukraine crisis. This meeting aims to solidify the achievements of previous negotiations and explore the future direction of US-China trade relations. The outcome of these discussions holds significant importance for global economic stability and could influence future trade policies between the two nations.

Finance · 02/19/2025

China warned at a WTO meeting that US tariff policies are impacting the global trade system and could trigger an economic recession. It emphasized that unilateralism threatens the multilateral trading system and called for international cooperation to maintain global economic stability and prevent the escalation of trade wars. China highlighted the dangers of protectionist measures and urged member states to uphold the principles of free and fair trade within the WTO framework to avoid further disruptions to the global economy.

Education · 09/18/2020

Since 2020, U.S. universities such as UC and CSU have suspended the mandatory standardized testing requirements due to the pandemic, adjusting their admissions policies to attract students in a more flexible manner. The new policies place greater emphasis on students' regular academic performance and extracurricular activities, providing more opportunities for international students.

Finance · 07/18/2025

This article explores the relationship between the net interest margin of the U.S. banking industry, interest rate policy, and Treasury yields, alongside their dynamic changes.