Finance · 07/18/2025
Guide for Non-u.s. Residents Applying for American Credit Cards
This article provides a comprehensive guide for non-US residents applying for US credit cards, including steps to obtain an Individual Taxpayer Identification Number (ITIN), renting a US address, choosing the right type of credit card, setting up online banking, and building a credit history. With appropriate methods, non-US residents can successfully apply for US credit cards, facilitating personal finance and consumption.
Finance · 08/16/2025
US Treasury Holdings Shift As Investors Adjust Portfolios
Recent data indicates that Japan remains the largest foreign holder of US Treasury bonds, followed by the UK. China ranks third, with its holdings remaining stable at a low level. Overall, foreign investors show strong confidence in US assets. However, the composition of holders is subtly shifting, reflecting a global economic power shift and adjustments in asset allocation strategies by different countries. This changing landscape highlights the evolving dynamics of international finance and the strategic importance of US Treasury bonds in the global economy.
Travel · 08/13/2025
Albuquerque Emerges As Cultural Hub for Study Abroad Programs
Albuquerque, the largest city in New Mexico, is known for its rich historical culture and modern educational resources. Combining the old charm of the Old Town with the educational opportunities offered by institutions like the University of New Mexico, Albuquerque provides a unique platform for exploration and learning for both tourists and international students.
Apartment Rental · 07/28/2025
Advantages And Safety Assurance Of Choosing Student Apartments In The United States
This article explores the key features of student apartments in the United States, including convenience, sound management, comprehensive maintenance systems, and safety assurance. It aims to assist international students in choosing suitable accommodations, enabling them to better integrate into campus life.
Education · 07/25/2025
Watkinson School A Cradle for Shaping Future Leaders
Founded in 1881, Watkinson School is dedicated to developing students with both capability and global influence. Featuring a strong emphasis on arts education, sports, and international exchange, the school provides diverse learning and growth opportunities aimed at cultivating future leaders.
Finance · 07/18/2025
401(k) Plans: A Comprehensive Overview of the U.S. Corporate Retirement System
The 401k plan is a retirement savings system introduced by U.S. companies to encourage employees to save for the future. Established in 1978, employees can voluntarily participate by contributing a portion of their income from pre-tax earnings, with restrictions on withdrawals until a certain age. Employers often match contributions based on the employee's input. Key benefits of the 401k plan include tax deferral and options for long-term investments, promoting economic flexibility.
Apartment Rental · 07/24/2025
Nishiwaki City Quality Student Apartment Recommendations
This article recommends several suitable apartments for students in Nishiwaki City, covering various budgets and needs. It includes detailed addresses, prices, and features, providing valuable accommodation options for students studying in the area.
Apartment Rental · 07/21/2025
How To Choose Long-term Apartments And Private Rentals In Los Angeles
When renting in Los Angeles, there are primarily long-term apartments, private rentals, and international student apartments. This article analyzes the characteristics of these three types of accommodation, including furniture configuration, flexibility of rental terms, utility costs, and move-in procedures, providing a reference for students preparing to study abroad.
Insurance · 07/22/2025
Comprehensive Analysis of Auto Insurance and Rental Coverage in the USA
This article provides an in-depth analysis of the necessity of car insurance in the United States and the main types of coverage, including liability, collision, and comprehensive insurance. It offers comprehensive insurance knowledge and practical advice for international students and new drivers, helping them effectively manage unexpected risks while driving.
Education · 07/28/2025
Exploring Atlantic City Christian School A Cradle for Future Leaders
Atlantic City Christian School is a large non-denominational educational institution located in New Jersey, offering education from kindergarten through 12th grade. The school is known for its modern facilities, international student support programs, and diverse arts and sports offerings, fostering comprehensive development in students and boasting a strong alumni network.
Taxation · 07/25/2025
IRS An Organizational Structure Analysis of Enhancing Taxpayer Services Efficiency
This article analyzes the organizational structure of the Internal Revenue Service (IRS) in the United States, focusing on its efficient management system composed of the Commissioner, Deputy Commissioner, and various specialized units. It highlights how different service departments enhance taxpayer satisfaction and tax compliance, showcasing the professionalism and personalized services in contemporary tax management.
Finance · 07/17/2025
Understanding Retirement Plans in the United States: How to Effectively Plan for Your Retirement
This article explores the various types of retirement plans in the United States, including 401(k), IRA, SEP, Roth IRA, annuities, and life insurance. It analyzes the pros and cons of each plan and their impact on tax liabilities. Additionally, it provides recommendations for optimizing retirement investments based on individual financial situations. Through careful planning, one can effectively reduce tax burdens in retirement and achieve wealth preservation and growth.
Education · 07/24/2025
Exploring Brigham Young University Paving the Way for Future Education
Brigham Young University, located in Utah, is renowned for its quality education and a graduation rate of 77%. It focuses on STEM fields, offering excellent job prospects, with tuition at just $6,068 and an admission rate of 69%. Its multicultural and comfortable environment attracts international students, laying a solid foundation for future career development.
Education · 08/14/2025
Thorntondonovan School Gains Popularity for Forwardthinking Education
Thornton-Donovan School aims to promote the comprehensive development of students through its innovative curriculum and high-quality educational philosophy. In recent years, the school has demonstrated outstanding academic performance, with 22 students being accepted into top 30 universities in the United States. It also provides excellent opportunities for students from economically disadvantaged backgrounds.
Education · 08/05/2025
University of Cincinnati Boosts Global Recruitment Academic Standards
The University of Cincinnati has recently received multiple honors for its teaching and research efforts and has launched its international enrollment plan for the 2025 academic year, helping students understand admission policies and career development opportunities. Significant progress has been made in various on-campus programs, while applications for the fall 2024 admission continue to be accepted.