Insurance · 07/21/2025

As natural disasters increase in the U.S., insurance companies are starting to limit coverage in high-risk areas, including ceasing to offer hurricane and wildfire insurance. Five major property insurance companies have decided to stop providing coverage in disaster-prone regions, leading to a contraction in claims coverage. Data shows that over the past three years, claims for natural disasters have amounted to $295.8 billion. The insurance industry faces the need to adjust underwriting strategies to address rising claims costs and risks.

Finance · 07/23/2025

The Capital One Savor card offers up to 4% cashback, but whether the annual fee is worth it depends on individual spending habits.

Education · 07/25/2025

This article provides guidance for immigrant families on enrolling their children in the U.S. education system. It offers detailed information on school structures, registration processes, and student rights, helping children smoothly adapt to their new environment and achieve academic success.

Education · 07/25/2025

This article explores the significance and forms of adult education, including basic education, English learning, and vocational training. It emphasizes the flexibility of online learning and encourages adults to schedule time to return to school for personal growth and career development.

Finance · 08/06/2025

The trade agreement between the US and Japan will reduce tariffs on Japanese car imports from 25% to 15%, causing dissatisfaction among the US auto industry's three giants who view this as a threat to American workers. Additionally, the Alaskan gas project promoted by the Trump administration is also advancing US-Japan economic cooperation.

Taxation · 07/18/2025

This article explores the latest rules surrounding retirement plans in the US, including 401K, Roth IRA, Traditional IRA, and SEP plans. It discusses contribution limits, tax deduction policies, and eligibility criteria, emphasizing their importance for self-employed individuals and high-income earners. By understanding these new regulations, you can better prepare for your future retirement and design investment strategies tailored to ensure adequate financial security.

Finance · 08/06/2025

The US stock market has plunged due to poor employment data and geopolitical tensions, raising concerns about Trump's policies. The Dow Jones index has been in consecutive decline, with rising unemployment rates and the impact of high tariffs leading investors to adopt a pessimistic outlook on the economic future. Going forward, the direction of the dollar policy and international situations will be critical considerations for investors.

Finance · 08/31/2025

Capital Economics forecasts an 8% drop in US home prices in 2023, while housing affordability will reach a historic low. High interest rates and an economic recession are the primary drivers. The market is expected to recover in 2024. Experts believe the market is undergoing a correction, with home prices adjusting to more reasonable levels. Potential homebuyers should exercise caution during this period of adjustment.

Travel · 11/26/2025

Kunzhou Overseas Property offers a curated selection of 27 premium projects across popular countries like the US, Thailand, Australia, and Japan. We provide detached villas ranging from RMB 1 million to 3 million, catering to diverse needs such as self-occupation, retirement, and investment. Our projects span various locations, including metropolitan areas with high net migration, tropical islands, and well-established communities, promising attractive returns on investment.

Transportation · 09/02/2025

Struggling with transportation during your study abroad in the US? Renting a car is an ideal solution! This article provides a detailed guide to US car rentals, covering rental methods, company selection, and a user guide for Zipcar. It helps you easily navigate the rental process and enjoy a convenient life while studying in the US.

Education · 07/23/2025

This article explores the adaptability of the American education system for immigrant families, including the school hierarchy, enrollment processes, children's educational rights, and ways to support children's academic success. The aim is to assist immigrant families in better navigating their educational journey.

Education · 07/25/2025

Stanton College, a long-established preparatory school, is dedicated to the holistic development of its students. Through small class sizes and a wide range of extracurricular activities, it fosters intellectual, creative, and social skills while respecting cultural differences and emphasizing personal growth.

Education · 07/25/2025

This article provides a guide for immigrant parents on education in U.S. public schools, covering key topics such as enrollment rights, school choice, language support, and campus safety. It aims to assist parents in better laying the groundwork for their children's education.

Education · 08/07/2025

This article explores various child care options available in the United States, including home care, cooperative care, professional centers, daycare services, and after-school programs. It aims to provide practical advice for parents to accommodate the needs of different economic and cultural backgrounds.

Education · 08/13/2025

The Metropolitan Career Center's Computer Technology Institute, located in Pennsylvania, offers a 100% acceptance rate and affordable tuition, dedicated to helping students achieve their career dreams. The school emphasizes practical skill development and provides diverse career advancement opportunities for various types of students.