Finance · 08/14/2025

This guide provides comprehensive steps and considerations for immigrants opening a bank account in the United States. It covers factors to consider when choosing a financial institution, such as account types, fees, convenience, online services, and customer service quality. Having the necessary documents ready will help facilitate a smooth account opening and financial management.

Finance · 06/23/2025

US PMI data for June exceeded expectations, but rising cost pressures are fueling inflation concerns, potentially leading the Federal Reserve to postpone interest rate cuts. Both manufacturing and services sectors expanded, however, input costs surged, forcing businesses to raise prices. Geopolitical risks are driving up oil prices, further limiting the Fed's room for easing. Markets now anticipate the Fed might delay rate cuts until the end of the year. The economic outlook remains uncertain due to persistent inflationary pressures and external shocks.

Finance · 06/09/2025

American economist Richard Wolff argues that the excessive pursuit of profit in US-style capitalism has led to a systemic crisis, and the trade war is a result of its structural contradictions. He believes China's mixed economic model demonstrates institutional advantages. Instead of externalizing the crisis, the United States should learn from China's experience of strategic leadership alongside market mechanisms and undertake systemic reforms. Wolff suggests that the US needs to address the root causes of its economic problems rather than engaging in protectionist trade policies.

Finance · 07/10/2025

U.S. President Trump's proposed high tariffs on refined copper have triggered warnings from Chile. Chilean officials point out that this move could impose significant costs on American buyers, as U.S. manufacturing heavily relies on high-quality refined copper from Chile. If the tariffs are implemented, U.S. companies may face rising costs and pass them on to consumers, ultimately harming U.S. interests. Chile has sought tariff exemptions, and the development of this situation is worth monitoring. The potential impact on the trade relationship and the U.S. economy remains a key concern.

Education · 07/25/2025

This article explores various childcare options for immigrant families, including care from relatives, mutual care, daycare centers, nannies, summer camps, and public schools. It emphasizes safety and legal considerations to ensure that children grow up in a reliable environment.

Education · 07/17/2025

This article analyzes the US college application process, covering types, timelines, materials, and strategies to improve the success rate for international students.

Finance · 07/18/2025

The US money market is one of the most developed financial markets globally, characterized by high competitiveness and a variety of financial instruments. With products ranging from Treasury bills to commercial paper, participants gain flexible financing opportunities. Mechanisms like the federal funds market and large negotiable certificates of deposit facilitate fluid capital movement. This paper analyzes the components and influences of the US money market, providing an in-depth perspective

Finance · 06/20/2025

The US AI chip ban continues to impact Nvidia's position in the Chinese market, leading to a significant drop in market share. Nvidia is attempting to circumvent the restrictions and regain market share by launching a 'downgraded' B20 series chip. However, the rise of domestic Chinese GPU manufacturers faces challenges including ecosystem barriers, process limitations, and EDA difficulties. The US-China chip rivalry will reshape the global AI industry chain.

Finance · 07/22/2025

This article introduces the fundamentals of stock trading, including the definition of stocks, initial public offerings, dividends, and key factors that influence stock prices. Understanding these concepts can help investors participate in the stock market more wisely and seize investment opportunities.

Taxation · 07/23/2025

This article outlines the process and requirements for receiving rewards by reporting tax non-compliance behaviors to the IRS. It emphasizes the key information needed for submission and the application steps, encouraging the public to actively participate in exposing tax fraud.

Job Search · 07/25/2025

This article introduces various industries available to new immigrants in the U.S. job market, including agriculture, education, healthcare, and public administration. It emphasizes the importance of training, education, and networking to help immigrants successfully transition and find suitable job opportunities.

Apartment Rental · 07/28/2025

This guide offers practical housing strategies and options for new immigrants and refugees, including short-term housing, rental processes, public housing programs, and home-buying possibilities, ensuring readers can find suitable accommodation amid the housing crisis in the United States.

Culture · 05/27/2025

Agricultural photovoltaic technology is gaining public support as an innovative solution to resource conflicts. With proper planning, photovoltaic systems can complement agricultural production, enhance crop yields, and lay the groundwork for the proliferation of renewable energy, showcasing immense application potential.

Transportation · 07/17/2025

This article outlines the definition, types, and application process for US visas. A US visa is a necessary document for foreign nationals to enter the United States, divided into immigrant and non-immigrant visas. Non-immigrant visas include categories for tourism, business, students, and exchange visitors. Applicants must choose the appropriate visa type based on their circumstances and provide necessary materials, undergoing an interview to obtain the visa. Detailed information should be soug

Transportation · 07/17/2025

This article discusses essential knowledge for driving in the USA, covering aspects such as driving direction, licensing systems, speed limits, traffic signs, and driving etiquette. Compared to other countries, the US has its unique driving culture and regulations. Understanding these details can help visitors drive more confidently in the US, enhancing safety and comfort on the road. Regardless of where you come from, familiarizing yourself with these regulations can make your road trip in