Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Job Search · 07/24/2025

This article outlines the key points for writing a cover letter, including how to customize the letter to match job requirements and showcase professionalism and individuality. It emphasizes the importance of demonstrating skills and fit through specific examples and provides concise writing advice to help job seekers highlight their strengths in applications.

Job Search · 07/25/2025

This article provides a comprehensive guide for immigrants seeking employment in the United States. It covers practical advice on filling out applications, writing resumes and cover letters, finding job leads, and obtaining recommendations. These tips aim to help immigrants integrate into the workforce more effectively and increase their chances of job success.

Culture · 07/25/2025

Starting in 2024, the application fee for U.S. citizenship is $710 for online submissions and $760 for paper applications. Those who cannot afford the fees can apply for a waiver using Forms I-912 and I-942. It's crucial to be aware of these fee details to ensure a smooth application process.

Job Search · 07/28/2025

This article offers an effective job search guide, particularly for immigrants in the United States, covering essential topics such as resume writing, cover letter preparation, job applications, and interview preparation. It also introduces various methods to help immigrants successfully find their ideal jobs, including utilizing job fairs, professional referrals, and gaining volunteer experience.

Lawyers · 07/28/2025

This article interprets the family reunification policies for refugees and asylum seekers in the United States, including the current status of I-730 and I-130 applications. It analyzes the impact of policy changes on family reunification and provides key guidance and important considerations to help applicants understand their chances of success.

Lawyers · 07/28/2025

This article provides an overview of the latest developments regarding the DACA policy, including the renewal application process, eligibility requirements, and the status of new applications. It also discusses related information about how DACA beneficiaries may gain access to health insurance through the Affordable Care Act, and recommends that applicants seek legal assistance.

Culture · 07/30/2025

The Massachusetts Institute of Technology showcased the fusion of music and technology through the 'FUTURE PHASES' concert, exploring various applications of AI in creation, education, and live performance, while provoking thoughts on the ethics of AI in music composition. MIT's efforts indicate that technology is redefining the future of the music industry.

Culture · 05/09/2025

This article provides a detailed analysis of the various stages of traditional chip packaging processes, including thinning, cutting, placement, wire bonding, cleaning, and molding. It highlights the technical significance of these processes and their applications in the semiconductor industry, helping readers gain a comprehensive understanding of the details and impacts of each step.

Education · 08/06/2025

This article provides valuable English learning resources and practical tips for new immigrants, including free online courses, applications, and speaking practice methods to enhance their language skills and smoothly integrate into their new environment. It also discusses the importance of the TOEFL exam and offers preparation suggestions to help immigrants seize greater opportunities.

Education · 07/31/2025

Georgetown University has announced that it will join the Common App for the 2026-2027 academic year, which is expected to facilitate future applicants. Additionally, the Common App has made adjustments to the essay prompts and the additional information section to enhance the effectiveness and precision of the application.

Education · 07/28/2025

California Institute of Technology, established in 1891, is one of the leading private research universities in the United States, focusing on science and engineering. Located in Pasadena, California, it has a tuition of $65,898 and a remarkable graduation rate of 94%. Its successful alumni have made significant entrepreneurial achievements, attracting numerous exceptional students with an admission rate of only 3%.

Lawyers · 07/31/2025

This article examines the potential vulnerabilities and security challenges of artificial intelligence in the legal field, highlighting the risks associated with AI in legal problem-solving. By analyzing research from USC ISI, it emphasizes the need for regulatory and ethical scrutiny of AI legal applications, calling for the assurance of public safety and legal fairness in the face of innovation.

Finance · 07/23/2025

Iridium, an extremely rare high-tech metal, is increasingly attracting the attention of investors. Although its abundance on Earth is minimal, it is relatively abundant in the universe. Iridium's applications span aerospace, medical fields, and green hydrogen production. Its unique chemical properties and investment potential position it as a vital component of future technologies.

Lawyers · 07/31/2025

This article explores the importance of green cards in living in the United States and offers strategies for addressing problems such as loss of a green card, incorrect information, and pending renewals. It provides solutions like I-90 and I-551 stamp applications and guides readers on how to effectively maintain their legal status.