Finance · 07/22/2025

US stock ETFs are funds traded on American stock exchanges, offering diversified investment options that help investors reduce risk. Their transparency and low cost have made them a popular choice, but tracking errors and specific market risks also require attention. Suitable for various types of investors, US stock ETFs have become a favored option among global investors.

Finance · 07/24/2025

This guide offers comprehensive learning resources for beginners in US stock investment, covering why to invest in US stocks, developing an investment mindset, and how to select stocks and ETFs. With our learning tools and decision support, you'll master everything from basic concepts to complex strategies, making it easy to participate in the world's largest stock market.

Finance · 03/13/2025

The US CPI unexpectedly fell to 2.8%, with the weakened inflation possibly prompting the Federal Reserve to cut interest rates, leading to a stock market rebound. However, the unpredictability of Trump’s policies and potential threats of economic recession keep investors wary of market uncertainties. Furthermore, the high valuation of US stocks raises concerns about long-term growth, necessitating a cautious approach.

Finance · 06/28/2025

This analysis examines key factors influencing the future of the US stock market, including the impact of high tariffs from Trump’s policies, upcoming earnings reports, and the Federal Reserve's interest rate policies. Although short-term business activity may slow down, potential cooperation in Sino-US relations and signs of recovery in the job market provide the market with confidence for the future.

Finance · 08/06/2025

Recently, gold prices retreated from a five-week high as investors took profits and focused on the upcoming trade negotiations between the US and Europe. Analysts believe that despite the fluctuations, there is still potential for an upward trend in gold prices. Additionally, the strength of the US dollar has impacted the gold market, and the Federal Reserve's rate decisions are highly anticipated.

Insurance · 07/17/2025

This article details the coverage, pricing, purchasing methods, and recommended insurance companies for renters insurance in the United States. It covers natural disasters, valuable items, and liability insurance, emphasizing their importance in property protection. The article also provides suggestions for coverage amounts and tax deduction scenarios. Renters insurance offers comprehensive protection for tenants, helping to mitigate economic losses from accidents, making it an effective

Finance · 07/14/2025

Understanding the U.S. accounting system is crucial for every new resident. Familiarity with basic accounting terminology and operational mechanisms aids in financial management and tax compliance. This article outlines the Generally Accepted Accounting Principles (GAAP) in the U.S. and their key differences from International Financial Reporting Standards (IFRS), emphasizing the importance of accounting in maintaining business reputation and transparency. Mastering these fundamental concepts he

Finance · 07/18/2025

This article provides a comprehensive overview of basic financial management in the United States, covering how to open bank accounts, send remittances, create budgets, and understand tax filing. It emphasizes the importance of bank accounts and offers advice on public benefits and credit management. By establishing reasonable budgets and building credit history, it helps immigrants to better understand and navigate the financial landscape in the U.S.

Taxation · 07/18/2025

Form 5471 is primarily used for U.S. citizens and residents to report their investments and management in foreign companies. Submission requirements include owning shares of a foreign company or serving as an executive or director. The information required is related to the ownership percentage and must be submitted by the tax filing deadline; late submissions incur significant penalties. Compliance is crucial to avoid fines.

Finance · 07/21/2025

For immigrants over the age of 45, proper retirement planning is crucial. In the U.S., retirement income primarily comes from Social Security, 401(k) plans, and annuities. Each method has its unique advantages, and a well-balanced combination with early planning can ensure future financial stability. Adapting to changing needs and tax situations is essential to achieving economic independence and improving quality of life.

Finance · 07/23/2025

Understanding basic terminology in the financial sector is crucial for enhancing comprehension and application skills. This article analyzes core concepts such as tax reform, initial measurement, and excess reserves, exploring their significance in real economic operations. These terms not only aid in understanding current economic policies and market behaviors but also reflect future development trends, providing guidance for individuals and businesses in navigating changes.

Taxation · 07/23/2025

This article explores the significant data the IRS uses to assist taxpayers, revenue collection, law enforcement, refund disbursement, and budget management. Through taxpayer services and educational programs, it enhances compliance awareness. Revenue collection and interstate data reveal tax conditions, while law enforcement and refund management showcase the IRS's efforts and achievements. This data is vital for the IRS's financial management and increases public trust and support.

Telecom · 07/18/2025

This article introduces several cost-effective single-person mobile plans in the US, including Spectrum Mobile, Boost Infinite, TextNow, and Twigby. It emphasizes the importance of mobile hotspot features, providing insights for consumers to choose the right SIM card for their needs. The discussion includes the characteristics of well-known operators and personal usage experiences, helping readers better understand the mobile SIM card market in the US.

Job Search · 09/02/2025

This article analyzes the major selection and employment status of Chinese students in the United States, as well as the opportunities and challenges of returning to China for employment. Based on US News recommendations, it provides a list of 25 high-paying job positions. Furthermore, it offers suggestions for undergraduate students to enhance their competitiveness in securing employment opportunities in the US after graduation.

Taxation · 07/18/2025

This article provides a comprehensive analysis of ITIN (Individual Taxpayer Identification Number), including its definition, purpose, application process, and common questions. The primary official use of ITIN is for tax reporting, but many financial institutions also accept it for identity verification, allowing individuals without an SSN to apply for bank accounts and credit cards. ITIN can be applied for independently or through a professional accountant, with attention to its validity and