Loans · 07/18/2025

This article explores the terms of personal loans in the United States and their determining factors, including loan types, borrowing purposes, and credit status. By analyzing the characteristics of different loan types and the impact of credit status on loan terms, readers can better understand how to choose a suitable loan product. It is also recommended for borrowers to consult financial institutions for detailed information.

Taxation · 07/18/2025

This article provides a comprehensive guide for international taxpayers, outlining the tax responsibilities of foreign workers in the U.S. and American citizens and residents earning income abroad. It includes essential links to tax obligation guides covering key topics such as dispute prevention, tax treaties, and foreign account compliance. The aim is to help readers thoroughly understand the international tax system and ensure legal compliance.

Finance · 07/07/2025

In 2025, the US stock market surged driven by technology stocks, with retail investor sentiment soaring and meme stocks gaining attention. However, the underlying risks regarding fundamentals have increased.

Telecom · 07/18/2025

T-Mobile's home internet offers straightforward, high-speed, and unlimited network services, with a backup plan ensuring continuous connectivity.

Telecom · 07/18/2025

T-Mobile's home internet service is an ideal alternative for consumers seeking modern broadband connections, offering two flexible plans (Home Internet Unlimited and Home Internet Plus) that provide unlimited data and effective market coverage. While its broadband speeds may not match some traditional wired and fiber services, it has earned widespread acclaim in the market thanks to user-friendly service, easy installation, and strong customer support.

Insurance · 07/18/2025

This guide details the types and regulations of auto and home insurance in the United States. Auto insurance includes liability, collision, and comprehensive coverage, with legal requirements mandating that every vehicle on the road must be insured. Home insurance is applicable to both homeowners and renters, covering various aspects such as property structure and personal belongings. Understanding and selecting the appropriate insurance can effectively protect personal assets and safety

Telecom · 12/21/2023

T-Mobile has demonstrated strong market potential in the United States by leveraging its high-quality network and service advantages to promote growth and attract users.

Telecom · 08/20/2022

AT&T Prepaid offers flexible and affordable mobile services suitable for various users, with strong network performance, making it a worthwhile option to consider.

Taxation · 07/18/2025

This article provides a detailed explanation of how to apply for an ITIN in 2025, including its definition, primary uses, and application process. Applicants can choose to fill out the tax form themselves or apply through a Certified Acceptance Agent (CAA). The article outlines the pros and cons of each method, as well as how to effectively prepare materials during the application process to save time and increase the chances of success.

Taxation · 07/18/2025

This article provides a comprehensive analysis of ITIN (Individual Taxpayer Identification Number), including its definition, purpose, application process, and common questions. The primary official use of ITIN is for tax reporting, but many financial institutions also accept it for identity verification, allowing individuals without an SSN to apply for bank accounts and credit cards. ITIN can be applied for independently or through a professional accountant, with attention to its validity and

Education · 07/26/2023

Choosing between the SAT or ACT is not easy, but taking practice tests and understanding the unique features of each can lead to an informed decision. The SAT is better suited for students who excel in logical reasoning and language, while the ACT is more appropriate for those who respond quickly and are well-rounded. When making a decision, it's important to consider high scores and overall performance, selecting the exam type that best showcases one's strengths.

Education · 07/26/2023

The SAT reading section poses various challenges, requiring students to understand five types of articles and the works of different authors. By immersing themselves in reading, students can enhance their skills and performance.

Education · 07/27/2023

The SAT has undergone a comprehensive digitization, implementing a new system in 2023. The exam duration has been shortened, allowing students to use calculators throughout the test. Additionally, there is a wealth of preparation resources available.

Telecom · 07/18/2025

This article explores popular mobile and internet service plans in the US, including AT&T's home and business phone plans as well as FiberLite's broadband services. These plans offer lower monthly fees and additional discounts, making them suitable for individual users and small businesses.

Culture · 07/18/2025

This article provides a detailed overview of communication styles in the United States, covering aspects such as non-verbal communication, direct expression, small talk techniques, and cultural differences. It emphasizes the importance of active listening and how to handle sensitive topics and express personal feelings. The article aims to assist new immigrants in better integrating into the social environment in the U.S. and enhancing their communication skills.