Insurance · 07/01/2025

This article explores the risk assessment models used by American insurance companies to determine insurance premiums. It analyzes various variable factors including the characteristics of the insured subject, historical data of the insured, macroeconomic environment, and specific factors exclusive to different types of insurance. The study reveals how to scientifically and reasonably assess risks and set appropriate pricing.

Education · 08/06/2025

This article provides a practical guide for new immigrants on voting in the United States. It covers voting eligibility, the registration process, how to obtain information about candidates, and the various methods of voting. The importance of voting as a means to amplify both community and individual voices is emphasized.

Lawyers · 07/18/2025

The U.S. has suspended the conditional release plan for 'United for Ukraine', halting new applications and prompting those already in the U.S. to be vigilant about their status changes. It is advised to seek legal assistance and explore possibilities for asylum and temporary protected status.

Job Search · 08/06/2025

This article discusses effective strategies for negotiating salary and benefits in the United States, covering communication tactics between employers and job seekers, market research, suggestions for salary requests, and how to showcase one's value to secure higher compensation and better benefits.

Insurance · 08/05/2025

This article provides a detailed guide for Chinese immigrants in the U.S. on purchasing car insurance. It covers essential types of coverage and the buying process, aiding readers in understanding the legal requirements and insurance strategies in America. The goal is to ensure both safety and economic protection.

Job Search · 06/11/2025

The Temporary Protected Status (TPS) for Nepalese individuals will end on August 5, 2025. TPS holders will lose their work permits and legal status, facing the risk of arrest and deportation. Affected individuals are advised to seek legal consultation promptly to explore options for transitioning to other lawful statuses.

Education · 09/02/2025

The United States faces data transparency challenges across various sectors, including economics, immigration, security, and AI. Lack of transparency erodes trust and hinders informed decision-making. Increased data transparency is crucial for promoting fairness, accountability, and public understanding. Addressing algorithmic bias and ensuring data-driven systems are explainable are essential steps towards building a more equitable and trustworthy society. Greater openness can foster public discourse and improve policy outcomes in these critical areas.

Education · 09/02/2025

This article provides comprehensive information for international students in the US, covering academic frontiers (such as Stanford University's body temperature research), policy changes (like Shanghai's new residency policy), and life guides (OPT application fees, health insurance options). It focuses on education equity, economics, and literature hotspots, as well as career development and travel recommendations. The aim is to help international students better adapt to life in the United States and navigate various challenges and opportunities.

Education · 09/02/2025

This article provides an in-depth analysis of work-study strategies for F1 visa holders in the United States, covering on-campus employment, CPT/OPT internships, SSN and tax regulations. It emphasizes the importance of legal compliance and advises international students to manage their time effectively, balancing academics and work to lay a foundation for future career development. It highlights the need for careful planning and adherence to regulations to ensure a successful and compliant work experience during their studies.

Travel · 08/27/2025

This guide provides comprehensive information on the 2025 US Visiting Visa (B1/B2), covering material preparation, application steps, interview questions, and more, to help parents successfully travel to the US for family reunions. Key updates include visa fees, form links, and passport application information. It aims to simplify the process and increase the chances of visa approval for parents visiting their children in the United States. This guide offers practical tips and advice for a smooth application experience.

Education · 03/17/2025

Niharika Adhikari's experience at Virginia Tech demonstrates the positive impact of international education on career development. Through cross-cultural exchange and professional knowledge acquisition, she enhanced her competitiveness in the globalized hospitality industry. Deloitte reports also corroborate the corporate demand for talents with an international perspective. Her journey highlights how international education equips individuals with the skills and understanding necessary to thrive in today's interconnected world, ultimately leading to enhanced career opportunities and success in the global marketplace.

Education · 09/02/2025

This article provides a detailed interpretation of key aspects of the US study abroad application process. It covers topics such as preparing official transcripts, selecting transcript evaluation agencies, understanding US university application deadlines, highlighting the characteristics of Brigham Young University, and explaining flexible transfer policies. The aim is to help students better plan their study abroad journey, avoid maladjustment after enrollment, and ultimately achieve their academic goals. It offers guidance on navigating the complexities of the application process and ensuring a smooth transition to studying in the United States.

Education · 03/24/2025

This paper examines the current state and challenges of American university campus life in the post-pandemic era, using the University of Florida and the University of South Florida as examples. Campus life is gradually returning to normal, but students still face challenges in adapting to in-person learning, maintaining mental health, and integrating socially. American universities are actively adjusting policies and providing more support to help students adapt to the new environment.

Education · 09/02/2025

US college student support programs aim to help disadvantaged students overcome economic, academic, and psychological challenges to successfully complete their studies. Through financial aid, academic tutoring, career development, and mental health support, these programs help students improve their employment competitiveness and realize their life value. In the future, student support programs should strengthen data analysis, expand service scope, enhance collaboration, and focus on long-term follow-up to improve service quality and coverage.

Finance · 08/14/2025

This article, in the style of an educational blogger, provides an accessible introduction to commonly used financial metrics and valuation methods in US stock value investing, including shareholder equity, price-to-cash-flow ratio, and enterprise value multiple. It aims to help novice investors understand these key concepts, improve their financial analysis skills, and ultimately make better investment decisions by identifying undervalued, high-quality companies in the market. This guide simplifies complex topics to empower new investors.