Telecom · 08/22/2025

Dealmoon.com, a well-known shopping guide website, appears to be experiencing a DDoS attack, resulting in limited anonymous access for some users. According to the website, anonymous access is expected to be restored on August 21, 2025. The attack may be related to specific pages on the site. Users are advised to be patient while service is restored.

Loans · 07/17/2025

This article provides a comprehensive overview of home mortgage fundamentals in the U.S., including the use of mortgage calculators, how to calculate loan amounts and total costs, and tips for selecting the right interest rates. Additionally, it offers a loan application guide for foreign buyers, emphasizing the importance of understanding market trends to help buyers make informed financial decisions.

Taxation · 08/13/2025

This article provides a detailed guide on how to apply for an installment payment agreement by completing IRS Form 9465, effectively easing the tax burden for taxpayers. It includes information on the application process, key points for filling out the form, suggestions for monthly payment plans, and payment methods, aiming to assist readers in managing their tax issues smoothly.

Finance · 08/26/2025

Authoritative sources predict a potential 8% drop in US home prices in 2023, but affordability remains a challenge. High interest rates and economic recession are key influencing factors, suggesting a market correction period of at least two years. Experts advise potential homebuyers to exercise caution and closely monitor market dynamics. They recommend a rational assessment of personal finances and suggest waiting for favorable opportunities before making a purchase decision.

Finance · 08/22/2025

Monrovia real estate market analysis: 56 properties currently for sale, with a wide price range covering various property types. A large Asian population contributes to a vibrant community with comprehensive amenities and a prime location, making real estate here a valuable investment. Purchasing advice includes defining your needs, finding a professional real estate agent, carefully inspecting properties, and understanding the community. This area offers a blend of convenience and potential for growth, attracting diverse homebuyers seeking a comfortable and thriving environment.

Job Search · 07/22/2025

This article provides a detailed analysis of the 2025 OPT application process, covering key aspects such as the definition of OPT, eligibility requirements, timeline, and document preparation. It offers practical job search advice for international students to help them secure internship opportunities and successfully enter the workforce.

Education · 07/23/2025

This article explores the inter-district school choice procedures in public elementary and secondary schools in the United States, including valid reasons for transferring, application preparation, and real-life cases. By analyzing transfer policies, it assists parents in better selecting and applying for schools that suit their children, aiming to enhance educational quality.

Travel · 07/24/2025

Travel insurance in the United States provides travelers with health and property protection, helping to avoid high medical expenses and ensuring a smooth trip.

Loans · 07/18/2025

This article provides a detailed analysis of the two main types of student loans in the United States: federal student loans and private loans, covering their respective features, advantages, and disadvantages. It outlines the steps for applying for loans and effective repayment strategies to help students manage tuition and living expenses during their study abroad. The article presents complex loan information in a simplified manner through a clear structure and examples, empowering students

Insurance · 07/21/2025

This article provides a comprehensive overview of essential knowledge about auto insurance in the U.S., covering state legal requirements, common insurance policies, company rankings, cost-saving strategies, and common pitfalls. New drivers, international students, and recent immigrants can learn how to choose the right insurance for their needs, avoid unnecessary expenses, and protect their rights and safety. In the complex insurance market, mastering key information will help individuals make informed choices.

Education · 07/21/2025

This article analyzes the composition of community college tuition in the United States, highlighting the differences in tuition fees among various types of institutions and regions. It details expenses such as living costs and textbooks. The overall annual total cost is approximately $12,917 (about 90,419 RMB), providing a reference for students and families to guide their choice of suitable educational institutions.

Lawyers · 07/21/2025

This article provides a guide on how to maintain legal rights at home, emphasizing the basic rights everyone has when facing immigration officers. Readers should know when to present identification, how to contest invalid search warrants, and effective ways to protect themselves and their families when immigration officials come knocking. Staying vigilant and understanding one's rights are crucial for personal safety.

Finance · 07/22/2025

Explore the mysteries of options trading and understand its fundamental concepts, classifications, and trading strategies. This article provides investors with a comprehensive guide to options trading, covering risk and reward management, to help you profit more comfortably in the market. Whether you are a novice or an experienced investor, this is a great starting point for embarking on a successful investment journey.

Social Networking · 07/24/2025

This article offers a comprehensive guide to communication in the United States, covering key skills such as non-verbal communication, direct expression, formal and informal conversations, casual interactions, and proactive questioning to help newcomers integrate better into the American social environment. By learning common expressions and understanding cultural humor, readers can enhance their communication abilities and strengthen their connections with others.

Lawyers · 07/28/2025

This article provides a detailed guide on how to apply for Temporary Protected Status (TPS) for Haiti, covering eligibility requirements, application procedures, necessary documents, and subsequent considerations. TPS offers legal residency and work authorization to individuals who cannot safely return to Haiti, especially those facing persecution or disaster. Understanding the latest application information and preparation steps is crucial for protecting one's rights.