Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Finance · 07/24/2025

REITs (Real Estate Investment Trusts) provide investors with an opportunity to participate in the real estate market without the need for direct property management. Despite the impact of high interest rates, the market outlook remains optimistic. This article introduces the concept of REITs, their types, advantages, risks, and effective REITs ETF investment options.

Education · 07/24/2025

Community colleges in the United States offer international students a quality education at an affordable price. Students can gain admission without TOEFL scores by taking language courses, and these institutions have high transfer rates. Additional services include assistance with applying to prestigious schools and scholarship opportunities, supporting students in successfully completing their studies.

Education · 07/24/2025

South Carolina has become a popular choice for international students due to its excellent education system, rapidly developing economy, and high quality of life. The state is home to several prestigious institutions and has made significant progress in industrial sectors like automotive manufacturing and aerospace, providing students with abundant internship and job opportunities.

Education · 07/28/2025

California Institute of Technology, established in 1891 in Pasadena, California, excels in science and engineering. It has produced numerous industry leaders and offers top graduate programs. In 2023, out of 13,107 applicants, only 412 were admitted, resulting in an admission rate of 3%. Tuition is $65,898, with a high accommodation rate of 93%.

Finance · 07/31/2025

U.S. Treasury Secretary Besant revealed that the U.S. and China will hold trade talks to discuss China's imports of oil from Iran and Russia, as well as economic imbalances. He emphasized the importance of a high-quality agreement. This round of negotiations may promote global economic interaction and the rebalancing of trade relations.

Finance · 08/06/2025

The New Taiwan Dollar has breached 29.2 TWD, raising market concerns about exchange loss risks. High-priced AI stocks are showing short-term valuation pressure, prompting funds to gradually shift towards low-sensitivity stocks in the energy and heavy electricity sectors. Companies like TSMC and Zhongxing Electric have become new investment focal points.

Finance · 08/06/2025

The US stock market suffered a sharp decline due to poor employment data and Trump's increased military deployment policies, leading to market anxiety about economic prospects. Rising unemployment, high tariff policies, and escalating geopolitical tensions have intensified investor panic. The future direction of economic policies will be a key focus for the market.

Finance · 08/06/2025

Shengda Technology and Zhishen Technology are leading a robust growth in Taiwan's stock market through developments in low-orbit satellites and AI servers, achieving record high revenues and rising stock prices. Simultaneously, companies are enhancing their market competitiveness through strategic collaborations in response to challenges posed by U.S. tariffs, demonstrating economic resilience.

Education · 08/13/2025

Georgia Institute of Technology, a public research university located in Atlanta, is renowned for its prestigious engineering and business schools. The institution is dedicated to government and industry research, producing numerous distinguished alumni. With a high graduation rate and reasonable tuition, Georgia Tech stands out as an ideal choice for academic pursuits.

Education · 08/13/2025

uhomes selects the top 10 high-quality TOEFL test centers in Beijing, providing detailed reviews covering transportation, accommodation, test environment, and other key information to help you find the ideal test center and prepare with confidence. We also offer rental advice and solutions for rental disputes, comprehensively addressing the challenges of test preparation.

Travel · 07/21/2025

The best time to visit New York is in June, when temperatures are comfortable and crowds are smaller. July is the hottest month with high humidity and many tourists. Late August sees some improvement. September and October are ideal, featuring cool weather and less rain. When traveling, remember to bring a raincoat just in case.

Finance · 07/23/2025

Iridium, an extremely rare high-tech metal, is increasingly attracting the attention of investors. Although its abundance on Earth is minimal, it is relatively abundant in the universe. Iridium's applications span aerospace, medical fields, and green hydrogen production. Its unique chemical properties and investment potential position it as a vital component of future technologies.

Insurance · 07/24/2025

Medical expenses in the U.S. can be high, making it crucial to understand health insurance, common diseases, and vaccinations in advance. It is important to be aware of various infectious diseases, choose the right insurance, and understand the claims process to ensure a smooth trip. Being well-prepared is key to safeguarding your health.

Education · 07/24/2025

Concordia University Irvine, located in California, has become a popular choice for domestic and international students due to its prime location and exceptional educational quality. Offering a variety of degree programs and flexible online learning options, the university is dedicated to providing high-quality education for students from diverse backgrounds, preparing the leaders of tomorrow.