Finance · 07/17/2025

This article aims to provide international students and new immigrants with a guide to opening bank accounts. It includes information on account opening bonuses from major banks, options for high-interest accounts, and special account features, assisting readers in making informed decisions in a competitive market. By understanding the differences between checking and savings accounts, readers can manage their personal finances more effectively, enjoy higher interest rates, a

Apartment Rental · 07/17/2025

In New York, rental costs have skyrocketed, prompting many to consider the possibility of buying property. Rent in Manhattan has exceeded $5,000, while mortgage payments may be relatively close. Even international students can obtain loans for purchasing homes. For instance, a $700,000 studio could have monthly payments ranging from $3,910 to $5,002, comparable to rental prices. Additionally, buying property holds potential for asset appreciation, leading people to ponder whether renting or

Loans · 07/17/2025

This article shares personal experiences and advice on obtaining a home loan while holding an F1 OPT status. It emphasizes the importance of carefully selecting loan types, institutions, and agents, while maintaining a good credit record and transparent source of funds. Additionally, defining property prices and rationally planning loan amounts can facilitate a smoother loan application process. It is hoped that these insights will help more international students successfully achieve their

Insurance · 07/18/2025

This guide provides a detailed overview of the necessity of car and home insurance in the United States and their main types. Car insurance includes liability, collision, and comprehensive coverage, with pricing based on the driver and vehicle conditions. Home insurance protects landlords and tenants against property loss, covering structural damage and personal belongings. By understanding these insurances, international students can better protect their interests and reduce financial risks

Loans · 07/18/2025

This article discusses microloans in the United States, including the application process, interest rates, repayment considerations, and risk prevention strategies. It analyzes different types of microloans, such as bank loans, online lenders, credit unions, and payday loans. The article outlines the necessary materials for applying for a microloan, the approval timeline, and how to avoid predatory lending risks, ultimately providing suitable loan options for international students. It helps

Insurance · 07/18/2025

In the United States, international students need not only health insurance but also auto and home insurance. Auto insurance includes liability, collision, comprehensive, and other types, with liability insurance being legally required. Home insurance helps mitigate property loss during unfortunate events. Selecting the right insurance plan and managing risks are crucial to meet legal requirements and protect one’s rights. Additionally, it's important to consider the coverage for potential risks

Insurance · 07/21/2025

This article provides a comprehensive overview of essential knowledge about auto insurance in the U.S., covering state legal requirements, common insurance policies, company rankings, cost-saving strategies, and common pitfalls. New drivers, international students, and recent immigrants can learn how to choose the right insurance for their needs, avoid unnecessary expenses, and protect their rights and safety. In the complex insurance market, mastering key information will help individuals make informed choices.

Education · 07/22/2025

This article delves into the graduation rate issue of community colleges in the United States and strategies for improvement. While community colleges provide educational opportunities for economically disadvantaged students, their low graduation rates are affected by life pressures, inadequate academic preparation, and systemic flaws. By strengthening academic support, implementing effective transfer programs, and carrying out early intervention plans, community colleges can create a better learning environment for students. Additionally, students themselves should set clear learning goals and improvement strategies.

Education · 08/21/2025

This SAT prep program offers experienced instructors, a systematic curriculum, up to 5 official practice tests, and fully customized tutoring. It aims to help students efficiently improve their test-taking skills, confidently approach the SAT exam, and achieve their high score goals. The program focuses on personalized learning and targeted strategies to maximize performance and ensure students are well-prepared for all sections of the test. We provide comprehensive support to help students reach their full potential.

Education · 07/22/2025

Cape Cod Academy is an independent day school located in Osterville, Massachusetts, providing personalized education for K-12 students. The school emphasizes academic excellence and holistic development, offering various AP and honors courses, and actively organizes extracurricular activities to nurture students into global-minded citizens.

Education · 07/24/2025

Montverde Academy, located in Florida, is renowned for its small class sizes and personalized support, dedicated to fostering students' independent thinking and curiosity. The academy offers a rich array of courses and activities that enhance various capabilities, preparing students to be active participants in society.

Education · 07/24/2025

Lincoln Middle School is an educational institution dedicated to the comprehensive development of students. It offers a diverse range of courses and activities, focusing on personalized education. The campus life is safe and enjoyable, and the caring teachers pave the way for students' future.

Education · 07/25/2025

At Sonoma College, education goes beyond mere academic achievement; it focuses on cultivating students' critical thinking and comprehensive skills. The school integrates advanced facilities and technology to reshape educational concepts, aiming to equip students with the competitiveness they need for their future learning and life.

Education · 07/31/2025

Georgetown University will join the Common App for the 2026-2027 application cycle, creating new opportunities for future high school students. This move allows students to apply through the Common App, introducing new word limits and adjustments to the prompts to enhance the application experience.

Education · 07/31/2025

Music education in the United States is undergoing a profound transformation, as universities enhance students' professional skills and social responsibility through practical projects and flexible curricula. Additionally, the integration of digital technologies is helping students adapt to new trends in the future music industry.