Loans · 07/18/2025

Homebuyers in the US need to consider restrictions related to two types of properties when choosing loans. Legally remodeled properties are eligible for loans, while illegally remodeled ones may impact loan qualifications. Additionally, modular homes, due to their unique construction method, often have an easier time securing loans compared to manufactured homes. Understanding this information helps investors make informed home purchasing decisions.

Finance · 07/24/2025

The Shiller P/E ratio is a crucial indicator for assessing stock market valuation. By analyzing the average earnings per share over the past decade, along with inflation factors, it helps investors reveal the market's true state and determine if it is overheated. Despite its advantages, it also has drawbacks, such as data dependency and cyclical fluctuations.

Finance · 08/06/2025

The 10-year US Treasury yield has surpassed 4.6%, with market experts warning that a breach of 5% could trigger a stock market adjustment, but this also presents buying opportunities in the bond market. Investors should take advantage of the yield range to enhance their balance of returns and risks.

Finance · 06/25/2025

The US dollar has recently depreciated due to easing tensions in the Middle East, particularly following a ceasefire between Iran and Israel. The euro has reached a recent high against the dollar, reflecting improved investor sentiment. Additionally, the decline in oil prices has led to gains in risk-sensitive assets. Despite Powell's forecast of rising inflation this summer, the market remains optimistic.

Finance · 08/07/2025

When investing in real estate, selecting properties with appreciation potential requires attention to six key factors: performance, price, financial status, tenant credit, vacancy rate, and holding strategy. These elements will assist buyers in making informed decisions to rapidly achieve wealth growth.

Travel · 07/21/2025

Long-haul flights can lead to jet lag issues. Travelers can adjust their watches to the destination time zone to determine when to nap on the plane. If arriving in the evening, it's best to stay awake by watching entertainment or reading; however, if arriving at night, take advantage of in-flight naps. Additionally, avoid staying up late and reduce caffeine intake. Using eye masks and earplugs can also improve sleep quality.

Job Search · 07/25/2025

This article outlines ten key steps for job searching in the USA, including organizing personal information, defining career goals, online job searching, and leveraging social networks. These practical strategies aim to assist job seekers in successfully finding their ideal positions.

Job Search · 07/28/2025

This article provides a practical guide to job searching in the USA, covering various aspects such as organizing information, analyzing job suitability, online job resources, preparing resumes and cover letters, building a network, interview preparation, and follow-up feedback. It aims to help job seekers find employment in the USA more effectively.

Education · 09/02/2025

This article provides a detailed breakdown of the various costs associated with studying in the USA for the 2024-2025 academic year, including tuition, accommodation, and living expenses, categorized by different cost-of-living cities. It also offers a range of money-saving strategies for international students, such as school selection tactics, scholarship applications, and off-campus housing options. The aim is to help students realize their study abroad dreams within a limited budget.

Education · 02/12/2025

The 3rd Overseas Living Summit will be held in Shanghai in 2025, aiming to provide a platform for professionals focused on overseas real estate, immigration, and study abroad to explore international trends and collaboration opportunities. The forum will invite industry experts to share their experiences and provide one-stop solutions for overseas needs, supporting individuals and teams in achieving their globalization dreams.

Loans · 08/04/2025

This article summarizes ten common misconceptions among homebuyers, including misunderstandings about down payments, choosing mortgage types, and the notion of buying a house with all cash. The goal is to help homebuyers make more rational decisions when investing in real estate to achieve a satisfactory living experience.

Finance · 08/06/2025

This article analyzes the current stock market dynamics of the New York Stock Exchange, particularly focusing on the performance of companies like TSMC and Berkshire Hathaway, and how they influence overall market confidence and trends.

Education · 08/07/2025

This article explores whether it is necessary to rely on real estate agents when buying a home in the United States. It highlights the importance of agents in transactions, legal protections, and buyer flexibility, while analyzing market openness and the roles of participants. The emphasis is on how professionals can effectively safeguard the rights of homebuyers.

Finance · 10/23/2020

This article provides a detailed analysis of the home buying process in Australia for overseas buyers, covering stages such as reservation deposit payment, contract signing, down payment, mortgage application, and property settlement. It highlights the Australian government's restrictions on foreign buyers purchasing existing (second-hand) properties. The aim is to help investors avoid potential risks and successfully achieve their dream of owning property in Australia. The article serves as a guide through the complexities of the Australian real estate market for international investors.

Education · 08/31/2025

Numerous US universities and professional institutions offer real estate courses, helping aspiring individuals enter the American real estate industry. The curriculum covers core areas such as sales, appraisal, brokerage, finance, laws and regulations, and property management. These programs can help you become a residential sales expert, a commercial real estate specialist, or proficient in mortgage lending, home inspection, or property management. Gain the knowledge and skills needed to succeed in the competitive US real estate market.