Transportation · 09/02/2025

This article provides a detailed guide for international students on obtaining a driver's license in the United States, including the process, regulations for using foreign licenses, and procedures for replacing lost licenses. It also offers advice on handling traffic accidents and violations. The aim is to help international students drive safely and conveniently in the US, thereby enhancing their study abroad experience.

Loans · 07/18/2025

When Chinese investors purchase real estate in the United States, loans are a common option. This article discusses the requirements for H-1B visa holders applying for home financing, including the importance of credit scores, types of loans, and pre-approval letters. H-1B visa holders can apply for FHA and conventional loans, but they need to pay attention to down payment ratios and credit scores. It is advised to prepare in advance to improve credit scores to ensure smooth financing.

Loans · 07/18/2025

This article provides a detailed analysis of the calculation methods for mortgage interest in the United States and various repayment options. It introduces the formulas and pros and cons of the equal principal repayment and equal total payment methods, emphasizing basic concepts of principal and interest. By using examples, it illustrates the impact of different repayment methods, assisting borrowers in choosing a repayment plan that suits their needs.

Finance · 07/23/2025

The net worth of an owner-occupied home represents the actual ownership portion of the property by the homeowner. This article analyzes the definition, construction methods, calculation methods, and various financing applications of home equity. By effectively utilizing equity, homeowners can fund large expenses and increase financial flexibility.

Loans · 07/25/2023

The latest survey by the New York Fed reveals that the rejection rate for credit applications has widely increased across various types of loans in the U.S., particularly for mortgages and auto loans. Applicants with high credit scores are less affected, while rising borrowing costs have pressured Americans' willingness to take out loans.

Finance · 07/25/2025

This article outlines the fundamental knowledge for immigrants using credit cards and managing loans in the United States. It emphasizes the importance of timely repayments and provides features and usage tips for secured credit cards and prepaid cards, assisting immigrants in effectively managing their finances.

Travel · 09/02/2025

Customized USA graduation trip guide for international students' parents. It offers three themed routes: Eastern culture, Midwestern scenery, and Western leisure. The guide also provides reminders on visa application, itinerary planning, and other important considerations. Aiming to help create an unforgettable parent-child travel experience, this guide ensures a smooth and enjoyable trip for families celebrating their child's graduation in the United States.

Transportation · 07/16/2025

The 2025 U.S. Summer Mosquito Control Guide provides a scientific explanation of insect repellent ingredients and principles for effective use. It recommends products suitable for various scenarios, including high-intensity outdoor options and light household types. Additionally, it covers physical protection measures and popular market products, helping users to choose mosquito control strategies scientifically and reasonably, ensuring effective protection against mosquito bites while enjoying

Travel · 07/16/2025

Autumn is the perfect time to explore New York City and its surroundings, where vibrant fall foliage and harvest festivals captivate visitors. From the charming Hudson Valley to the stunning Catskills, time flies on scenic drives. Whether it's pumpkin picking, indulging in local cuisine, hiking, or participating in seasonal festivals, every corner exudes the spirit of fall. This article recommends numerous autumn activities, top attractions, and travel tips to help you fully enjoy this sunny sea

Culture · 07/17/2025

When traveling in the USA, it is crucial to familiarize yourself with local culture and taboos. Adhere to basic etiquette, such as respecting personal space, dining manners, and maintaining quiet in public places. Avoid asking overly personal questions and discussing sensitive topics. Additionally, the culture of queuing, tipping practices, and environmental awareness are important aspects to consider. Respecting local culture will enhance the enjoyment and smoothness of your journey.

Transportation · 07/17/2025

Before traveling to the United States, it is essential to obtain a passport and visa, plan your itinerary, prepare foreign currency and insurance, and understand the local culture and laws.

Apartment Rental · 07/17/2025

This guide offers a comprehensive analysis of accommodation costs in Seattle, covering rent, deposits, and other essential expenses. By understanding rent differences across various neighborhoods and how to review rental agreements, you can find the ideal place that fits your budget. Mastering this information can alleviate the stress of housing, allowing you to better integrate into this beautiful city.

Transportation · 07/17/2025

This article provides a comprehensive ticketing guide for Amtrak, the national rail service of the United States. It includes information on travel routes, fare discounts, travel options, and purchasing steps. Amtrak offers various services covering 46 states and multiple destinations, making it suitable for budget-conscious travelers. The available discounts and pleasant travel experience make it an ideal choice. Readers will learn how to easily obtain tickets on the official website to enjoy a

Travel · 07/17/2025

This guide provides comprehensive advice for travelers heading to the USA regarding baggage packing. It covers baggage limits, handling bags during layovers and multiple flights, important considerations for items to carry, and how to manage extra belongings. The aim is to help travelers efficiently and conveniently prepare their luggage for a smooth entry into the country.

Apartment Rental · 07/17/2025

Renting a home in the U.S. is often a primary challenge for new immigrants. This article offers a comprehensive rental guide, covering everything from platform selection to contract considerations, making the rental process straightforward and efficient. Understanding both explicit and implicit needs, carefully choosing the right accommodation, and avoiding brokerage fees are key to successful renting.