Keyword: “personal finance management” 1,719 related articles found
Financial Literacy Events Boost Investment Skills Nationwide

Finance · 08/04/2025

Financial Literacy Events Boost Investment Skills Nationwide

The weekly investment community events, financial literacy seminars, and offline art exhibitions aim to enhance participants' investment skills and financial intelligence. Whether through theoretical learning or practical application, these activities provide an excellent platform for individuals to seize opportunities in a complex economic environment.

Hidden Fees in Forgotten 401k Accounts Drain Retirement Savings

Finance · 08/04/2025

Hidden Fees in Forgotten 401k Accounts Drain Retirement Savings

As of 2023, around 29 million 401(k) retirement accounts in the U.S. are abandoned, leading to $1.65 trillion in dormant funds, with hidden fees posing significant losses. Workers must understand how to manage their retirement accounts amid career changes to avoid unnecessary losses and impact long-term wealth growth.

Global Stock Markets Plunge As Investors Seek Strategies

Finance · 08/04/2025

Global Stock Markets Plunge As Investors Seek Strategies

This Monday, global stock markets were severely impacted, with the Nikkei 225 index dropping 12.4%, causing repercussions in the US markets. This article focuses on the risks associated with overseas investments and the challenges of obtaining information, urging investors to make cautious decisions and assess market risks in a highly volatile environment.

Top Real Estate Strategies for Stable Investment Returns

Finance · 08/04/2025

Top Real Estate Strategies for Stable Investment Returns

This article introduces four real estate investment strategies, including using rental income to cover mortgage payments, flipping old houses, managing short-term rental properties, and building a diversified investment portfolio. These methods aim to help novice investors mitigate risks and achieve stable profits.

Retiring Abroad Navigating Social Security Benefits

Finance · 04/22/2025

Retiring Abroad Navigating Social Security Benefits

As more Chinese individuals consider retiring in their home country, the issue of receiving Social Security benefits becomes crucial. This article explores three viable options to help readers understand how to enjoy Chinese retirement pensions while ensuring they can still collect their US Social Security benefits. It addresses the challenges of managing an international retirement lifestyle.

Study Reveals Wealth Trends Among Retired Households

Finance · 08/06/2025

Study Reveals Wealth Trends Among Retired Households

This article analyzes six levels of retirement family wealth, ranging from financial vulnerability to the top 1%, highlighting that 1.26 million yuan is the key figure for a comfortable living. The wealth disparity among the different levels helps individuals understand and plan for their financial future.

Greater Vancouver Real Estate Faces Challenges in Early 2025

Finance · 08/07/2025

Greater Vancouver Real Estate Faces Challenges in Early 2025

In January 2025, the Greater Vancouver real estate market remains active, with fluctuations in transaction volume and prices revealing the complexity of the market. Despite facing high interest rates and economic instability, rental demand in the region is strong. Homebuyers need to analyze market trends carefully to formulate reasonable investment plans.

Usahello Report Underscores Financial Transparency for Immigrant Support

Finance · 08/06/2025

Usahello Report Underscores Financial Transparency for Immigrant Support

USAHello is a registered 501(c)3 non-profit organization. Its audited financial statements for 2024 and the 2023 Form 990 public disclosure information are now available, ensuring financial transparency, enhancing public trust, and supporting the achievement of the organization's mission and vision.

Key Steps to Start a Business in the US

Finance · 08/06/2025

Key Steps to Start a Business in the US

This article outlines ten key steps to starting a business in the United States, from idea generation to marketing execution. It assists entrepreneurs in formulating a clear business plan, selecting the appropriate business structure, and managing finances effectively to realize their entrepreneurial dreams.

Trumps Political Comeback May Influence Global Rate Cuts

Finance · 08/06/2025

Trumps Political Comeback May Influence Global Rate Cuts

Trump's strong return to the presidency will impact global central banks' interest rate strategies. His tariff policies may lead to a slowdown in the global economy and accelerate inflation in the U.S., making the Federal Reserve more cautious about rate cuts. Meanwhile, emerging markets may face unique challenges and opportunities.

US Treasury Market Sees Surge in Options Trading As Rate Cuts Loom

Finance · 07/23/2025

US Treasury Market Sees Surge in Options Trading As Rate Cuts Loom

Recently, rumors about Trump potentially appointing a new Fed chair have led to a bullish trend in the US bond market, with bond yields falling. The options market shows strong bullish signals as investors focus on the upcoming policy meeting and the possibility of interest rate cuts.

Silver Prices Hit 13year High Amid Demand and Supply Crunch

Finance · 06/06/2025

Silver Prices Hit 13year High Amid Demand and Supply Crunch

Silver prices have surged to a 13-year high recently, with analysts attributing the increase to a combination of supply shortages and market trading behaviors. Despite the lack of clear positive news, the global demand for silver and limited supply suggest that there is still room for further price increases. Market optimism for the future has significantly improved.

Trump Tariff Fears Boost Dollar Gold Falls Below 2900

Finance · 02/27/2025

Trump Tariff Fears Boost Dollar Gold Falls Below 2900

This week, Trump's threat of trade tariffs strengthened the dollar, causing gold prices to fall below the $2,900 mark and suppressing market demand for gold as a safe haven. Despite the price correction, attention should remain on the influence of the dollar and geopolitical factors on the market.

Fed Vice Chair Urges Patience on Rate Cuts Amid Robust Economy

Finance · 02/05/2025

Fed Vice Chair Urges Patience on Rate Cuts Amid Robust Economy

Federal Reserve Vice Chairman Jefferson stated that despite uncertainties, the US economy is performing strongly, and there is no urgent need for rate cuts. He emphasized that monetary policy may gradually ease in the medium term, suggesting that further policy adjustments should be made only if the economy remains robust.

Trump Tariffs Trigger Market Volatility Gold Prices Surge

Finance · 02/10/2025

Trump Tariffs Trigger Market Volatility Gold Prices Surge

Trump's tariffs on steel and aluminum have driven gold prices up, nearing historical highs. Analysts indicate that gold is favored due to market uncertainties and safe-haven demand. Investors are closely monitoring the Fed's future monetary policy direction. Meanwhile, the People's Bank of China continues to increase gold reserves to diversify its assets.