Culture · 07/17/2025

This article discusses tipping practices in the United States, aiming to help new immigrants understand the standards and necessity of tipping in various situations. Different settings such as restaurants, bars, travel services, and hair salons have different expectations for tips. It also clarifies situations where tipping is not required, assisting new immigrants in better integrating into American society.

Finance · 07/18/2025

Arbitrage Pricing Theory (APT) analyzes expected asset returns through multiple factors, highlighting that many economic risks, such as inflation and fluctuations in national income, cannot be diversified away. Compared to the Capital Asset Pricing Model (CAPM), APT offers greater flexibility, as it does not rely on a market portfolio and has fewer assumptions, providing broader applicability for theoretical use.

Finance · 07/18/2025

The steps to apply for digital immigration to the U.S. include obtaining an ITIN tax number and a valid U.S. address, followed by applying for a bank card or credit card. These steps facilitate the integration of new residents into the American financial landscape. Additionally, understanding U.S. tax and legal knowledge is crucial for successful immigration.

Social Networking · 07/18/2025

This article offers a comprehensive guide to effective communication in the United States, teaching you how to connect with others in various settings. It covers aspects such as non-verbal communication, personal space, direct conversation, daily greetings, and humor. Additionally, the article provides tips for improving communication skills and avoiding misunderstandings, helping newcomers better integrate into American culture.

Apartment Rental · 07/28/2025

This article provides a detailed guide for international students renting in New York. It covers rental preparations, ensuring safety, making quick decisions, common mistakes, types of housing and neighborhoods, as well as important considerations and required documents for applications. The aim is to assist readers in finding suitable accommodation in the competitive New York rental market.

Apartment Rental · 07/28/2025

The orientation of residential buildings in Boston has some influence on winter temperatures, but it is not the sole determining factor. Internal layouts and facilities, such as air conditioning and heating, are key to influencing living comfort. Therefore, one should not overly focus on a property's orientation; choosing a home that suits personal needs is more important.

Job Search · 07/28/2025

This article discusses effective preparation of a professional reference list, including how to choose suitable referees, methods of communication, and important considerations to enhance job seekers' chances of securing employment. It offers clear strategies to help referees better understand the job seekers' work characteristics and career goals, thus providing strong support for their successful job search.

Apartment Rental · 07/28/2025

The brand new student apartments at 150 Camden Street in Boston are now open, offering luxurious one to three-bedroom accommodations. Located near Yale University, the apartments feature modern amenities and ample communal spaces, ideal for students who love city life. Affordable rent, including sewer and garbage disposal fees, makes this the perfect choice for students.

Lawyers · 07/28/2025

This article discusses how individuals can protect their rights when encountering immigration enforcement in public spaces in the United States. It provides clear guidelines on responding to ICE officials, refusing unlawful searches, the right to remain silent, and the importance of consulting legal representation. Understanding this information helps individuals effectively navigate enforcement actions and safeguard their rights.

Job Search · 07/28/2025

Unemployment can be daunting, but the key lies in effective coping strategies. This article outlines essential steps to take after becoming unemployed in the U.S., such as applying for unemployment benefits, understanding legal rights, updating resumes, and actively searching for new job opportunities. It aims to assist individuals in navigating their unemployment period and finding new chances.

Taxation · 06/30/2025

The IRS has established the Currently Not Collectible (CNC) policy, allowing taxpayers to temporarily defer tax collection due to financial difficulties. While this can alleviate short-term burdens, it is essential to note that the debt still exists and will accrue interest and penalties. Applicants must submit relevant financial information, which the IRS will use to determine their eligibility.

Taxation · 08/07/2025

This article provides a detailed overview of the calculation methods for penalties related to bad checks and other payment methods, as well as measures to avoid them. It also outlines the steps to effectively respond to penalties and apply for reductions. Additionally, it emphasizes the importance of maintaining a sufficient account balance to minimize unnecessary financial burdens.

Travel · 08/01/2025

Key West, located in Florida, is the southernmost city in the United States. This destination attracts visitors with its charming water activities and rich historical culture. The day tour offered by Walk Around allows you to experience a delightful journey along the scenic Overseas Highway, explore Hemingway's home, and discover the local charm, creating wonderful memories.

Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Lawyers · 08/06/2025

U.S. citizens can apply for immigration and adjustment of status for their parents, who will gain permanent residency upon approval. It's important to note that parents cannot immigrate simultaneously, and proof of familial relationship is crucial. Permanent residents must become citizens before they can apply. Prepare the application materials thoroughly to ensure a smooth review process.