Loans · 08/04/2025

According to a report by CoreLogic, the U.S. real estate market in 2024 is characterized by a general decline in home prices, an increase in mortgage delinquencies, and a preference for adjustable-rate mortgages among buyers. The waning interest of investors in purchasing properties and a drop in existing home sales indicate a shifting trend towards a buyer's market.

Culture · 08/06/2025

Vertical agriculture is experiencing rapid growth, with a significant increase in market size expected. The application of robotic technology in pollination, fertilization, and pest monitoring can effectively enhance efficiency and yield, creating new opportunities for agricultural production. In the future, the integration of robotics and agriculture will achieve a balance between sustainable development and efficient production.

Finance · 06/06/2025

Silver prices have surged to a 13-year high recently, with analysts attributing the increase to a combination of supply shortages and market trading behaviors. Despite the lack of clear positive news, the global demand for silver and limited supply suggest that there is still room for further price increases. Market optimism for the future has significantly improved.

Education · 08/14/2025

The HiSET® exam offers adults who did not complete high school the opportunity to earn a high school diploma. The exam covers subjects such as reading, writing, mathematics, science, and social studies, and is available in both English and Spanish. USAHello provides free preparatory courses and online tests to help candidates increase their chances of passing.

Education · 08/13/2025

Founded in 1819 by Thomas Jefferson, the University of Virginia is a leading public research university known for its outstanding academic programs and educational quality. The campus life is vibrant, and alumni have achieved remarkable success. In recent years, the increase in applications has intensified competition, establishing the university as a significant player in higher education.

Loans · 07/18/2025

This article explores the various types of small business loans required by immigrants in the U.S. for entrepreneurship, including term loans, SBA loans, and business lines of credit. Each loan type has its unique advantages and disadvantages. Understanding the eligibility requirements and application processes for these loans helps immigrant business owners better seize financing opportunities to achieve their entrepreneurial dreams.

Finance · 07/22/2025

The gaming industry has experienced fluctuations in the post-pandemic market, with a year-on-year decline in sales, although the console market remains strong. Analysis indicates that supply chain relief and overall recovery present new opportunities for investors. It is recommended to focus on game ETFs such as ESPO, HERO, and GAMR for effective positioning.

Apartment Rental · 07/22/2025

This article provides a housing guide for international students in the United States, detailing rental channels, contract considerations, maintenance responsibilities, and tips for interacting with landlords and roommates. The aim is to assist international students in easily finding their ideal accommodation.

Insurance · 07/22/2025

The United States is facing a growing issue of insurance fraud. Various sectors are collaborating to combat this problem by establishing anti-insurance fraud alliances, setting up special investigative agencies, utilizing market mechanisms, raising public awareness, and applying technological solutions. These efforts aim to mitigate the impact of fraud on consumers and insurance companies.

Job Search · 07/23/2025

This article discusses five effective strategies for self-improvement in the American workplace to achieve career advancement. These strategies include cultivating a strong work ethic, maintaining a positive attitude, seeking mentorship, engaging in continuous learning, and building a professional network. These approaches provide guidance for professionals to seize development opportunities.

Education · 07/25/2025

This article provides a comprehensive guide to assist international students with credit transfer and evaluation in the United States. It covers the concept of academic transcript evaluation, when evaluations are necessary, how to obtain and evaluate international academic transcripts, and offers advice on interpreting evaluation results. Gain insights into the U.S. education system to effectively plan your academic or career development.

Job Search · 07/25/2025

This article provides practical guidance for new immigrants seeking employment in the United States. It covers various strategies, including resume writing, using job platforms, interview preparation, and establishing a professional network, aimed at helping immigrants integrate more effectively into the workforce.

Loans · 07/17/2025

This article provides a comprehensive analysis of various types of auto loans in the United States, with a focus on practical loan strategies and considerations for international students and new immigrants. It covers loan options, factors affecting interest rates, key points for inquiries, and application tips, aiming to assist individuals with no credit history or low credit scores in successfully purchasing a vehicle.

Taxation · 07/17/2025

This article provides a comprehensive analysis of the inheritance and gift taxes in the United States, outlining relevant tax regulations and exemption thresholds. It discusses the unique circumstances faced by citizens and green card holders and offers effective estate planning strategies to minimize tax burdens and ensure wealth transfer.

Loans · 07/14/2025

This article explores the advantages and disadvantages of 40-year mortgages in the United States. Lower monthly payments can alleviate financial pressure on homebuyers, particularly benefiting low-income families; a longer repayment period can increase homeownership rates. However, the accumulation of interest raises overall costs and increases risks. Homebuyers must carefully assess their situations to make informed decisions regarding mortgage options.