Finance · 07/22/2025

Morgan Stanley forecasts Apple's Q3 revenue to grow nearly 6%, driven by increased iPhone sales and average selling price, along with continued growth in its services business. Despite tariff pressures, Apple's gross margin is expected to improve. Morgan Stanley is optimistic about the long-term potential of Apple's AI strategy and maintains an 'Overweight' rating with a target price of $235. The positive outlook reflects confidence in Apple's ability to navigate challenges and capitalize on emerging opportunities in the AI space.

Finance · 06/23/2025

US PMI data for June exceeded expectations, but rising cost pressures are fueling inflation concerns, potentially leading the Federal Reserve to postpone interest rate cuts. Both manufacturing and services sectors expanded, however, input costs surged, forcing businesses to raise prices. Geopolitical risks are driving up oil prices, further limiting the Fed's room for easing. Markets now anticipate the Fed might delay rate cuts until the end of the year. The economic outlook remains uncertain due to persistent inflationary pressures and external shocks.

Insurance · 04/18/2022

This article delves into the rationale behind high-net-worth individuals purchasing premium healthcare insurance. It argues that the core value lies in accessing scarce medical resources and specialized services, rather than simple reimbursement. Through case studies, it illustrates how premium healthcare insurance can extend life, enhance quality of life, and provides advice on reasonable premium expenditure planning, emphasizing the importance of health investment. The focus is on the access to quality care and personalized service that these plans provide.

Insurance · 05/05/2022

Facing high medical expenses, this article proposes building a four-tiered healthcare system: social security, million-dollar medical insurance, mid-range medical insurance, and high-end medical insurance. Million-dollar medical insurance addresses cost concerns, mid-range insurance improves efficiency and service, and high-end insurance covers top global resources. Choosing the right medical insurance based on individual needs is crucial for safeguarding health and improving quality of life. This tiered system aims to provide comprehensive coverage and access to appropriate healthcare services.

Education · 07/17/2025

This article introduces the top universities in the western United States, including Stanford University and California Institute of Technology in California, and the University of Washington in Washington. These institutions are renowned for their outstanding academic reputation, high-quality education, and advanced research capabilities, offering students abundant academic resources and an excellent environment, making them ideal places for pursuing studies.

Education · 07/22/2025

Church Farm School is a boarding and day school for boys in grades 9 to 12, emphasizing rigorous college preparatory education and holistic development. The school offers personalized guidance, integrating technology with a wide range of extracurricular activities, aiming to cultivate students' practical skills and sense of social responsibility. It is an ideal choice to pave the way for children's future.

Finance · 07/22/2025

Recently, technology stocks have regained market attention, particularly during the AI-driven rebound, as investors show confidence in the valuations of major tech companies. Despite stock prices recovering to high levels, there is still potential for further increases. Analysts remain optimistic about the long-term growth of these industry giants, predicting that they will continue to lead the market higher in the future.

Job Search · 07/23/2025

This article explores the career opportunities available to new immigrants in various fields in the United States, including agriculture, construction, education, healthcare, manufacturing, service industry, public administration, sales, and technology. It provides detailed descriptions of the characteristics and job requirements of these industries and suggests ways for new immigrants to enhance their competitiveness through training and professional qualifications to achieve better career development.

Education · 07/24/2025

Penn State University Park is a renowned higher education institution, currently ranked 57th, with 10% of its students being international. The tuition fee is $10,500, and the graduation rate is as high as 83%. Among the 2019 graduates, 87.2% secured full-time employment. The university offers many popular majors, with graduates in information technology and mechanical engineering achieving excellent salary outcomes.

Education · 07/24/2025

Hillside School offers a focused academic environment for boys in grades 4 to 9, implementing small class sizes with a 7:1 student-teacher ratio and emphasizing personalized education. The diverse student background and a wide range of extracurricular activities promote social and cultural exchange. The school features innovative labs that provide modern technology courses, helping students build a foundation for future success.

Education · 07/24/2025

Saint Mary’s Ryken High School is a co-educational Catholic college preparatory school located in Leonardtown, Maryland. The school emphasizes values-based education and has seen 63 graduates enter top 30 universities in the U.S. in recent years. It offers a wide range of extracurricular activities, catering to students with average academic performance who are interested in science and technology.

Education · 07/24/2025

Stanford University, located in the San Francisco Bay Area of California, is one of the world's leading institutions. Renowned for its outstanding academic achievements and exceptional technology talent development, its spacious and beautiful campus offers rich learning resources. With highly competitive admission requirements, the university emphasizes a comprehensive assessment of students' academic and extracurricular performance, aiming to cultivate influential and distinguished individuals.

Education · 07/17/2025

This article analyzes multiple research directions within computer science at U.S. universities, including multimedia and animation, software programming, networking and communication, computer science technology, and artificial intelligence and human-computer interaction. Each of these fields offers different characteristics and career opportunities, which students should consider based on their interests and market demand. Understanding the features of each specialization amidst fierce

Travel · 07/24/2025

Boston, the capital of Massachusetts, blends historical and academic charm. The travel routes offered by Walk Around the World will take you through the campuses of Harvard University and the Massachusetts Institute of Technology, explore historical sites like the Old South Meeting House, and savor Boston's unique cuisine, setting the stage for your journey through four major cities of the East Coast.

Education · 08/05/2025

In 2025, the University of Southern California launched an innovative Bachelor of Business degree aimed at cultivating interdisciplinary talents to address the demands of innovation and technology in modern business. This program combines the advantages of the business school and the creative college, offering a blend of practical and theoretical educational resources to train future entrepreneurs and leaders capable of tackling global challenges.