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Kinecta Federal Credit Union

Rolling Hills Estates, CA Credit Guarantee
46B Peninsula Ctr, Rolling Hills Estates, CA 90274

Kinecta Federal Credit Union is the country's 35th largest credit union, with assets of $6.5 billion and over 270,000 member-owners. Our 800+ employees serve members from 32 branches, a variety of specialty offices, and highly responsive call centers on both coasts. Banking the Southern California area for more than 80 years, with recent expansion to Northern California, New York, and New Jersey, Kinecta offers its members a full range of financial products through the Credit Union and its subsidiaries, Kinecta Wealth Management and Kinecta Insurance Services. Daily Breeze readers have named Kinecta a top South Bay credit union for the past 10 years, and Kinecta was voted Easy Reader's 2020 "Best of the Beach" Credit Union.

We offer a broad array of products and services to meet our members' goals. From deposit accounts - such as our variety of savings and checking accounts - to credit cards, auto loans, insurance, retirement and other investment products, we have the financial solutions to serve our members. Kinecta checking accounts come with Online Banking and bill payment, plus unlimited check writing.  

Members can choose from our wide range of mortgage loan products, which feature competitive rates, low fees, no prepayment penalties and no negative amortization - all on loans up to $3 million.

We provide a full range of retirement, investment (including stocks and bonds), mutual funds and annuity products. In addition, our comprehensive insurance offerings can

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