Our mission at Garden City Mortgage is to provide our customers with honest, reliable and competent service. We strive to get our clients the lowest interest rates and closing costs for their home loan. We provide services such as mortgage loans, refinances, adjustable rate mortgages, appraisals, auctions, automated underwriting systems, automated valuation models, balloon mortgages, bridge loans, buy downs, capital cashflows, cash out refinances, certificates of eligibility, certificates of reasonable value, certificates of veteran status, closing protection letters, collateral debt obligations, commercial financing, commitment letters, community reinvestment act compliance, concessions, condominiums, conforming loans, construction financing, consumer reporting agencies, contracts of sale, conventional loans, conversion clauses, conveyance, cooperatives, correspondence lenders, cost of funds indexes, credit bureaus, credit default swaps, credit rating agencies, credit reports, credit risk scores, credit unions, debt consolidation, debt to income ratios, deeds, deeds of trust, defaults, deferred interests, delinquencies, Department of Veterans Affairs Desktop Underwriters, digital signatures, discount points, distressed properties, divorces, down payments and validations. All of these services are done with our customer's best interests in mind.

With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.