Richard Tocado Companies

Tropical Financial Credit Union

Tropical Financial Credit Union is a leading financial institution in South Florida that strives to provide customers with rewarding banking options. From checking and debit accounts, to savings accounts and low rate loans, TFCU offers customers an array of financial services. Customers can choose from new and used auto loans, jumbo and traditional mortgages, mortgage refinances, home equity lines of credit, personal loans and lines of credit, and much more. Additionally, TFCU provides a variety of credit cards for customers that offer low rates and rewards on all purchases. The team at Tropical Financial Credit Union are dedicated to offering customers the best banking experience possible. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Suraj Chhatry - PNC

At Suraj Chhatry - PNC, we specialize in jumbo purchase and refinance loans. We offer competitive interest rates for fixed, adjustable, and interest-only jumbo loans, with loan amounts up to $3 million. We are also able to provide complex solutions for self-employed individuals, such as asset dissipation and closing under an LLC. Furthermore, we can provide home equity lines of credit for primary homes and investment properties. Our fast closing times makes it possible to close a purchase in as little as 21 days, and we can provide 15% down jumbo loans up to $3 million. Our team has extensive experience in the field and is well-equipped to handle the needs of high net worth individuals. We have closed multiple jumbo loan transactions over $5 million, and our services extend to offering interest only loans up to $3 million. We strive to provide the best solutions for our customers, ensuring that their purchase or refinance process is as stress-free as possible.

THD Credit Consulting

Why live with bad credit when your credit reports can be cleaned up in as little as 45 days? Our team of Certified Credit Consultants can help you rebuild your credit, settle debt and provide you with the knowledge to ensure that you maintain it for the rest of your life. With our experience, we can help by: -  Improving Credit Reports: Deleting negative, obsolete, inaccurate and duplicate items on credit reports. Average results range from 40% - 80% within 35 to 45 days, however we have had results as high as 100% (this is done legally by using your credit rights by Federal Law, ie: FCRA, FDCPA). - Improving Credit Scores: Using various legal techniques such as disputing items with credit reporting agencies, negotiating items, paying down on some items, closing some accounts, etc. - Debt Settlement: We help settle credit card debt, home equity lines of credit, collection accounts and charged off accounts. In most cases we can save you up to 75-80% on the amount that was owed and stop all the harassing phone calls. -Education:  We will teach you how to obtain, understand and read their credit reports. We are very passionate about helping people learn more about their credit, debt and finances. Our services are fully legal (we follow the state and federal laws) and will not deviate from them!

Jennifer Woolford Schroen - Guild Mortgage

Guild Mortgage Company is a trusted provider of home mortgage options, including VA, FHA, conventional, and USDA loans. We are committed to helping you finance your dream home with a variety of purchase, refinance, cash-out refinance/home equity loan, condo, and other solutions. Additionally, we strive to provide an equal housing opportunity for all, being an Equal Housing Lender and certified by the Department of Business Oversight under the California Residential Mortgage Lending Act. Jennifer Woolford Schroen - Guild Mortgage is licensed to conduct business in Texas and California. At Guild Mortgage Company, we understand that each customer has unique needs and preferences, so our team is dedicated to providing personalized services and tailored solutions. We have a wealth of experience and knowledge to help our clients find the right mortgage product to fit their needs. Our team is committed to ensuring a smooth, stress-free experience throughout the entire loan process.

Kent Hendrix - RWM Home Loans

At RWM Home Loans, our mission is to provide a more personal approach to financing. We strive to offer a wide range of conventional and jumbo loan products, including FHA and VA loans, Reverse Annuity Mortgages, second trust deeds, home equity lines of credit, construction loans, and small commercial loans. We are committed to providing equal housing opportunities for all customers. Our team of experienced professionals is here to help make the loan process as easy as possible. We are a Full Eagle FHA and VA lender, licensed by the California Bureau of Real Estate and the Department of Financial Protection and Innovation. Our loan officers, including Kent Hendrix, are also registered with the Nationwide Mortgage Licensing System (NMLS). With this level of expertise, we can ensure that our customers get the best service and the best loan product for their needs.

USC Credit Union

Become a part of the USC Credit Union and take control of your financial future. As a member-owned organization, our profits are passed along to you in the form of better rates and low or no fee services. We provide personalized attention and strive to make sure that your financial success comes first. Our range of services include free checking accounts, private student loans and loan consolidation/refinance, investment and retirement services, CDs and money market accounts, insurance services, home loans, home equity lines of credit, credit cards, auto loans, and savings. With us, you can secure your financial success and own your future. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Grayton Mortgage

Grayton Mortgage is a local mortgage company providing tailored solutions for borrowers based on their individual needs. We understand that mortgage financing is not a one-size-fits-all process and therefore offer both fixed and adjustable rate mortgages of all sizes, from starter homes to loans exceeding $2 million. Our diverse mortgage options include Fannie and Freddie conforming mortgages, jumbo mortgages, asset depletion mortgages, coop mortgages, Home Equity Lines of Credit (HELOCs), as well as Adjustable Rate Mortgages (ARMs) with 5, 7 and 10 year terms. We also provide lower down payment options such as 3% down on conforming loan amounts, and 10% down on jumbo loans for qualified borrowers. Plus, we have “piggy back” options, which are simultaneous 2nd mortgages that can be used to reduce the required down payment and avoid mortgage insurance. Grayton Mortgage is knowledgeable about the complexities of the New York market and can provide customers with the information they need to successfully navigate the home purchase process in any of the five boroughs: Manhattan, Brooklyn, Bronx, Queens, and Staten Island. We also offer unbeatable rates!

Grayton Mortgage

At Grayton Mortgage, we provide tailored mortgage solutions to meet the individual needs of our borrowers. We offer a wide range of mortgage products, from starter homes to loans over $2 million, with fixed and adjustable rate options available. Our mortgage options include Fannie and Freddie conforming mortgages, Jumbo mortgages, and low down payment options of 3% for conforming and 10% for qualified Jumbo borrowers. We also provide “piggy back” options with simultaneous 2nd mortgages to reduce the needed down payment and avoid mortgage insurance. Other options include asset depletion mortgages, coop mortgages, home equity lines of credit, and adjustable rate mortgages with terms up to 10 years. Grayton Mortgage is well-versed in the complexities of the Los Angeles market, and our team can help guide you through any potential issues that may arise during your purchase. We have competitive rates and serve both Southern and Northern California. Contact us today to see how we can help you!