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Are you having a hard time managing your financial obligations? Don't wait any longer, file for bankruptcy today and pay the required fees over time. Get the help you need and we guarantee the lowest fees. Need help deciding if bankruptcy is the right choice for you? We are here to answer all your questions and the initial consultation is free of charge. We handle both Chapter 7 and Chapter 13 cases. Chapter 7 is usually used by individuals and couples who have no extra money after covering their basic living expenses. It is a shorter and cheaper process than Chapter 13. The following individuals must or opt to file under Chapter 13: 1. Those who have some money left over after covering their basic needs. 2. People who are behind on their mortgage payments or child support payments and need up to 60 months to catch up. 3. Homeowners who have a second mortgage that is worth less than their first mortgage balance. The second mortgage can be "stripped off" and treated like a credit card debt. 4. Those who require an extended period of time with low or no interest rates to repay state and federal income taxes. 5. People who filed for bankruptcy before and received a discharge within eight (8) years, but now need protection from the bankruptcy court. Ready to start taking steps towards financial freedom? Pick up the phone and contact Debt Solution Law Group to schedule a no-cost consultation with a professional lawyer.

If you are looking for an experienced attorney to help with debt issues or filing a proof of claim, Keith E. Herron and Associates is the law firm for you. We are based in the supportive community of Ocean Beach, San Diego and serve clients in all of California's Bankruptcy Courts. Our supervising lawyer has been practicing bankruptcy law throughout the state since 1990. He can help with a variety of services, such as stopping a foreclosure, garnishment, levy, repossession, negotiating debt settlements and credit repair. No matter what your needs are, our experienced lawyer has the knowledge and skills to handle any case. We can help you with filing a proof of claim, objecting to confirmation of a Chapter 13 plan, or getting relief from the automatic stay. We understand that dealing with debt and other financial issues can be overwhelming, so our team of attorneys will be there to help you through every step of the process. With our dedication and experience, you can rest assured that you are in good hands.

Auto Title Loans San Diego has helped countless people reach their goals. We recently completed a loan for a Mercedes G500, granting our client $10,000 to start their own alignment shop in Chula Vista, CA. We also provided a woman with a 2003 Cadillac CTS with a loan of $5,000 so she could move her mother out of a mistreating nursing home. Just recently, we gave a loan of $5,000 to a young man who had proposed to his wife and needed money to book a venue for his upcoming wedding. My name is Rob, the owner of Auto Title Loans San Diego. When I began this business, I heard all sorts of bad things about this industry. After experiencing it myself, I realized most of it was false. Assisting people with car title loans has been incredibly rewarding in many cases. I am helping those who cannot turn to other sources due to credit problems or other difficulties. Give us a call to arrange an appointment so that we can evaluate your car and situation. It's always best to be aware of your options instead of being left in the dark. We proudly serve the following cities: San Diego, CA, Oceanside, CA, Chula Vista, CA, Santee, CA, and El Cajon, CA.

At Fix Your Credit Consulting, our goal is to help you improve your credit score so that you can enjoy the benefits of lower interest rates. We have years of experience disputing collections, late payments, tax liens, judgments, settlements, bankruptcies, foreclosures, short sales, and inquiries. We can work with any negative items on your credit report and take steps to rebuild your credit. On average, we've been able to increase our clients' scores by between 50 and 100 points within 45 days. Our team will provide you with a free consultation to review your credit report and discuss the best possible plan to improve your score. Our aim is to get your score above 700. We've helped thousands of clients successfully raise their credit scores, which has enabled them to purchase or refinance homes, buy cars, obtain credit cards, and start or expand businesses with more favorable interest rates. CEO Sandra Ruiz has been a credit repair specialist since 2003. Before starting Fix Your Credit Consulting, she worked as a mortgage loan consultant and noticed how bad credit was impeding her clients from obtaining home loans. To help them qualify, she began repairing their credit and was able to increase their scores significantly in a few months. Sandra's success with restoring good credit inspired her to make the switch to become a credit repair specialist and start her own business. Contact us today for a free consultation and discover how we can help you repair and rebuild your credit.

At HomeStreet Bank Mission Gorge Branch, our mission is to create a family atmosphere and provide quality financial services in the Pacific Northwest, California, and Hawaii. We offer a wide range of products and services, from consumer banking to commercial banking and lending, residential construction financing, and commercial real estate lending. Insurance services are also available in the Pacific Northwest and California. We are dedicated to supporting local organizations that strive to meet basic needs, such as housing. Our employees take an active role in giving back to the community. At HomeStreet Bank, we strive to provide excellent customer service. Our team is comprised of knowledgeable bankers who get to know their customers on a personal level. We are always looking for talented individuals who share our values and commitment to service. Whether you are a customer or employee, you will feel at home at HomeStreet Bank. Member FDIC. Equal Housing Lender.

At Endeavor Bank, we go beyond the traditional business-bank relationship. We partner with our clients, becoming an extension of their informal board of advisors. Our clients have access to our wealth of experience in launching, expanding, and transitioning businesses. Our consultative banking approach allows us to get to know each client and their industry, helping them to create strategies for long-term success. We use our resources to provide solutions, plan for the future, and increase profits and revenue. We want to be more than just a bank. We want to be a trusted advisor that clients can call on in times of need or opportunity. To this end, we provide innovative and necessary products and services to serve their needs. Strategic planning, operations, recruiting key personnel, and finance and banking are just some of the things we can help with. We don't just handle deposits and make loans. We're here to ensure our clients thrive. Our focus is always on you.

At HomeStreet Bank Point Loma Branch, we provide our customers with a personalized banking experience. Our wide range of financial services covers the Pacific Northwest, California, and Hawaii, including consumer banking products, commercial banking and lending, residential construction financing, and commercial real estate lending. Insurance services are also available in the Pacific Northwest and California. We are dedicated to serving our communities by supporting organizations with a mission to meet basic needs and those where our employees are actively engaged. Working at HomeStreet Bank Point Loma Branch is an opportunity to be part of a team that values doing the right thing and providing excellent customer service. As a customer or an employee, you'll feel like family at HomeStreet Bank Point Loma Branch. Member FDIC, Equal Housing Lender.

At HomeStreet Bank, we are committed to providing quality financial services in the Pacific Northwest, California, and Hawaii. We offer a full range of consumer banking products and services, commercial banking and lending, mortgage lending, residential construction financing, and commercial real estate lending. Insurance services are also available in the Pacific Northwest and California. We strive to support our communities by providing assistance to organizations that have a mission to fulfill basic needs, including housing. At HomeStreet Bank, you are treated like part of the family. Our bankers strive to provide excellent service and know our customers on a personal level. We are always looking for great people to join our team and contribute to our mission. Whether you are a customer or an employee, HomeStreet Bank is the place to be! Member FDIC, Equal Housing Lender.

My Big Debt - Debt Relief is a company dedicated to helping individuals get out of debt. We provide support and guidance so that our customers can achieve financial freedom with no upfront fees and no obligation. Our services include debt settlement and debt negotiation to reduce total unsecured debt amount, providing customers with a low monthly payment program, and counseling to help them achieve financial freedom. We also prioritize minimizing creditor harassment and strive to provide the best customer service possible. Our experienced team can provide proven results and provide you with a debt relief solution. We understand how intimidating creditors can be, so let us help take the stress away. Don't spend your day trying to solve your credit problems when the My Big Debt Team can get you on a path to being debt free in as little as 24-48 months. Call us today at (800) 857-0181 and let us do the work for you.

Champion Financial Services is dedicated to helping you get the best personal loan or access cash from your car title in minutes. We specialize in providing low-interest loans to Californians, with no credit requirements and no need for a new car. Our friendly team speaks English and Spanish and is here to help you apply online or over the phone and get a loan of between $2,510 and $50,000 approved within 15 minutes. With our competitive rates, you can get the cash you need without any extra penalties. With our commitment to service and customer satisfaction, we strive to exceed expectations each and every time. Contact us today to find out how we can help.

At Home Bank of California, we understand the importance of providing comprehensive financial solutions that meet your business needs. Our team works closely with you to anticipate and address your needs quickly and easily. We don't simply push promotions - we offer quality banking services that will make sure you're satisfied. Our services range from commercial lending and remote deposit banking to merchant card services and more. Our online capabilities are designed to ensure your business succeeds. You can access and manage your accounts, apply for business credit, and open a new account with ease. We understand your time is valuable, and our goal is to provide convenient access to financial resources and insights. As a family owned business, we understand the commitment and dedication it takes to run a business. If you need help, don't hesitate to reach out - we're here for you.

MyPoint Credit Union - North Park has been part of the San Diego area for over 70 years, offering financial products and services to more than 30,000 members. Their mission is to help people make the most out of their finances so they can live life on their own terms. MyPoint Credit Union provides a range of services, including savings, checking, loans, mortgages, credit cards, business banking, digital banking options and access to over 30,000 ATMs nationwide via the CO-OP network. They have seven branch locations with experienced and passionate staff dedicated to helping their customers succeed. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Life insurance is a must for many of us. It acts as a safety net for our loved ones in case something happens to us. Before we purchase life insurance, we need to ask ourselves some questions to determine if it’s necessary. Do we have a family that depends on us financially? Are we the caretaker of an adult parent or other dependent? Will our death cause a financial burden to our family? Will we be leaving unpaid debts that our spouse won’t be able to pay for? Do we have enough savings to cover funeral and final expenses? Will our spouse be able to send our kids to college without our help financially? Do we want to leave a legacy of gift money upon our death? If the answer to these questions is yes, then life insurance may be a good option for us. The Bedle Agency is a non-captive agent that offers life insurance in 38 states. We can shop around for the best option depending on our budget.

Morgan, Cohen & Bach is an international organization specialized in providing comprehensive services to our clients in the areas of litigation, mediation, investigation, credit assessment, surveying, salvage and debt recovery. We strive to offer the most effective solution to assist our customers in loss prevention and recovery. Additionally, we are renowned for our ability to quickly settle disputes concerning trucks, trailers and cargo, and to negotiate reasonable rates for towing services. Our team is highly experienced, dedicated and qualified to provide the best service. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Charles Schwab was founded with the mission of creating a better investment experience for its clients. Its core values and beliefs put the client first and have led to over 40 years of providing innovative financial services, brokerage products, personalized financial advising, retirement planning, and expert investment research. At Schwab, customers can attend complimentary workshops that cover everything from basic investing to complex trading strategies. Schwab strives to provide its clients with the tools and support necessary for achieving their financial goals. You can trust our team to provide you with the best advice and service. We're here to help so don't hesitate to contact us if you have any questions.

First Republic Bank was founded in 1985, offering private banking, private business banking and private wealth management. Its main focus is on providing a personalized customer experience, while providing a wide range of services, including residential, commercial and personal loans, deposit services, private wealth management, investment, brokerage, insurance, trust, and foreign exchange services. First Republic is part of the S&P 500 Index and KBW Nasdaq Bank Index and has offices located in major cities on the west coast such as San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach, Portland, Bellevue, Jackson, Palm Beach, Boston, Greenwich, and New York. The team at First Republic strive to offer an exceptional relationship-based service that exceeds customer expectations. They are committed to delivering a comprehensive line of products and services customized to meet their customers' needs. The bank's commitment to providing exceptional service reflects in its customer satisfaction ratings, which consistently rank among the highest in the industry.

Pacific Debt is a debt relief company that offers individuals help with unsecured debts, such as credit cards, personal loans and medical bills. Since 2002, we have provided an alternative to credit counseling, debt consolidation and bankruptcy with no upfront fees and a commitment to getting the best results. Our clients receive personalized service with a dedicated Personal Account Manager who will walk you through the entire debt relief process. We strive to provide timely updates and keep you informed every step of the way. We offer several types of debt relief options, such as debt settlement, debt consolidation, debt consolidation loans, credit counseling, bankruptcy and monthly payments. Let us help you find the best solution for your financial situation.

Creducacion is a credit advocacy group based in San Diego, specializing in helping individuals who are facing financial hardship and/or fraud. We offer expertise to clients dealing with those issues, including banks, credit unions, financial institutions, collection agencies, debt buyers, and attorneys, while simultaneously avoiding any negative effects on their credit. Our goal is to provide the best possible resolution to our clients' problems. In addition to assisting with credit issues, we also have the ability to improve credit scores through proven methods. Our team of experienced professionals can help resolve any outstanding credit concerns with effective solutions that make sense.

At Baby Boomers Financial Services, we strive to help our clients achieve their financial goals, from perfect scores to financial independence. We have been helping individuals fix their credit since 2011, and offer a free consultation to discuss your individual needs. We believe in the power of financial freedom, so we work to provide the tools and resources necessary to help you live the life of your dreams. We offer a range of services to help you reach your goals, from credit repair and debt settlement to raising your credit score, fixing your credit, and student loan settlement. Additionally, we can assist with evictions, bankruptcy removal, ChexSystems issues, tax lien problems, and judgment settlements. Our team of experienced professionals are dedicated to helping you find success and happiness.

Navy Federal Credit Union is dedicated to supporting members of the military – active and retired, DoD personnel, veterans and their families - through every stage of life. With more than 340 branches worldwide and digital banking services, Navy Federal Credit Union offers great rates, discounts and exceptional service. Our mission is to provide our Members with a secure and supportive environment, allowing them to accomplish their financial objectives. The credit union's digital banking* provides an easy and convenient way for members to access their accounts and manage their money. The team at Navy Federal Credit Union is committed to helping members achieve their financial goals and understand the unique needs of service members. We strive to be a trusted partner for our members and take pride in knowing that we are making a difference in the lives of those who serve. *Message and data rates may apply.