Financial Services

Sterling Bank & Trust is a trusted neighborhood bank providing a variety of banking solutions, loan products and personal service to individuals, professionals and businesses. Our customers enjoy highly competitive deposit rates, specialized mortgage lending and deposits that are kept in the local community. We offer a warm, family-like atmosphere at all of our thirteen branches in San Francisco and seven in the Bay area. We have also expanded to Los Angeles, where we have six branches, and Bellevue Washington, with one branch and lending staff. In 2017, Sterling Bank & Trust launched its division, SBT Advantage Bank, in New York. SBT Advantage Bank provides the same great services and products as the main bank, with two branches in Brooklyn and Flushing. As we strive to serve our customers and communities better across the four major markets, we create an experience that is tailored to the needs of each customer, helping them reach their goals at their own pace.

Taxes are likely one of the most significant expenses for a business. For C-Corps, this typically means that 30% of profits are paid in taxes. For pass-through entities such as S-Corps, LLCs, and LPs, taxes can be an average of 30% of income. This means that 70% of the earnings are kept by the business after taxes have been paid. At Tony Quach & Co. CPA, we strive to help businesses legally minimize their tax burden and maximize their refund. To do this, we use a variety of tools, such as the Tax Cuts and Jobs Act, The Taxpayer Certainty and Disaster Tax Relief Act, The Families First Act, and The CARES Act. We begin by understanding the business entity type and how it is treated by the IRS. We also explain how this will affect personal taxes, advise on which type of entity is best in terms of tax efficiency, and explain potential pitfalls to avoid. We provide a comparison of different types of entities and their respective tax attributes, as well as ideas for deductions. For new businesses, we help them stay up to date with filing requirements, deadlines, and compliance obligations.

San Francisco Federal Credit Union was founded in 1954 by an accountant from the San Francisco Controller's office, George Trelut. He wanted to provide a responsible financial institution for his fellow city employees, giving them access to affordable loans and a safe place to save their money. At San Francisco Federal Credit Union, we understand that living in the Bay Area is a unique financial experience. With the high cost of living, it's important to have a reliable financial institution that can help you manage your finances with convenience. That's why we strive to streamline and simplify your banking experience. We build our products and services with your convenience in mind, tailored to the needs of those living, working, worshiping or attending school in San Francisco and San Mateo Counties. We offer federally insured services, so you can trust that your money is secure. Our philosophy is to help you define and meet your financial goals, and make sure you don't have to worry about your finances so you can get back to living life.

At Decker Retirement Planning, our mission is to help individuals realize the retirement of their dreams. We work with retirees or those set to retire within the next five to ten years who have a nest egg of at least 350k and are facing one or more of three typical issues: fear of running out of money or knowing when they can retire, frustration over losing hard-earned savings due to market volatility, or worries about rising taxes. Our experienced team provides personalized guidance and support to help you address these concerns and enjoy a secure and comfortable retirement. We specialize in clearly showing you how to make the most of your retirement savings and investments, while also protecting against losses and taxation. Reach out today to learn more about how we can serve you. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

Electronic Payments of California is a company dedicated to providing businesses with the resources they need to make processing payments easy and cost-effective. We offer a range of services, from concierge service and point of sale systems to eliminating processing fees, credit card processing, gift card processing, cash registers, low rates, credit card terminals, payment processing and more. Our mission is to save businesses money and provide them with the supplies they need to run their operations, such as thermal paper and business supplies. We even offer EBT processing so that businesses can accept government-issued benefits. With Electronic Payments of California, businesses can get all their payment processing solutions in one place. We take pride in the quality of our services, and aim to ensure that your needs are met quickly and efficiently. Our experienced team of professionals is here for you, so don't hesitate to get in touch today.

We specialize in helping individuals with credit repair services and also help mortgage professionals improve their clients credit reports. iMax Credit Repair offers strategic, professional credit repair and improvement services, helping clients get approved for mortgages, home refinancing, lines of credit and auto loans. We work to repair your credit by challenging questionable items and removing erroneous derogatory accounts from credit reports.  We also help clients improve their credit by obtaining new accounts and tradelines. iMax credit repair specializes in Fico score improvement, identity theft resolution, collection account removal,  late payment removals, and charge-off removals. Credit score improvements help you obtain extended lines of credit, home loans, home mortgages, or real estate refinancing. We handle collections, bad debt, and credit card charge-offs. We produce results first and then only after we have produced tangible results on your files are any fees assessed. No fees if no erroneous accounts are deleted. Free Credit Evaluation Credit fixed in 30 to 90 days $0 upfront fees

As a trusted neighborhood bank, Sterling Bank & Trust provides a comprehensive choice of banking solutions, innovative loan products and outstanding personal service to individuals, professionals, businesses and commercial customers. We're known for highly competitive deposit rates, expertise in mortgage lending and keeping deposits at work in the local community. Our customers know that they can stop by any branch and be treated like family. Since the Bank was founded in 1984, our customers have trusted us to help them handle their banking and financial needs. We have thirteen neighborhood branches in San Francisco and an additional seven in the Bay area. We have expanded on the West Coast into Los Angeles, where we currently have six branches, and Bellevue Washington, where we have a branch and lending staff. In 2017, Sterling Bank & Trust expanded to New York with its division, SBT Advantage Bank. SBT Advantage Bank offers the same great banking solutions, innovative loan products, and outstanding service that has made Sterling Bank & Trust a success. SBT Advantage has opened two branches in Brooklyn and Flushing. We continue to grow to better serve our customers and the communities we serve in these four major markets across the country, creating an experience sensitive to the needs of every customer, helping them succeed in achieving their own goals at their own pace.

I am a Fee-Only fiduciary compensated only by you with no incentive to use anything other than what is best for your unique situation. With my guidance, you can find the peace of mind that comes from knowing that you have planned prudently for your future and that your loved ones are protected. My goal is to help you bridge the gap between where you are and where you want to be with planning that is customized to your personal situation. Clients and I work as partners to design a life plan that combines your values, dreams and financial resources. Whether you are just setting out on your financial journey or seeking to protect and enjoy the wealth you've accumulated, I help you along the way with objective advice that puts your financial interests first. I offer the Kinder EVOKE™ Method, a life-centered approach to Financial Planning, provides a supportive financial framework for living the most meaningful and rewarding life you can imagine.

Millennial Tax Resolution is a professional tax debt resolution firm dedicated to helping taxpayers find relief from their mounting debts. Our team of experienced negotiators can work with clients to create an Affordable Payment Plan, settle the debt through an Offer in Compromise, or place the taxpayer in Currently Not Collectible status. We also specialize in removing penalties and helping clients pay off less than what they owe. Get in touch with us today for a free consultation. Our experienced team of negotiators have the expertise to provide tailor-made solutions for resolving tax debt. We strive to create the best plan for each individual's unique situation, whether it be through an Affordable Payment Plan, Offer in Compromise, or Currently Not Collectible status - all with the goal of eliminating the debt and reducing the amount actually paid. Let us help you take the first step towards financial freedom. Contact us for a free consultation.

Verte Consulting provides you with the financial insights you need to make informed decisions for your business. Our cloud-based accounting software, Xero, makes staying on top of your finances easy and secure. With Xero's "add ons", you can streamline your invoicing, expense reports, and other industry-specific functions. Our team is here to help you make the switch from Quickbooks to Xero, so you can get the most out of your back-office. Our experts have extensive experience in accounting and finance, so you can trust that our advice is tailored to your specific needs. We take the time to understand your business and develop a customized plan to meet your goals. We provide ongoing support and training to ensure you can use Xero to its fullest potential. With Verte Consulting, you can be sure that your financials are always up-to-date and accurate.

Calender-Robinson Insurance Agency was founded in 1954 in San Francisco by Clay Calender. It is a family-run business that is committed to the same core values and ethics that Clay set forth when he first established the agency: trustworthiness, integrity, honesty, and unparalleled service. Over the years, Calender-Robinson has grown into one of the oldest and most respected firms in the Bay Area. The company provides a range of insurance services to its clients, including property insurance, vehicle insurance, workers' compensation, health insurance, liability insurance, home and rental insurance, and payroll services. The team at Calender-Robinson is dedicated to providing their clients with top-notch customer service and tailored insurance solutions that best fit their needs.

City National Bank in San Francisco provides top-notch financial services, from private banking and wealth management to retirement planning and estate planning. Our experienced advisors are here to help you with all your banking needs, including business banking, investment management, loans and more. Come visit us today and let us help you plan for your financial future. If you would like to learn more about what we have to offer, please don't hesitate to give us a call today. No matter what your needs are, we will do our best to provide you with the top-notch service that you deserve.

The Tax Law Offices of David W Klasing is a specialized California-based tax firm that boasts an impressive team of award-winning, nationally recognized tax attorneys and CPAs. Our team combines decades of tax and business expertise with a variety of professional backgrounds in tax law, business law and accounting to provide exceptional services to individual taxpayers and business entities. We understand how overwhelming it can be to deal with the IRS, and we prioritize clear communication with our clients to ensure they receive the best results possible. We offer our services for civil, criminal, domestic and international tax matters throughout Northern and Southern California, including cities like Bakersfield, Carlsbad, Irvine, Los Angeles, Oakland, Oxnard, Panorama City, Sacramento, San Bernardino, San Diego, San Francisco, San Jose and Santa Barbara. To schedule an appointment for a reduced-rate consultation, please contact us online or call (800) 681-1295. You can trust our team to provide you with the best advice and service. We're here to help so don't hesitate to contact us if you have any questions.

Established in 1962, Cathay Bank is a subsidiary of Cathay General Bancorp and offers a wide range of financial services. The bank's branches are located across the United States and also in Hong Kong and Taiwan. In the U.S., there are 33 branches in California, 12 in New York, three in Illinois, three in Washington, two in Texas, one in Maryland, one in Massachusetts, one in Nevada, one in New Jersey and one in Hong Kong. A representative office is situated in Taipei and another in Shanghai. FDIC insurance coverage is limited to deposit accounts at the domestic branches in the U.S. Cathay Bank has established a strong presence in the U.S. and overseas, providing customers with a wide range of services. Customers can benefit from tailored banking solutions such as checking and savings accounts, loans, and wealth management advice. The bank also offers online and mobile banking services, allowing customers to manage their accounts wherever they are. Furthermore, Cathay Bank's team of experienced bankers is available to provide financial advice and guidance.

Ron West Tax Group provides complete and reliable tax preparation services for individuals and businesses. With over 15 years of professional experience, we make sure to help you fill out the necessary forms, and file and pay your taxes on time. We are here to ensure that you don't take any risks with the IRS. Our team is dedicated to making the process of filing taxes simpler and stress-free for our customers. We offer our services in both English and Spanish. Our team of professionals guides clients through every step of the process, from completing the required forms to keeping up with the latest regulations in order to provide the best advice. Let us help you avoid costly penalties and fees and get the most out of your taxes. We strive to provide the highest quality of customer service and satisfaction. Contact us today to learn more about how we can assist you.

Duan Wei-Maynez, CPA specializes in providing tax, bookkeeping, and business consulting services to small businesses, including S and C Corps, LLCs, Partnerships, Sole Props, and Not-for-Profit. Our mission is to help business owners and individuals to plan and save on taxes, while keeping them informed of the latest federal and state laws and regulations. Our experienced team is dedicated to helping our clients maximize their financial goals by providing consultation and advice to ensure they stay in compliance with the ever-changing rules and regulations. We offer tailored solutions to meet each client's unique needs, making sure they get the most out of their investments. We are committed to developing strategies that enable individuals and businesses to reach their full potential.

Sterling Bank & Trust is a trusted neighborhood bank that offers a wide variety of banking services, loan products and personalised customer care to individuals, companies and businesses. Our customers know they can visit any branch and be welcomed with open arms. Since 1984, our customers have relied on us to help them manage their finances. Currently we have thirteen branches in San Francisco and seven more in the Bay Area. We've also expanded to Los Angeles, where we have six branches and a lending staff, as well as Bellevue, Washington where we have a branch. In 2017, we opened a division in New York called SBT Advantage Bank, which provides the same great banking solutions, loan products and service that Sterling Bank & Trust has become known for. SBT Advantage Bank has two branches in Brooklyn and Flushing. We continue to grow in order to better serve our customers, providing an experience that caters to each individual’s needs and helping them reach their goals at their own pace.

Our mission is to provide businesses and individuals with the insight they need to achieve financial health. Sterck Kulik O'Neill Accounting Group Inc. is a Diamond Certified company that offers a range of professional services such as strategic planning, operational audits, cash flow analysis, business round tables, seminars and team building training. Our San Francisco CPAs and accountants offer accurate and high-quality financial statements and other services. With our experience and commitment to customer satisfaction, we strive to help our clients reach their financial goals. Our experienced team is dedicated to providing top-notch service and satisfaction for all of our clients. Contact us today for more information on how we can help you with all of your needs.

Sterling Bank & Trust is a trusted neighborhood bank that offers a wide variety of banking solutions, loan products, and personal services to individuals, professionals, businesses, and commercial customers. Our reputation for highly competitive deposit rates, expertise in mortgage lending, and keeping deposits in the local community is well known. We have built a loyal customer base by providing them with top-notch service whenever they visit one of our branches. We have thirteen branches in San Francisco, seven in the Bay Area, six in Los Angeles, one in Bellevue Washington, and two in New York in Brooklyn and Flushing. These locations allow us to serve our customers in major markets across the country. At Sterling Bank & Trust, we strive to create an experience that is tailored to each individual customer's needs and allows them to achieve their goals at their own pace. We are committed to helping our customers succeed and make their financial dreams a reality.

OUM & Co is a renowned certified public accounting and business advisory firm. Founded in 1976, OUM has grown to be one of the leading firms in California, with more than 100 professionals devoted to quality service and integrity. With offices in both San Francisco and San Diego, they offer a comprehensive range of assurance and audit, tax, SEC compliance, technology and risk advisory services to their clients, including both public and private companies as well as high networth individuals. OUM & Co is dedicated to providing the highest quality of service to all of its clients, resulting in long-term relationships. The team at OUM are experts in their field and have extensive experience in helping clients to achieve their goals. Their commitment to excellence has recently been recognized by Forbes, who named them to their list of America's best tax firms for 2021.