insurance agency in business since 1963. We specialize in the insurance needs of individuals and businesses all over California. As independent agents, we represent companies whose integrity, service and competitive rates Bonds. Any and all special risks;Health, Disability, Long Term Care - individual; Group

focus on Business' Headquartered in Southern California. Let HKIS be your "insider" to getting the best insurance terms for all of your Business Insurance Needs! We represent many of the Highest Rated and Largest Insurance Carriers in

health and disability insurance. Standard Security Life Insurance Company of New York is a recipient of the A-Excellent rating by A.M. Best. Maintenance Organizations) reinsurance,point-of-service, etc. Based in New York City, it is a wholly owned